Why do normies love monthly repayments so much and have this idea you gotta upgrade your car every 5 years?

Why do normies love monthly repayments so much and have this idea you gotta upgrade your car every 5 years?

They'd finish paying their car off then trade it in while it's 'still worth something' and use that money towards their new car.

Then rinse repeat. what's the point of that if you gotta always be paying something off

Other urls found in this thread:

forbes.com/sites/robertberger/2015/09/05/7-investing-podcasts-you-should-download-today/#11a1221035da
twitter.com/NSFWRedditGif

They don't want people to think they're poor.
So they work hard and buy things on installments so they can prove to their peers just how not poor they are.

Because they want to drive a new car not a 20 year shitbox full of dried cum and boogers

And there you have both sides of the argument, in a nutshell. Nothing further will come to light. Please refrain from further posting as this thread has run it's course.

Normies are retarded and don't know how to maintain their cars. When their car starts having issues, they think it something that just happens to all cars when they get "old", instead of realizing its because they haven't ever done anything other than oil changes and occasionally changing the tires. They buy new cars to avoid this.

Man, my dad bought a base model dodge journey because his base model avenger hit 80k and he got nervous about the "high mileage".

Reeeeeee

What do normies think when they see some generations old car still running. Not exactly like a 68' Camaro, but like a Ford Escort that has been kept in perfect condition by some guy who just never got rid of it?

People think I'm crazy for freaking out about some non-ticking, no body damage, interior not cut up, and stock rim 80s or 90s car that drives past.
It's just nice to know people took care of things normies have just thrown to the curb and cashed out on.

>Normies are retarded and don't know how to maintain their cars. When their car starts having issues, they think it something that just happens to all cars when they get "old", instead of realizing its because they haven't ever done anything other than oil changes and occasionally changing the tires
That sounds uncannily like the retards on this very board who "advise" others to steer clear of anything with six figure digits on the odometer, citing generic issues that may or may not surface as though the car's irreparable IF they should arise.

Some people like changing up their car every few years. I once knew a guy who would only ever lease vehicles, just so he could drive new/different cars when the payments stopped.

Personally, I don't understand why you would want to trade in your car after you bought it, unless you were tired of it or weren't going to do anything with it.

Having payments isn't necessarily a bad thing. You might want a $20k car and not have $20k to drop all at once, that's where financing comes in. The benefit to this is that you own the vehicle you want before some mongoloid thrashes on it for 150k miles and has to sell it because everything is breaking. You also build your credit very quickly with payments which is helpful when you need something financed in the future, like a house.

Woah woah now.
Calm down.
Cars with over 100k miles are generally fucking trash man.
I have made it my own rule to never buy one over 100k again.
Sure, it's hard to find a Miata, Crown Victoria, Mustang, or whatever gay Veeky Forums culture car you're selling under 100k. But I'm willing to spend more money on something some faggot hasn't modified, fucked with, and just let sit.

>what's the point of that if you gotta always be paying something off

You always have a new(ish) car that has warranty on it and you dont have to care about anything else than the yearly inspections.

>just let sit
Worse thing you can do for a car.

>Cars with over 100k miles are generally fucking trash man.
Only if you've got absolutely no idea what you're looking at. For those who do, and don't mind ironing out anything previous owner/s may have neglected, they're golden. And high mileage doesn't mean it's modified or fucked with... Unless again, you have absolutely no idea what you're looking at.

Well you gotta keep them normies working their asses off so the world doesn't fall apart. It's just another way to enslave them, with the added benefit that the rest of us that have two functioning neurons get to enjoy the cars dirt cheap afterwards.

I'm totally fine with it.

amen my friendod

this is really a comfy thought of you.

You live 100 years, maybe.
Changing a car every 3 years isn't a bad idea.

So much this.

at least you tried

Your mom tried too

>People think I'm crazy for freaking out about

Crazy people tend to freak out.

t. rusted out shitbox owners

>he thinks cars last more than ten years nowadays.
>he thinks paying 500 bucks to replace a single belt because of planned obsolescence makes sense on a car only worth 1000 bucks.

They've been cucked to think paying 20 grand every 4 years for fuck-shit-nothing to show for it is good economics.

HAHAHA

my parents used to strictly finance because leases apparently used to be a bit more evil back in the day

but now my mom just leased a 2016.5 Mazda CX-5 and my dad just leased a 2017 Chebby Volt because leases have gotten better

i almost traded in my G35 to lease a Mazda6 but i decided against it because the Infiniti is still a lot nicer in terms of build quality and solidity and I can just throw some Android Auto head unit (waiting on the JBL CP100 to come out) and/or a Navdy if I need the latest tech

I do the same thing, I don't freak out but it's a nice feeling user, seeing someone take good care of his car.

I just went to the ford escort forum and found this.
Just the simple fact someone still is driving this body style around, with a 1.6L carb is comfy AF.

Infiniti tech here. Dont get rid of it. If you maintain it well, it will last forever. Except for the audio units. They are garbage. Get a better head unit like you said.

>dodge product
>80,000 miles
Your dad was correct and you should listen to his advice more often.

This is because you're a fucking fool.

I'll gladly take the car that's done 25,000 miles a year over anything else because delicious highway miles are what cars love

I have a Kenwood dnx6960 in it atm but there's no Bluetooth audio

>I'll gladly take the car that's done 25,000 miles a year over anything else

You like old fleet cars too?

