I'm tired of living like this, I make $650/mo and live in a $300/mo apartment in USA

I'm tired of living like this, I make $650/mo and live in a $300/mo apartment in USA

I am willing to do anything as long as it's legal. I'm not here to ask the broad where do I start, I want to know and please dont input unless you can answer.

Starting from nothing what did you do to make money independently? What are your first steps and how long did it take to achieve success.

Independent earners answer me only. This thread can be really useful to some.

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Is $650/month even fulltime minimum wags??

Part time is a thing

precisely.

When I was 18 I bugged my friend nonstop for 2 weeks to let me go to a carmax dealer auction with his dad's dealer license and buy cars with it. He finally let me. I wen't and paid $3200 for a '96 nissan maxima, sold it a week later for $4650. I went again and paid $3000 for an '05 passat, sold 3 weeks later for $4200. Went again and bought an '03 acura cl type-s for $3200, sold it a week later for $4500. This went on for a long time. Finally got my own dealer license cause the guys dad talked to me and told me he was having to pay taxes on all this shit. Paid him his money. Now I do this full time. Easy money.

Find a nice and git gud. I fix Diesel Generators on remote oilfields in Canada and alaska. Depending on the job im months away at a stretch. I get around $90+k a year Plus benefits.

It's pretty awesome and I enjoy the Lifestyle a lot.

If you're making 650 a month, that means you're only taking home 162.50 a week. You really should be working more.
I don't know what it's like in the US, but I'm in Canada, and I made it by working 7 days a week 12 hours a day on minimum wage, sharing an apartment with like 4 other guys, so my share of the rent was $400 a month (live in an expensive as shit city, you can guess which one of the two), saving up in tax sheltered savings accounts, and then once I had enough I only worked 5 days a week, 10 hours a day, I went to get a degree through a college that offered online courses. Got a degree in about 2 years, got a slightly better job, which I could at least earn $750 CAD a week working 5 days a week, 10 hours a day. Saved up some more and then got a better job, where I made $1000 CAD a week, working 5 days a week 10 hours a day. Then I moved out of that apartment and now share an apartment with another guy, and we split the rent $500/800, with me taking 500 because I sleep in the smaller room while he gets the bigger room, and he's home more.

Planning to save enough for a downpayment for a small home, which I plan to move into, live in the basement, and rent out everything else.

Eat very simply, if you just buy lentils and some cheap veggies with some salt and the occassional treat to a good sit down restaurant, you'll be saving enough money. I mooch off free wifi at stores. Have a decent 2006 laptop and I have brick phone with a $20 monthly plan where I've 50 minutes and unlimited texting.
Also it pays to not drive, as I ride my shitty $20 bike everywhere. I've had my bike stolen like 10 times now but I only ride shitty ones so it's not that big of a deal. I get my exercise.

I know I'm stupid, but at least I work hard and I'm doing better than some other stupid people lol

$300 a month in the US?
Try $350+ in Sydney, if you stab a hobo and don't mind the smell of cats piss....

.... A WEEK!

Get a part time job, read books on finance and investing, get some easy certification for a higher paying job like cna or some shit, save everything you dont absolutely need to spend for survival, treat yourself every now and then to stay sane, invest in real estate or stocks or cars

>I make $650/mo
wtf... get a new job

or at least work a full 40 hour week...

i make 400 bucks from youtube and crypto and im a neet that lives with mom

i fuck 2 models a month and go to gym and dont have to work (im from spain so escorts are like 150 euro an hour for a hot one)

all other alternatives suck and are death

How do you make money on crypto? Trading or mining?

Also interested in this.
I'm on my third year of wage slavery. I always had a feeling I wasn't going to enjoy it, so I pushed into stuff I liked: design and games. It ended up being worse because I suck at those things and other jobs are more plentiful and stable.

Now I'm a webdev on 1000€ a month. My parents are kinda fucked money wise, so I give 250€ for living with them.

I have absolutely no idea how to really capitalize on my programming skills (which are not great, just ok) or how to get into investing/stock trading/whatever brings money. My friend wants to start a business or two and is on the same path as me to leave this fucking hell, so at least I have a partner.

