True Cost of University

Lord_Tryzalot
Lord_Tryzalot

How much does/did your bachelors degree cost in total after all of your financial aid? I'm talking about tuition, housing, food, and books.

All urls found in this thread:
https://www.generosity.com/fundraisers/400-dollars-for-college
lostmypassword
lostmypassword

@Lord_Tryzalot
way too much

Deadlyinx
Deadlyinx

I'm like $65k in debt

Carnalpleasure
Carnalpleasure

@Lord_Tryzalot

Finished two BSc degrees and an MSc with zero debt thanks to being a veteran. AMA.

Need_TLC
Need_TLC

@Carnalpleasure
zero debt
You were in the military, so it wasn't free.

Booteefool
Booteefool

@Lord_Tryzalot
Probably $60k. I went to a state school; tuition was ~$9k per year, and housing/food/books was maybe $800/mo.

farquit
farquit

~60k

hairygrape
hairygrape

5k$ for 4 years of college

haveahappyday
haveahappyday

@Need_TLC

You're right, of course. I literally got paid to go to school, so my out of pocket cost was negative.

massdebater
massdebater

@haveahappyday
You spent time in the military, so you did pay for it.

kizzmybutt
kizzmybutt

@massdebater

My time in the military was also compensated, though. I made between 30 and 70k (much of it tax-exempt) to target Haji with support by fire.

Techpill
Techpill

@kizzmybutt
I didn't know that freedom had a price tag.

Methnerd
Methnerd

@Lord_Tryzalot
Free. I'm about to get another one though because I'm jelly of everyone's debt.

Fried_Sushi
Fried_Sushi

@Techpill

Freedom isn't free. Neither is the throbbing erection I used to get when blasting madrassas with Mk 19 40mm grenade rounds. That shit costs taxpayer dollars.

And "rehabilitating" me when I got home wasn't cheap, either.

Harmless_Venom
Harmless_Venom

@kizzmybutt
You paid for your college by sacrificing your time for X number of years in the military. Not everyone is able bodied enough to do that.

Sir_Gallonhead
Sir_Gallonhead

Bout 32K and I go to one of the most expensive public universities (20K a year just for tuition).

SomethingNew
SomethingNew

@Lord_Tryzalot
Roughly $51k over five years at a private university. Got through the first four years loan free but had to go a fifth year due to bad advising. The amount I owe in loans is relatively small (less than $10k) and they're all federal loans, so I get a shitload of protections.

likme
likme

@Harmless_Venom

I will concede the second point about able-bodiedness. That's true, not everyone can serve.

But it isn't strictly a sacrifice in the financial sense...I was still paid to be in the Army. It's analogous to using your company's tuition reimbursement program.

Playboyize
Playboyize

nothing. I live in germany amerifats

Snarelure
Snarelure

@Playboyize
حان الوقت ل الإعدادية الثور

Flameblow
Flameblow

@Playboyize
But others had to pay for you.

BunnyJinx
BunnyJinx

@Harmless_Venom
why is this guy so butthurt about not being in the military?

whereismyname
whereismyname

@BunnyJinx
wanting to be in the military

Stark_Naked
Stark_Naked

@whereismyname
Clint Eastwood
irony

Crazy_Nice
Crazy_Nice

Here's my cost.
24 years old
barely halfway done through uni and never held a job
Explicit cost of 3 years (6 semesters):
-books: $300 x 6 = $1800
-fees: $30x6 = $180
total of ~$2000 and I'm only halfway done, here's where it gets wild though.
I'm 24 years old and I've never held a job, living in California and assuming I'd earn minimum wage + assuming 52 weeks of working:
implicit costs of: $127,920

So in summary:
explicit: $1980
implicit: $127,920
Total cost: ~$130,00

Given that I'm expected to finish uni in 2 more years, I'll be up to ~$190,000 in costs

The only way I can bounce back is if I land a job that pays at least $60,000 in my field.

Boy_vs_Girl
Boy_vs_Girl

@Crazy_Nice
PS forgot to mention that I receive a shit ton of financial aid, that's why the college fees are so fucking low

+ OP never forget to ask for implicit costs, only dealing in explicit costs does no good

WebTool
WebTool

@Crazy_Nice
@Boy_vs_Girl
What school are you going to in California? Are you an OOS student?

Flameblow
Flameblow

@WebTool
Cal poly pomona, in state

Stark_Naked
Stark_Naked

@Flameblow
at least it's a good school. I might be going to school for like $120,000 total so you're not alone.

