As I said before, 2018 will be about utility. Speculation alone won't keep your shitcoin on the top 5 list. .
Ryder Barnes
just gonna leave this here
Ethan Brown
All in XRP senpai. Utility > speculation.
Jordan Thomas
this posts is yelling: SIA, SIA, SIA, MOON
David Ortiz
Why is XRP useful? That i don't understand. The banks won't use XRP right? They will work with ripple but not XRP from all i've heard.
someone help me
Jaxon Diaz
>dumbfag All in XRP. Speculation > utility.
Joseph Cook
That's my current portfolio, 60/40 ETH/XRP so i hope he's right.
Joseph Thomas
>2018 will be about utility
I use it all the time to transfer between exchanges virtually for few. Shit is really fast, even faster and cheaper than Paypal. I hope I can use it for regular payments too.
I bought Sia too. OP is right, utility is king.
Zachary Lee
*for free
one financial institution is using it, another is piloting it.
Regular users will use it, but Ripple is currently targeting institutions.
Colton Sullivan
guys... you are implying anyone is going to use XRP... Ripple platform will be used... but probably not XRP and XRP might plummet hard.
Nathaniel Wright
why sia over filecoin
Christopher James
XRP is literally the only usable crypto now.
-The current transaction cost for a standard transaction is just 0.00001 XRP.
-The transaction cost is not paid to any party: the XRP is irrevocably destroyed.
-Ripple consistently handles 1,500 transactions per second, 24x7, and can scale to handle the same throughput as Visa.
Zachary Walker
>inb4 it's not a crypto
yes, it's really not, and that's a good thing, it will be treated a currency (i.e. tax-free). technically, it's a cryptographically secured asset.
so other coins will have to compete with tax-free, fast, virtually free coin. Good luck with that.
Caleb Wood
SIA is already working, not vaporware. And applications are already built on top of SIA (sia will be a backend for apps like Dropbox hopefully in the future). SIA already has ASICs, which will drive the price much higher and fairly good team.
Daniel Foster
I read the whitepaper and bought some after I heard about Bitmain created ASICs for it and they were sold out in hours.
Bitmain and miners wouldn't waste money on a coin with no future.
Oliver Reed
Was the fidget spinner fad just a psyop to get normies to recognize the xrp logo for easier adoption?
Bentley Torres
Where does XLM and XRB fit on this chart? :)
Jose Nelson
If this post tells you anything, it's to buy NEM.
Never shilled, never talked about. Yet it remains in top 10. NEM is a 3rd gen crypto designed for big business.
Who will be using block chain To drive mass adoption? Will it be pajeets buying chickens? No user. It'll be big business. Exactly what NEM is built for.
You haven't heard about it, because they don't care about you and your $100.
They care about big money.. and that's who's kept it in the top 10.
DYOR.
Luke Perry
XRB is a DAG shitcoin. DAG is a joke, doesn't matter if it can process trillions per second
>Stellar
it was a fork of Ripple. Similar technology. Ripple is head because of its relationships. Financial institutions need to trust you before anything.
she is so fucking hot, please tell me she has been fucked on video before
Aaron Edwards
what the hell is NEM? I have been in crypto for years and still don't what that shit is. Why it's not being shilled at all?
Jeremiah Perez
Stellar is partnered with IBM Cripple is partnered with nobody on that level
guess who REAL banks are going to go with? The one IBM supports.
Tyler Parker
>some retard doesn't know why XRP isn't a crypto and nothing more than a PnD bandwagon
Adam Sullivan
I bought some XLM too to be safe. Anyone who doesn't buy both is gambling.
Banks don't care about IBM. Banks need to establish relationship with YOU if they were to use your shit. Ripple is way ahead.
Don't be an autist and buy both. The tech is similar. Stellar started as a fork of Ripple.
Anthony Cooper
>Banks don't care about IBM
now this is the dunning kruger effect
Michael Martin
It's not possible to be this retarded.
Dylan Howard
Wow. 10/10 for the pic, she’s amazing
Joshua Thompson
>Banks don't care about IBM Negro, what? Who do you think is supplying all the big iron for banks?