I seriously know nothing of this world. What should an absolute begginer do? I can fill my 2 hours of daily commute with anything.

where the fuck do you pay 300/mo for an apartment?

t. NJ cost of living cuck

1. Research low-investment income opportunities. Pretty straight forward and yes, they do exist. For example, free ebook publishing and 80% royalties on Amazon, or freelance work on fiverr, or affiliate internet marketing.

2. Estimate what your potential and likely earnings are for each, and find what's best for you.

3. Take action.


$300 isn't going to make you any many on meme bullshit like day trading and crypto. Best to do risk free self employment until you've built a desirable income level.

And to answer your question, I can't disclose what I'm doing specifically but it's related to the affiliate marketing niche. I found a profitable niche and created a website related to it, building traffic through social media and making money off targeted ads. I also make ~300/month side change off two ebooks I wrote for Kindle Direct Publishing. Have never done fiverr.

you gotta figure that out for yourself

How about you set a goal of not being completely dominated by your day-job.

Try to get busier and busier and things will come together.

>Try to get busier and busier

Oh I'm busy alright. I've read Think and Grow Rich and I intend to re-read it.

I've also been working on understanding perlin noise algorithm and its applications on visual effects, but again... how the fuck would I apply this to make money...?

At home I take care of the first "business" I have with a friend, it's really microscopic and might not even return the investment (which was also microscopic).

It's really hard to believe these things will come together someday, I feel like there's something missing.

learn to code, get a job, earn $100k/y. not so hard.

God I hate the cost of living in NJ. fucking $700 for a studio in shithole Roselle Park...

>get a job

That's what I'm trying to avoid, read up, I'm a webdev. At least I'd like a side thing that could bring me as much money as my actual job.

you have to think this thru. you are currently making $650 a month, that's not even real money. if you spend next 2-6 months learning javascript you can score a $100k/y job easily. you say you don't want a job, but even if you start a business you're still working for someone else. start making some real money and save that cash for like a year, then quit that shit and do what ever you want to do. you need to understand that most businesses don't make money the first year, and most go before they ever make serious money. think long term with finance stuff.

>if you spend next 2-6 months learning javascript you can score a $100k/y job easily

Well, I'm not in the USA. 100k/y is 8300 a month. That's fucking ridiculous and even in the USA I believe only someone with 5+ years experience and solid portfolio could earn that. I'm an Europoor and I make 12k/y. Are you telling me I can make maybe 8 times this money with 6 months javascript experience? Are you even aware of the current job market?

>javascript
>$100k/y job
lmao

>saving up in tax sheltered savings accounts
Are you living a fantasy? Pretending to be some international man of mystery or some shit?
>tax sheltered savings
Fucking rofl man, just rofl it's called a bank account, it's what your after-tax income goes into

Lol i make more in a day than you do in a month!!

Get a better job

>$300/mo apartment
>In USA

Do you live in the fucking ghetto or something OP?

get a roommate.

you just made 150 a month.

>$650 a month
What the fuck? How?

I've got 21 year old friends with only a highschool education and are making over $2000.

Start working more, user

friend of mine did the exact same thing and made serious money.
i wish i had the connection

What do all of you think about Nadex Binary Options? Is it a meme or legitimate trading method?

I started off cleaning offices and houses. Pretty easy, just put up fliers and talk to local small businesses. For small stuff the going rate here is $75-$150 for a job you can do in one or two hours.

if you're good you'll find people offering you more work than you can do. Then you hire someone to help and go look for even more work. If you're intelligent it can easily turn into a six figure salary working part time telling other people how and where to clean.

lol

>I'm not here to ask the broad where do I start
Who's the broad?
Could she be your roommate?

Everyone thinking working is for weak people. Why not attempt to enjoy the thing that's making you money? Why must everyone comment on how terrible it is to take simple orders in a first world country to do things at a moderate pace?

I made more than you working 32 hours a week at walmart minimum wage OP. Everyone can get a job at walmart. You have literally 0 responsibilities. No one expects you to do your job. Any bit of your job that you actually do, makes your boss trip in bewilderment. Walmart's new minimum wage (not when I worked there) is now $10/hour, increasing based upon your department. If it weren't for being swallowed in school full time, while trying to find relevant work experience and internships, I'd gladly work full time. I no longer work at walmart, and instead opted for a work-study position that affords me even a lesser pay in result of collecting full FA benefits with no commute time and a bit more relevant work experience.