Lord_Tryzalot
Lord_Tryzalot

@Stark_Naked
I hope it pays off, best of luck

haveahappyday
haveahappyday

@Lord_Tryzalot
about 40 grand total for mathematics and economics degree.

Was from the states but then decided to go to McGill in canada because its not a bad education/reputation for the price.

Paid about 13k canadian each year for tuition which at present exchange rates is nothing. Graduating with no debt.

Also became fluent in french (not quebecois french). Overall it was worth it.

girlDog
girlDog

@haveahappyday
Good for you user. That was definitely a good idea.

hairygrape
hairygrape

CAD,

about 9k yr in tuition, 8k yr in rent, another 10ish on food, 5 years.

oh but i had 5 paid internships so i came out way in the green

eGremlin
eGremlin

~9000 for the next two years at a private university, fuck and nothing for community college before that. The biggest expense is gas.

FastChef
FastChef

~15k for 9month trade certificate, worth it

BunnyJinx
BunnyJinx

@Lord_Tryzalot
Who the fuck factors in food?

GoogleCat
GoogleCat

tfw it starts to set in that you will actually graduate
tfw rich parents (dad is tenured professor at school) strongly support and pay for all tuition, which is 50% off each semester thanks to dad plus scholarships

Something like $40k all told. As for if its worth it, I didn't pay anything. One more good internship and college will have been a great investment.

whereismyname
whereismyname

@BunnyJinx
Colleges when they charge you boarding.

PurpleCharger
PurpleCharger

@BunnyJinx
people that are alive and eat food to stay alive

Raving_Cute
Raving_Cute

@haveahappyday
@girlDog

T-thank you senpai. Unfortunetly Math at Mcgill is fucking hard and i have an extremely mediocre GPA :(

I just dont want to be homeless/jobless

Sir_Gallonhead
Sir_Gallonhead

Graduated december '12 with 65k in loan debt. Total cost was 75k. Could only pay the 10k with my summer jobs. Now I have $8500 left on the loans after living like a hobo for 3 years and paying 70% of my earnings into it

Sir_Gallonhead
Sir_Gallonhead

Worked 40 hours 2nd shift and weekends while going to school. Paided everything in cash while living rent free at my parent's.

Boy_vs_Girl
Boy_vs_Girl

@Raving_Cute
i have an extremely mediocre GPA :(

you what

Evil_kitten
Evil_kitten

3k or something.

RumChicken
RumChicken

I went to a good university and did a 4 year honours program in business.

Because I decided to smoke weed and play wow instead od study, I was there for 6.5 years.

When I graduated, I had 20k in provincial student loans (Canadian) then the government's forgave 5k of my loans, so I had 15k to go. I paid the 15k off the next year (with my analytical job I got after uni) and got a tax return for 7k.

So my real total cost of 20k loans was 8,000 bucks.

I played sooooo much wow and smoked so much weed. I was a season 5 gladiator ok, anyone who plays wow will know what that means (I lived and breathed the game)

As for total cost, well I can ball park it (including living expenses and weed for 6.5 years)

Parents gave me 26k they saved up for my educated. And I paid around 10k of my own money through summer jobs here and there. And end loans was 20k so prob around 56k in total cost.

Prob 5k of that was weed, lel

TechHater
TechHater

@RumChicken
I did my math wrong, 56k total cost didn't include the 12k in rebates from the gov so total was around 44k.

farquit
farquit

I think we need a new exploration meme..Born too late for practically free college, born too soon for literally free college

Dreamworx
Dreamworx

I really don't understand how people go to college and end up with 6 figures of debt.

I'm a junior with 0 debt, minus what I'm about to take on this semester, but will be able to pay back immediately?

Protip for the retards born after 2000: Work and pay as you go. It's amazing how that works. It's like magic

Booteefool
Booteefool

I didn't go to college

I make like $60k/yr which is OK for me (most money anyone in my family has ever made in our entire history, lel we poor)

People always say "anon you should go get your degree" but man college sucks balls. Fuck useless tests and information that does not apply to my life.

MPmaster
MPmaster

$0

My parents paid for it. I also went to a shit university near my house so I could commute and tuition was only $6000 a year.

cum2soon
cum2soon

Mine will have cost my family and I a total of 40-45k, I'll be graduating with a bachelors.

Community college plus AP credits plus a cheap state uni. Graduating with no debt, famalam.

idontknow
idontknow

Jeez, you niggers must have rich families.

