Medical Bills

Flameblow
Flameblow

A few years ago i was arrested for public intoxication (i threw up outside waiting for a taxi). A week prior to this i fell down some stairs and scraped my arm. The officer saw that my arm was scraped and took me to the hospital against my will and the nurse looked me over and said 'ok' and there was no "treatment". I asked her in front of the arresting officer "when does it look like this happened?" and she said "at least a few days ago". I was there against my will, they did nothing to 'treat me', and i have a statement from a medical professional saying that nothing happened to me at that time. I check my credit score just now and i see that i have a $900 medical bill reported to collections. What the fuck do i do?

All urls found in this thread:
http://nypost.com/2014/12/29/arrests-plummet-following-execution-of-two-cops/
http://www.nydailynews.com/new-york/nyc-crime/summons-activity-grinds-halt-brooklyn-precincts-article-1.2060449
http://www.rollingstone.com/politics/news/the-nypds-work-stoppage-is-surreal-20141231?page=2
LuckyDusty
LuckyDusty

@Flameblow
just do it
you said yesterday
its tomorrow
just
do it

CouchChiller
CouchChiller

You call the collections company and tell them you are disputing it.

CodeBuns
CodeBuns

@CouchChiller
easy as that? they'll just let it go if i ask them to?

Boy_vs_Girl
Boy_vs_Girl

@Flameblow

Ignore it.

I have like 3 medical bills against my name and my credit is fine.

Those fucks can go fuck themselves.

w8t4u
w8t4u

@Flameblow
make the police department pay for it, sue em. get a free consultation about it first.

hairygrape
hairygrape

praise the lord for being born in the united states of america where you have the freedom to be charged $3,000 for an ambulance ride or in your case, $900 for a nurse to look at a scrape on your arm and decide it doesn't even need stitches.

Nojokur
Nojokur

That nurse was probably paid a total of $1.50 for the time she spent looking at your arm.

farquit
farquit

@Flameblow
And people vote against Single-Payer healthcare...

Bidwell
Bidwell

@Flameblow
It will go away in 7 years. Similar thing happened to me. Passed out in the back of an uber. Driver called an ambulance and i woke up with a $1400 bill. Dont know why they couldnt just chuck me in the lobby of my building to sleep it off but lesson learned. Thanks obama.

RumChicken
RumChicken

@hairygrape
it was just scabbed over, the cop knew what he was doing when he forced me into the hospital against my will. He was fucking with me and i didn't realize until now. He was trying to punish me when he couldn't charge me for anything else. I did everything he asked me to do but i wouldn't speak a word to him. He knew that i was going to be billed for that trip thats why he was grinning when he handcuffed me to the fucking chair in that room. I guess he won.

gg cops

haveahappyday
haveahappyday

@Boy_vs_Girl

Ignore it.

Never ignore a bill.

Lawyer here. Used to work with debt collection. The ignore crowd were our best customers because we could just pile on late fees and interest. Then they would shit their pants when we sent it to court and pay up.

Do this instead:
@CouchChiller

Just email them that you dispute it and ask for documentation. In most cases they will check back with the creditor. Whether or not they can prove anything, they won't be able to pile on late fees and interest until they document the claim.

Not sure if it's the same way in America and your particular state though.

StrangeWizard
StrangeWizard

@haveahappyday

All of mine were sub $500.

So I doubt they're gonna go to the trouble.

I'd rather not live in fear.

I respect you guys, but sometimes I think yall believe you have more power than you really do.

BlogWobbles
BlogWobbles

@StrangeWizard

Claims need to be above a certain threshold before it makes sense to collect. Business was slow for us, so I would have fought tooth and nail for all of my shekels on any claim with a principal of $350+, especially if you added all of the late fees.

The threshold varies based on jurisdiction and collector, though, so I'm glad it worked out for you user.

Still, disputing is always the best course of action, because it stops the late fees and interest accumulation. Fags disputing was literally the most annoying thing about the job, because it meant a lot more work for less money and it slowed down the process considerably.