Why do people value their leisure time so significantly when it accounts for 70% of their time not sleeping? Unless you came out of the right crotch, you're going to have to spend fraction of your life grinding out a wage. The alternative is poverty. You can still live this leisure life, but you have to earn the ability to do so. Live below your income level. Work harder than the average individual (or at least as hard). Invest in age-dependent risk options. Eventually you'll have as much free time as you currently do, you just won't be sweating about how difficult it is to eat/pay rent, while living in sewers.

So meme?

Sell coke

>TFSA
tax free savings account, ie any growth in the account is sheltered from being taxed

I can help you out possibly, anyone looking for an extra stream of income should email me at [email protected] I have lots of states with no representatives

oh btw serious inquires only post about "job opportunity "

do I have to supply my own kneepads?

doesnt seem legal but you can live off rich wht you gonna make in this shit :P

youtube.com/watch?v=jTvwUfgSmBI

Keep expenses low. Donate blood, walk dogs, watch kids, mow lawns, work for Uber. Find a way to monetize your skills, absolutely the best way to make money is to always keep your costs of living low, take in a room mate, live with family ( pay rent and do chores, don't be a leech)always be on the lookout for opportunities to learn or work.

How do you invest in cars

Any chance you can help me get into that $750 CAD/week to start with? Maybe some task you're willing to delegate?

I'm have a Bsc. degree in Automotive Engineering.

These anons get it.

Op, find a skill you feign an interest in and MASTER it. Then charge whatever you want to perform said skill. It's not rocket science.

This user gets it it's called a TFSA, I think it's called a Roth in the US? I'm not sure

Well I'm in the GTA, and I think min is like $11 something, and it's gonna go up again in October. If you have a Bsc in Automotive Engineering then you're already
1 smarter than me
2 better at school than me
3 someone who holds a better degree than I do.

I have a BAA in Child Development, which was said bullshit degree I got at Seneca in two years, it has nothing to do with my job, only reason I got it was because it was easy to get and I wanted a degree and having a BAA is better than only having a OSSD.

Hell if you've a degree in engineering, I feel like if you apply for a dealership position in some of the midtown Toronto areas (esp the Don Valley ones) you could network your way up into making $15 an hour doing something car related, which would turn to be 750 a week. I assume if you're in engineering though, you can easily work your way up to $20 an hour or even $30 or $40 an hour within half a decade.
Honestly man, I really don't know enough about automotive engineering to give you any solid advice in regards to getting a better job for your degree. Just save, save, save.

>A penny saved is *two* pennies earned.

I don't really have a task I can delegate, I do some bullshit admin position lol

Your website's logo is bad and you should feel bad.

Go get a job at Lowes or hd. Learn how to drive a fork lift, an order picker, and a stand-up . After the seasonal work ends, goto a logistics staffing company. Tell them you have MHE experience. Theye will place you in a job making at least 12hr 40-60hr a week.

After 90days get a job at the company you were placed at. They will pay you 14-16 by end of year.

Save . Take classes in something that interests you and is marketable. Your company may pay for part.

Use that to move up or move to a better job.


With over time as a lift drive I was making 52k a year.

Save everything you can.
Buy a hud home. With 3-10% down. Use any programs you can.
Live in it 1 year while fixing the up and working your warehouse job .
After 1 year. Move out and rent it for more than the mortgage payment.

Buy another hud home and repeat, do this until you have at least 4 homes .

Saving money all the time.

Now you can decide if you want to be no real estate. A after 4 homes owned mortgage rules get a little weird. But you should be able to buy 1 -2 homes a year.


Multi units if you can.

>$700 studio
Holy shit sign me up what the fuck. If I didn't hate NJ and everyone living there that is.

I work part time at mcdonalds and don't pay rent by living with my mother. I with a hooker once every two months when the need to embrace a woman arises. Half of the money is either saved or used to buy some gold 1oz bars and unopened lego sets.

I'm too scared to go the investment route as it is easy to get ripped off or misled.

$695 for 370sqft studio in Dallas 2 minutes from arts district.
Place is nice on the inside but once you step out of the unit into the hall it's a complete dumpster fire. You get what you pay for anyway.
Making 13.25/hr working for hospital down the street.
Take home is close to $2100
After expenses are said and done I have maybe $500 left over if I'm lucky.