I come from a long line of poor people. Nobody on either side of my family has a college degree.

How does it feel knowing you are successful based solely on your heritage?

Methshot
Methshot

@idontknow
Why would you assume any of the retards come from money? I'd wager for most of them, their parents make just enough that they can't get financial aid. They're betting massive loan debt against a future career that probably makes more than what their parents make put together.

But the real question for you is, Do you like your job? If it were for a different company with different people would you still like it ? Not counting shitty nightmare jobs. Can you easily move into a vaguely related field or a different life path entirely? That is what a degree affords.

Emberfire
Emberfire

getting into debt for high school 2.0

What a waste of time. 13 years was more than enough. Doing 4 more years of the same useless shit is insanity. Can't wait till this garbage education system implodes on itself.

RavySnake
RavySnake

@Emberfire
Sure thing, wagie.

Spazyfool
Spazyfool

@RavySnake

Nah that's your future.

Fried_Sushi
Fried_Sushi

@Methshot

Oh yeah I love my job. I prefer being at work than being at home, miserable and lonely. I try to work 60+ hours despite no overtime pay is provided

Need_TLC
Need_TLC

becoming an oily, overweight corn-fed meat robot amongst a flock of do-gooders and spoilt children
not measured in monetary cost

Sir_Gallonhead
Sir_Gallonhead

@Fried_Sushi
That's what matters. For others, it requires a degree. The whole college system is fucked to no end with useless degrees, obviously, but for others, licensure depends on it. What they actually want to do depends on it.

But then I'm gunning on a career where a graduate degree only grants a bit more freedom and glorious copays, so it doesn't really apply to me. I can only be happy being my own boss and answering only to the client.

DeathDog
DeathDog

@Emberfire
pursue academic degrees geared towards researchers/ professors
surprised when the coursework is not centered around application

Anyway, can anyone comment on economics as a second major?

MPmaster
MPmaster

@DeathDog
I highly recommend it.

t. Musk

In reality, he got two bachelors degrees, Physics and Economics, but he says that if he did it again, he probably would have just gotten the Physics degree.

PackManBrainlure
PackManBrainlure

@DeathDog
I have a Finance degree with a minor in Economics, it's very beneficial for some grasp in the business world, especially for those subjects that don't touch on these things

TalkBomber
TalkBomber

BA in Philosophy & Political Science, JD as well.
full ride for my undergrad, law firm paid for my post-grad on the condition that I work there (75k/yr) for at least 3 years upon graduating.

Fried_Sushi
Fried_Sushi

@Emberfire
was about to finish my second year of CompSci at uni
php programming was a not obligatory, didn't took it
saw that there were a fuckton of ads looking for php programmers for lots of money
bought a book about php
read and practice it for 3-4 months
make a couple of custom websites to showcase what I can do
landed a job that pays really fucking well as a php programmer

Great thing the only knowledge I ended up using is from a $30 book and one semester of web programming that I could've probably learnt from Youtube.

Booteefool
Booteefool

How do you motherfuckers get paid to go to school? I'm 25 make 100k a year working in sales.
Want to go to school because I've always wanted to be an electrical engineer.

Techpill
Techpill

@Booteefool
I wish I knew too m8, my friend was the valedictorian from out highschool and even he had to pay for most of his undergrad.

kizzmybutt
kizzmybutt

@Booteefool
They either get top grades/scores and go to a school where nobody gets the scores they got go to, so they get a scholarship, they're a top athlete, or they're lying.

OR they're one of those super rare people that filled out like 1000 scholarships over an entire year and actually won enough to basically go to wherever they wanted for free.

BinaryMan
BinaryMan

@kizzmybutt
Scholarships... That's the ticket

Supergrass
Supergrass

@BinaryMan
It's not easy. You have to write an essay and fill out a huge form for all of them, just to not win. some of them want transcripts and recommendations, too.

I think that someone said that had to fill out like 60 before they won some $500 scholarship. It's just ridiculous.

Lord_Tryzalot
Lord_Tryzalot

@Booteefool
sales
I would save up your money to go for that engineering degree. Sales has an age limits which you're rapidly approaching. Anything that's not a technical field and you will run into the ageism. Engineers can away find work in small to big companies. Its their salvation. Accounting, finance, sales, business in general, and other non tech field have an age limit of 30-40.