Camden Taylor
>why XRP isn't a crypto
yes, it's really not, and that's a good thing, it will be treated a currency (i.e. tax-free). technically, it's a cryptographically secured asset.
so other coins will have to compete with tax-free, fast, virtually free coin. Good luck with that.
>nothing more than a PnD bandwagon
literally the only usable coin today
also still upp 25000% since a year.
Xavier Flores
>illiterates who think banks IBM as a god for everything
Jonathan White
Banks don't need to use it. What retards don't understand is that the media is a piece of shit. The media told you Trump would lose because Hillary was their cash cow. Now they are telling you Bitcoin is a piece of shit so they can tank it and buy it up cheap only to tell you how great it is tomorrow.
Ripple is a piece of shit and is being shilled to fuck, but shilling it gives the perception of value. Ripple will eventually crash and burn, but you can make money on it as long as there are enough idiots who believe it's useful buy into it. Long term there are great projects that look like shit because people are putting their money in actual shit. This market is absolutely fucked. You can be "right" about a thing and be punished for it financially for months waiting for that "I told you so" moment in the same way people who shorted the real estate bubble were punished by paying premiums on their positions even as the bubble was bursting because the game was absolutely rigged and the banks were hoping it would push people out.
Connor Powell
*as a god
Robert Ward
IBMs entire business model is around business enterprise solutions
Joseph Perez
Banks do care about IBM. They're literally all heavy clients of IBM. IBM using/endorsing it gives it a lot of credibility. Not to mention when any company in the world wants something new that they don't know how to set up themselves they go hire consultants like IBM. IBM will hook them up with Stellar.
Angel Davis
My only regret with NEM is not having enough money to buy more. It is a two-part blockchain system with complete private chains (MIJIN) interlinked with the public chain (NEM).
The main selling points are: Easy and safe development, smart contracts. I'm currently participating in the NEM global hackathon, and using the NEM API is ridiculously easy, and gives you plenty of freedom, and at the same time safety from fuckups like Ethereum has. I'm a comp. sci. student, and if I can learn this shit in a week, any programmer worth his title can pick it up in a day.
Blockchain notarization of physical assets and currencies, like Factom or whatever.
Proof of stake. (Actually proof of importance, but it is pretty much the same thing)
Effective spam protection.
But best of all. The Catapult update. When it launches soon™ it will position NEM as one of the fastest and most versatile blockchains out there. And as said, businesses actually use this coin. Do yourself a favor and pick it up before it actually gets shilled.
Jackson Morales
Banks have been using IBM since before IBM was helping the Nazis round up Jews. If a big bank wants to investigate using crypto/blockchains, there is a good chance they'll be turning to Big Blue.
Aiden Adams
fucking retards, they work with IBMs in other things. When it comes to remittance networks, Ripple is much more established, they won't just jump on another network because IBM partnered with it, especially that it's a copy of Ripple.
Nathan Bennett
this. IBM _literally_ invented the fucking ATM
Lincoln Jackson
and it didn't invent Stellar
it doesn't develop Stellar
it didn't prove it self with this technology yet
Ripple has been around for years and is providing enterprise support
Stellar was a forked off Ripple because Jed was butthurt
doesn't look so attractive for banks
Michael Butler
yes you've done better research than IBM, sure user
Jacob Hill
>missed the boat
Grayson Sanders
Man everything you said is true, these are the things I hate about this market and to some degree humanity in general.
Asher Ward
I've got nothing against Stellar but you list is retarded.
It's literally a Ripple clone, run by the same guy, and is lightyears behind Ripple in partnerships. Stop being a moron.
Jason Harris
IBM is behind in everything they are doing. They are desperate for one one of their venture to strike gold.
Jayden Williams
This, but honestly i wanna see you fgts lose money
Hudson Garcia
>utility >not noticing Stellar >oblivious to IBM making utility use cases all over the fucking world day by day
Christopher Evans
There's a reason why he's a 'former' chief
Lincoln Harris
it's a partnership with a Ripple clone to stay somewhat relevant
>hurr durr IBM = stellar
Nolan Diaz
up 25000% in 12 months
and it will suck money from other cryptos when it gets used for payments by both users and financial institutions. Ripple speaks to markets measured in trillions, not billions.
