>i call state farm up and ask if they offer insurace for stored vehicles >nope >call geico like 4 times >they never call back >finally find out they wont cover me >call allstate, give them my personalist of infomations >ok we will call you back >over an hour later >they actually call back >the monthly quote they listed is totally awsome ($338.92/mo while out of storage and $50/mo when in storage) >we have to do some investigating and call you back with a finallized policy tomorrow >slightly nervous yet excited
honestly i wonder what hoops people with supercars hypercars and really special classics have to go through to get insurance
i can only imagine newish imported vehicles and road legal racecars just being absolutly awful to attempt any sort of buricratic anything with
>Calling an agent Just use the website. Only time I have to deal with an agent is when I have a super obscure vehicle that's not in their database, and then it's like 1 email
Anthony Garcia
Not auto insurance but related
>Looking to get professional insurance on camera/film gear >Call my insurance agent >Calls me back offering a package of insurances including life and renters insurance >What about just photo insurance? >Oh we don't offer that at all >Keeps calling >Call another few agents >Use a few national insurer websites >All play the same game, promising to give a quote and then only offering auto, life, home or renters >All the fuckers keep calling for weeks >Get piles of spam in the mail >Finally call AAA >10k covered for $160 a year >So sick of other insurers shit I switch everything to AAA
It's been years now and I still get piles of mail from those other places I tried to get quotes from.
Liam Green
>three hundred and thirty eight dollars a month for insurance
Fuck ME. That's $4000 a year. What the fuck are you insuring? An F40?
William Peterson
my primary vehicle is a work vehicle while my fun car is my own and i only drive it 2-3 months a year
At this point i dont even care what it costs any more i just wanna go for a drive :c
Dominic Myers
>call nationwide >ask about coverage for storage >they dont understand >storage >uh what >in case i want to store it long term? >uh no
Nicholas Ramirez
Canadian I assume?
"storage" insurance is just fire and theft. no liability or any stuff like that.
I was paying ~390 a month for a 95 GSR when I was in my early 20's. Spotless record for reference.
Lincoln Davis
they drop everything minus comprehensive and you dont drive it until specified
pleasure insurance? that's how i insured my shitbox
Robert Howard
is that really what its called?
Adam Williams
Ask away Br/o/thers. I work with USAA doing all things insurance except health, umbrella, and homeowners
Chase Taylor
Obviously I can't spell But I know insurance!
Alexander Lewis
dunno how it works for you live. but i just go about a normal quote then somewhere around the point where it asks you what is the vehicle used for I put pleasure/leisure option. then you can estimate mileage to something really low.
Zachary Ward
how long does it take before a person is no longer considered high risk if they went without insurance after having it for a long time?
also is there a limit to what an insurance company will insure in the way of very expensive/modified cars?
what are the best car insurance companies for modified cars?
what should i tell the agent in terms of modifications to the car so that im covered?
Colton Howard
I will answer every single one of those questions questions. Let me get where I am going first.
Tyler Gonzalez
what kind of insurance discounts can you get for knowing someone working in the company compared to a normal rate. just give a ballpark number
Landon Murphy
>really special classics they use Hagerty
Jason Turner
Wat car
Nicholas Hall
I was fortunate enough to have my renter's insurance cover my camera gear that was stolen of my my car.
I lost an A7 and a ton of lenses, but the payout gave me an A7R, which is bretty gud :DDD DDD
Ayden Cruz
>how long does it take before a person is no longer considered high risk if they went without insurance after having it for a long time?
Well it works like a credit score (because you have an insurance credit score behind the works) it really isn't going to effect you a whole lot not using insurance. But given the question, depending on if the company is high risk insurance or not, could take 1-3 years depending on future driving habits
>also is there a limit to what an insurance company will insure in the way of very expensive/modified cars?
Once again, depends on the insurance company. Let's take USAA for example. They have a 5000 dollar limit on "custom equipment" so if you have 30 grand into a car, they'll give you 5k. For other companies, like American Collectors for example. They insurance to a specific value and you pay the premium based on that
>what are the best car insurance companies for modified cars?
Couldn't tell you, I'm sorry
>what should i tell the agent in terms of modifications to the car so that im covered? "I have such and such on my car ( give the short list of course ) worth around x amount of dollars. If I were to be involved in a total loss, what would your company do for my custom equipment.
John Lee
>what kind of insurance discounts can you get for knowing someone working in the company compared to a normal rate. just give a ballpark number Well, depending on the Insurance company's underwriting system, there isn't a "I know this guy" discount. You provide your answers for insurance, and the company automatically gives you the underwriting premium.