Evil_kitten
Evil_kitten

@Supergrass
i got a full ride just for being black and getting above average SAT scores

farquit
farquit

@Supergrass
@BinaryMan
@kizzmybutt
they're one of those super rare people that filled out like 1000 scholarships
We call them graduate students and they're called grants or fellowships.

DeathDog
DeathDog

Anyone teach themselves advance engineering? To the point where they can pass certifications? Would like to keep job at 100k a month to self fund tools, equipment all while teaching myself engineering.

Stark_Naked
Stark_Naked

Sorry 100k a year

StrangeWizard
StrangeWizard

@Lord_Tryzalot
tfw 22
tfw when feel old
tfw when squandered my youth

CodeBuns
CodeBuns

@StrangeWizard
I'm 22 and only just started uni, feels

Sir_Gallonhead
Sir_Gallonhead

@StrangeWizard
@CodeBuns
if you think that you're old at 22, I'm sure plenty of 55+ year olds would like a word with you. You're just scared that you're not a kiddo anymore.

BlogWobbles
BlogWobbles

@CodeBuns
Also 22, going back to college this fall after dropping out at 19

RumChicken
RumChicken

Ireland
3 year course in computer and electronic engineering
$0

Flameblow
Flameblow

@StrangeWizard

I'm 30 and just finishing my Associates in Business.

I'm going to go into Business Data Analytics but I'm not 100% sure if that's the way to go.

I want something that is in demand but not too niche.

FastChef
FastChef

Still in progress, but here's what my second year cost at a state school (per annum):

opportunity cost of the job I left to come back to school: $35000
Rent and utilities: $6200
Tuition and fees: $9500
Transportation (insurance, fuel, maintenance): $1380
Food (no eating out, no bars): $1500

Total $53580

Gigastrength
Gigastrength

@Lord_Tryzalot
I didn't go to college #resistcapitalism

StonedTime
StonedTime

I am student at a german university. Until now:
5 semesters, each around 230 euros = 1 150 euros tuition.
Rent: 6 000 untill now but i work part time and i pay it myself.
Transport: free because of student status
food: about 150 euros each month. But again, what i earn as a part timer is enough for it all.

The only problem is that it's fucking hard to get your diploma here, man. They fuck the shit out of your soul.

BinaryMan
BinaryMan

Marine here tuition assistance is also free so you can squeeze out an associate completely free who in, the use the first bill for a master's. Also I'm on the toilet shitting out an entire dischorno pizza I had last night FML.

BunnyJinx
BunnyJinx

@BinaryMan
Also auto correct is a mother fogger

StrangeWizard
StrangeWizard

@Lord_Tryzalot
Just 400 dollars a year. Feels good not being in America.

https://www.generosity.com/fundraisers/400-dollars-for-college

New_Cliche
New_Cliche

@Gigastrength
Stay pleb lazy fuck.

WebTool
WebTool

@BinaryMan
I got so fucked with TA. Developed Crohn's Disease about a year in and failed a PT test after hitting 110lbs at 6' tall. Docs didn't know what was wrong yet, so it just counted as a flag.

Because of it, I couldn't get TA. Even more fucked up after the docs did figure out what was wrong and my 1SG & CPT both said 'We're gonna lift the flag, just gotta tell the LTC and... Well shit, he said no'

Out now, but just spent a year and a half in community finishing up all the shit I could have while in. Eng Phys I & II, Calc I-III & DE, Govt, History, etc. What a waste.

Supergrass
Supergrass

Went to a shitty non target, 20ish k in debt. Got into big four making high 50s low 60s by the end of this internship. Did i do good Senpai?

CodeBuns
CodeBuns

@Fried_Sushi

Great thing the only knowledge I ended up using is from a $30 book and one semester of web programming that I could've probably learnt from Youtube.

A college degree is an indicator that you can follow instructions and complete work on deadlines.

A lot of skills are learned on the job and employers know that. They want to know you can handle the pressure of being employed and having obligations.

Ignoramus
Ignoramus

idk my parents paid then i dropped out

I'm a shithead i know

VisualMaster
VisualMaster

Wiki u is going to bankrupt every college.

BinaryMan
BinaryMan

@VisualMaster
Wiki U doesn't turn up literally any results on a google search. What is that?

CodeBuns
CodeBuns

@Booteefool

I think having a degree is more of a 'symbolic' type thing that shows you're dedicated and know at least a small amount of whatever you majored in.

Applied degrees and even trade skills are way more effective in the the long haul.

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