Supergrass
Supergrass

@hairygrape
u mean you pay $130 a month and your dr visits are $20 a visit, specialists are $25 a visit, your $300 medication is subsidized to $5.50, and you get 2 pairs of glasses every year for $50?

ill agree dental benefits suck but healthcare is so fucking good right now i cant believe how good of a deal this shit is.

i alone have 4 different medications that I pay ~$50 a month for that probably would cost $1000 otherwise.

w8t4u
w8t4u

@Supergrass
Literally in no state in America are insurance premiums that cheap for those kinds of benefits. Sounds like your employer is paying the other $400 of your insurance premium every month.

If you pay for insurance yourself it's more like
$350 per month
$50 to see a specialist
only some drugs that have cheap generic versions are covered at $20 each
everything else is out of pocket until you reach your $5000 deductible

Stupidasole
Stupidasole

@Supergrass
You know that penalty is super easy to waive right?

viagrandad
viagrandad

Britbong here.
all prescriptions fixed price of £6.50
pay nothing for tests, consultations, etc
exempt if unemployed or pensioner
mfw I am exempt from all costs because lifelong medical condition
shit is so cash

It's like burgerlanders enjoy paying for being sick.

PackManBrainlure
PackManBrainlure

ger-fag here,
we got free medical treatment.
man merica get your shitty social-system working.
I hope you dont need to pay shit.

Burnblaze
Burnblaze

@PackManBrainlure

You know if the government didn't take as much taxes, it would e fine.

If people would actually claim their rights as Americans and say "fck that", "fck this", and "fck you"; as per the Constitution. We'd be in a better place.

But no. Everyone wants everything handed to them. We live in a fucking capitalist country and that's not how any of this works.

Idiots.

Emberfire
Emberfire

@RumChicken

Stfu dude. Cop was doing his job. Problem is the outrageous gouging of hospitals. You're the problem for not sticking it to the man. Your cop is a citizen just like you, getting paid $35k a year to deal with whinnying cunts such as yourself.

TalkBomber
TalkBomber

@Flameblow
i don't get it how could you be charged for any service that you did not voluntarily agreed to receive? this is legally impossible.

SniperWish
SniperWish

@haveahappyday
then they would shit their pants when we sent it to court and pay up

Are you serious? They'd actually pay? That's hysterical!

Not sure what country you're from, but that's not how things work here in the good ol U, S, of A!

If an account is in collections, the person probably doesn't have the money to pay it and probably has more accounts in collections than just that one. In other words, blood from a stone, my friend. I'll tell you a quick story...

be me
young and dumb
making good money but spending good money as quickly as it comes in
swiping the ol' credit card(s) like crazy
paying them on time but it slowly catches up to me and I'm in way over my head
fast forward a few years...
they want their money
they're calling me off the hook and shit
$40,000+ in credit card debt alone
I sit and wait
the phone calls stop so I know they're sending it to legal
yep here come the letters!
got them where I want them
retain my own attorney and immediately begin bankruptcy proceedings
they never got a dime

Let's just say, I wasn't the one doing the pants-shitting...

Oh and mfw my credit score actually went UP after bankruptcy and is now back in the "average" range.

TechHater
TechHater

@SniperWish
Oh and here's the kicker...

One credit card company I had put me on an initial repayment plan that I eventually reneged on, but they never sent me the terms of the agreement...

They had to return all that money to me (about $3,000).

mfw I got that check in the mail

Lunatick
Lunatick

@Emberfire
but no you are wrong the hospital was just doing their job just as the cop was doing his job by your logic you fucking idiot, there was nothing wrong with me he knew what he was doing, this was intentional because he didn't like me and couldn't charge me for anything else

Crazy_Nice
Crazy_Nice

@SniperWish
@TechHater
how master

share your wisdom senpai

Booteefool
Booteefool

@Lunatick
I believe you bro. Cops are dicks.

Evil_kitten
Evil_kitten

@Crazy_Nice
This is America, bro. I've made friends with a ton of attorneys over the years because I am genuinely interested in the law and love the idea of becoming an attorney myself (except I'm already happy as a teacher), so I'm always picking their brains and whatever.

Anyway, I basically already knew what my options were and knew that bankruptcy was probably my best bet. So I sat down with one of my lawyer friends one day and told him what was going on and that I needed help...

Help arrived in the form of a retainer and bankruptcy.