Joseph Rivera
Just go all in. I dare you not to
Cameron King
>Still shilling cripple kek
Robert Butler
Love the way xrp holders are threatened by stellar. Stellar is actually decentralized and open, and just as fast / cheap as XRP, with ICOs and DEX. More remittance companies, Stripe, IBM, banks. Too bad it doesn't matter, crypto is going to hell.
William Adams
40% XRP 20% Monero 20% SIA 20% XLM
Jaxon Young
nope, we think of it as a clone with some potential
I personally have both.
You need to work with banks to build reputation and relationship. Ripple has been doing this for years, and they are making good progress.
Gavin Campbell
Imgur dump please
Asher Cruz
I think it has a bigger upside than xrp. But honestly both have very limited utility value as mere spam protection. Once we bleed for months on a bear market, that's all xrp and xlm are gonna have. The shitcoins will kill them
David Howard
>But honestly both have very limited utility value as mere spam protection
lol what does that even?
Nathaniel Davis
They don't have a high minimum value driven by real demand. 1 token can handle thousands of transactions. Anything over that is market hype, which is quickly running thin as we can see
Logan Evans
the entire market is speculative now
XRP is one of the few coins that can be used in real world today, by both users and financial institutions.
which coin is likely to be adopted by big businesses? a coin that requires $50 fees and hours of waiting or a coin that's virtually free and settles in few seconds?
btw, Ethereum average fee climbed to $4.
James Diaz
Youre right that 2018 is year of utility. Which is why eth will leave everyone in the dust
Xrp is still banker shit tho
Jayden Martin
>40% XRP The ultimate goy.
Andrew Watson
>muh principles >muh emotions
go back to your containment board, poltard
Josiah Gutierrez
Food for thoughts
Ryan Jenkins
It's not even a question of principles. 40% of XRP is just ridiculous because you are not going to make gains with it. I am pretty sure you didn't even sell it ATH.
Jack Smith
SORRY TO CRUSH THE IBM DREAMS OF STELLAR FANBOYS. BUT
IBM WORKS STILL WITH RIPPLE IN THEIR FTM DIVISION. GTFO
THEY EVEN DEVELOPED AN APP FOR INTERBANK PAYMENTS WITH WESTPAC AND BOA. GTFO U FUCKTARDS.
Wyatt Gutierrez
I looked into it
POI sounds dumb
=== What is POI? POI is the consensus algorithm used in NEM to determine who will calculate the next block. An account's importance is determined by how many coins it contains and the number of transactions made to and from that account. POI is different from other initiatives which use a fee-sharing model that does not take into consideration one's overall support of the network. In some proof-of-stake systems a person only needs to have large amounts of coins to form a block; however, in NEM the transaction amount as well as support of the network become a factor. This has been designed to encourage users of NEM to not simply hold NEM but instead actively carry out transactions within the NEM ecosystem. ====
NEM creators or few whales control the chain, and they are anonymous.
Easton Mitchell
Bought at 15 cents. Sold 30% at an average of $2.7, bought the dip at 0.9.
Luis Wood
Ups inside info
John Wright
Its getting obvious
Levi Adams
when XRP takes over Veeky Forums will be posting pink wojaks and claiming no one warned them
they are unable to understand that Ripple will penetrate markets worth trillions of dollars that will make current market caps look like a joke
Jonathan Davis
The rippening will be painful for them
Nolan Garcia
link?
Isaiah Miller
Every now and then u hear it here xrp will be king. user if u ignore you'll stay poor.
Nolan Edwards
Look out for ftm (financial transaction manager of ibm -->google And then look for the keywords and start digging cant say more till it gets official. All the dumbbags in here made me leaking it, fuck.
Oliver Clark
Btw our partners in japan are also using their own version of those apps developed by SAP
Michael Davis
no, Ripple.
Kevin Flores
>DAG is a joke
can anyone elaborate on this? Are there legit criticisms on crypto built using a DAG?