But my attorney not only helped me to quash all those outstanding debts. He gave me some good advice on how to quickly rebuild my credit. So that's what I did...

Seriously, if I could invest in attorneys, I would. Fucking ATNY stock ticker lol

Inmate
Inmate

@Crazy_Nice
@Evil_kitten

I considered waiting until all the creditors and their lawyers actually filed the lawsuits against me just to make them burn a little more money on me in filing fees....y'know....just to be a vindictive little brat. But I was anxious to just get the debt discharged. And that's what I did...

Everyone talks about how terrible bankruptcy is, but it's not that bad. I mean, shit, is it on my record? Yeah. It'll be there for a few years more, too. But my credit score is already back to normal and I haven't suffered any real consequences as a result.

Playboyize
Playboyize

@Lunatick

he didn't like me

Top gen y kekory.

Methshot
Methshot

@Playboyize
you don't understand bro, you weren't there. i promise you that i understand your sentiment and i would lean the same way but thats just not how it was.

PackManBrainlure
PackManBrainlure

@Playboyize
Yeah cops are never dicks. They're all just honest, hard-working guys trying to scrape by. I'm sure they were genuinely concerned about that tiny scratch on OP's arm. God bless those brave men and women. Truly angels!

Are you catching the sarcasm? That's sarcasm.

Carnalpleasure
Carnalpleasure

@Methshot

If you're serious. Do me a favor and ask yourself why he'd single you out of all things he could have done with his time. I want you to think about how you're wrong and he's right.

Tldr; think from a different perspective

Skullbone
Skullbone

@PackManBrainlure

Ya kid fuck da police, they just tryin' to put us down. They don't know the struggle we in.

Come on kid.

Emberburn
Emberburn

read me here if you haven't already @RumChicken

Flameblow
Flameblow

@Skullbone
Yeah, or y'know, maybe as with all professions this kid got the one ball-breaking dick-head cop who had the time to piss away on an obnoxious, publicly intoxicated kid...

You know...just exactly how OP described it.

You're the one arguing against that very real possibility.

WebTool
WebTool

@Emberburn
@Evilember

You're leaving parts m9.

I didn't speak a word to him
Did everything he asked
Forced me against my will

How can one know they're doing something against your will, when you don't inform them they're doing so?

PurpleCharger
PurpleCharger

the market can handle security and protection better then the monopoly of force government has. read murray rothbard to get a better understanding on how that might work but anyways here is a case where the new york police strike and stop doing their job and things actually improve.

http://nypost.com/2014/12/29/arrests-plummet-following-execution-of-two-cops/

http://www.nydailynews.com/new-york/nyc-crime/summons-activity-grinds-halt-brooklyn-precincts-article-1.2060449

http://www.rollingstone.com/politics/news/the-nypds-work-stoppage-is-surreal-20141231?page=2

@WebTool
he didn't ask me and i didn't know i was going to the hospital he just kidnapped me off the street in front of everyone. it was obvious that i didn't need fucking medical attention for a four inch scab on my arm, again he knew exactly what he was doing.

Ignoramus
Ignoramus

@PurpleCharger
So did he take you to jail or arrest you for public intoxication?

Stupidasole
Stupidasole

@Ignoramus
both

Illusionz
Illusionz

@PurpleCharger
police stop working
arrests plummet
THE CRIME PROBLEM SOLVED ITSELF

Are you serious? Maybe arrests arent a good measure of crime when the cops stop arresting people.
#blacklivesmatter #justiceforthatblackguy
#heagoodboywhodindunuffin

King_Martha
King_Martha

@Ignoramus
i'm sure he wanted to charge me for disturbing the peace, disorderly conduct, resisting arrest, anything really but he couldn't because i wasn't doing anything wrong so he did the only other thing he could do.

@Illusionz
the cops stooped doing their job and nothing happened is the point i'm making. the city did not collapse, people were not murdered in the streets, there was no looting, buildings did not explode. Government doesn't need to micromanage your live. You don't need an overseer to protect yourself. The market can work, just consider it as a possibility and learn about it. Its hard to imagine a different way of living with freedom but it can work and it would work better than what we have.

idontknow
idontknow

@King_Martha

It's like talking to a wall.

So many inconsistencies.

Methnerd
Methnerd

@idontknow
sorry i wasn't saying what you wanted to hear

Sir_Gallonhead
Sir_Gallonhead

@idontknow
Seems pretty consistent to me.

I'm sure OP was probably a lot more drunk and obnoxious than even he is aware (come on, OP, you were drunk...)

And I'm sure that OP's speculation as to why the officer sent him to the hospital is probably a little bit off. (I don't think the cop sent OP to the hospital because he wanted OP to get stuck with a huge bill...)

But he's probably not too far off. The cop didn't give a shit about the scratch on his arm and wasn't concerned for OP's well being.

The cop probably figured a quick trip to the hospital would give OP time to sober up and would protect the officer from any accusations of police brutality. Which actually sounds reasonable but it's not entirely necessary.

I don't know. I wasn't there. But if I had to bet, that's probably how it went down.

Gigastrength
Gigastrength

@Sir_Gallonhead
i was obnoxious in the since that i didn't say anything, if you would want to think that way in order to make yourself more comfortable. He knew what he was doing. i know how it sounds but i wasn't really that drunk. he arrested me because he saw me barf after someone blew some clover cigerete smoke in my face not because i was obstructing the sidewalk, talking loudly (was silent the entire time), disturbing the peace, nothing. Otherwise he would have jumped in his boots at the opportunity to charge me with anything else. Again, i understand this sentiment about leaning towards this thinking that i was somehow deserving of what happened but that is just not the case.

Techpill
Techpill

@Flameblow
be nazi me
slip in bath and hit knee that hard that it bleeds
Go to hospital on saturday
wait 30 minutes then it's my turn
doc looks at my knee, says it's fine just take it easy for the next few weeks oh and here, take these bandages

Price:
0 Euronions.

RumChicken
RumChicken

@Supergrass
u mean you pay $130 a month and your dr visits are $20 a visit, specialists are $25 a visit, your $300 medication is subsidized to $5.50, and you get 2 pairs of glasses every year for $50?

I did pay $300 a month, with $5000 deductible. Doctors visits not covered, no dental, no prescription plan. My doctor gave me the same misdiagnosis 4 times in a row for 4 separate things. After paying for xrays and exams out of pocket I got fed up and decided to cancel my plan so I could get a better one. Now they tell me I'm not allowed to get health insurance till 2017 and I'll have to pay a penalty fee for having no insurance.

StrangeWizard
StrangeWizard

@Gigastrength

You're such a basic bitch.

It's not even funny.

I was intoxicated right
Da police be getting in my biz
I was like silent doh
I let him touch me in places
He forced me against ma will dog
But I didn't yell rape
He wanted me to have da medical bill
da police keepin' us down

Just do basic.

Fuzzy_Logic
Fuzzy_Logic

@Techpill

Taxes: 65%

Gas here is like $2.30. How much is yours eurofag?

whereismyname
whereismyname

@StrangeWizard
what was i supposed to do then? hit him? run away?

Harmless_Venom
Harmless_Venom

@whereismyname

Idk be an adult and tell him you don't want him touching you.

Da da dur hur hur.

And fck off with your medical bill. Don't be a retard and take his ass to court or w/e your dumb "meh it should be free", "meh poor me", or w/e your feels are.

Stupid hippie mentality.

Either pay it or dont. You don't pay it, your credit will suffice. But you'll get letters left n' right and calls. Knowing your dumbass though, you'll prob try n' fight it.

happy_sad
happy_sad

@Harmless_Venom
if i said anything like that then he would have charged me with obstruction of justice or some other bullshit charge, i think i made the best possible choices. Any other person would have had a laundry list of charges if anyone would have acted any differently than i did.

As for the medical bill, i'll just see how things progress and if i have any issues i'll deal with them when i get there.

SomethingNew
SomethingNew

@happy_sad
Youre being trolled nigs

Deadlyinx
Deadlyinx

@SomethingNew
oh shit you're right bro

Boy_vs_Girl
Boy_vs_Girl

@Emberfire
Your cop is a citizen just like you, getting paid $35k a year to deal
ok hold up there captain retard, Cops are paid a retarded amount of money. In my area they make upwards of 150k a year.

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