I used to do 40k miles/year in my old company car. Maybe 10% of that was highway miles. Back roads and dirt roads all day every day, for 14 hours a day. The car had like 160k miles on it when I left, and it was about 5 years old.

Amazingly enough, the company is still using that car 2 years later, just saw it driving around the other day.

Low gear high torque vehicles, like Crown Vics and Cummins diesel trucks like highway miles.
High gear low torque vehicles, like mazda miatas and honda civics do not.

I would rather have the latter cars, the more sportier ones, in low mileage. Undriven. Garage kept. Fluid changed every few months than something overdriven, over modified, over sat in any day.

my cars have barely any rust on them at all.

You guys are both retards. It doesn't have anything to do with feeling or looking poor. Some people just don't want to drive the same piece of shit for 10 years. It's demoralizing.

>over 100k miles trash
*breaths in deeply* boi!

Dad is one of those that buys new cars about every three year and new houses every 10 or so.

His reason? He budgets everything to the penny for years in advance and hates unexpected costs. The way he controls costs is by having everything possible new enough to have a known payment with a warranty or at least unlikely to have a failure since it's so new.

DESU I think he has a point. I've tried to live my life the other way with no real budget, no payments, fixing shit as necessary and what I've got out of it is a bunch of old busted shit while he's in a new condo with a couple of nearly new cars in the garage. OTOH all my stuff has "character".

Ex-dealership fag here.
Normie's dont appreciate cars except as things that take them from A to B. I constantly would hear about people saying they're going to sell/trade in their car before x major maintenance is due. Or before they have to buy new tires.
(Because paying $500 once is less feasible than paying $200 every month?!)

One day I overhead this lady screaming (note: this dealership is in south florida)
>HOW CAN THE BATERRY BE DEAD ITS 2016 REEE
>service advisor attempts to explain its normal after 3-4 years in our weather
>REEEE REEEE ITS 2016 HOW CAN THIS BE HAPPENING
>THE BATERRY NEVER DIED ON MY OLD GM REEE REEE REEEEE
Normie's just dont understand regular car maintnence/costs.
They constantly insist things just "have to" be under warranty, even when its just regular wear stuff like tires etc.

>trying to justify the social problems that keep poor people in their lower class
kill yourself.
I've seen people buy two or three houses over their lives. Not just buying them and renting previous houses they now own. But selling the old house, buying the new one, and continuing to pay mortgage.
Some people upgrade their car or house - move up to a more desirable model. Sometimes it's to hide that they're poor. Because being poor is shameful in our society. That cancer needs to stop. Some people get caught up with the Joneses, and they keep buying new things they don't care about. Just to impress people they don't like.

All of it is a shitty excuse to keep buying new things. If someone doesn't actually care about their car, then why buy a new car? Just maintain your current one. If your life changes, like if you get kids, sell the car and buy a minivan. But really, there isn't much of a real reason to sell your car and buy a new one.

Cars don't stop magically working after five years. If you bought the extended warranty, you should have it taken care of at every slight problem. If that car was cared for, it should last another thirty years if you begin neglecting it.

We've still got shitty cars from the 1950s that aren't engineered as well as cars we have now. The vehicles we're driving could theoretically become generational machines, if people were to just shrug off the shitty notion that they need NEW BETTER NOW.

These days, even a 100hp shitbox can pull up a hill. And start on cold days. You're going to be doing bumper to bumper traffic and some highway passing with most cars, most of the time. So the "newer faster better" car isn't really worth your money. Unless you plan to hoon the thing.

And by all means, buy a car for hooning. If you're concerned about performance because you want to do illegal stuff, then go out and buy the hoon car. Upgrade to better hoon cars if you can get substantially better cars.

> Why do normies love monthly repayments
0% interest is free money

> idea you gotta upgrade your car every 5 years
Mechanical parts wear, daily driven cars rack up miles.

Why is trading cash for the convenience of not being stranded on the side of the road in a shitbox a concept poorfags cannot comprehend?

>0% interest is free money
But Dave Ramsey say all debt is bad all the time. Even if they're giving it to you for free and you're paying it back with devalued dollars due to inflation making it such that it's like you're actually getting paid a little bit to have that loan, it's still a debt and therefore the worst thing EVAR.

Who tf is Dave Ramsey and why would I care what his obviously stupid self says? Debt is literally a godsend.

The big thing is after 5 years the factory warranty is either gone or just about to go and there are a few modern cars that seem to be designed to fail just outside of the warranty. For instance the V10 M5 as soon as you start to get over 75k miles it becomes a basket case, timing chains issues, oil pump issues and rod bearing issues. Same goes for audis with the 4.2 v8 once it hits 100k miles you might as well rip it out and use it as a boat anchor because the timing chain will have chewed though a good chuck of the block.

Most of the lower end more normal cars don't have problems like this and can easily go for 200k+ miles but what I think happens is people hear the horror stories of their rich friends RS4 eating it's self and they start to worry if their honda civic will do the same thing, because they don't understand the difference in construction between the 2.

I currently have one of the problem children cars that can't be trusted outside of the factory warranty much, but I'm still on the fence if I'll get rid of it when the warranty goes since not so much the engine that starts to have problems but the transmission. If ford comes out with a 5.0 ecoboost raptor or if the new toyota supra turns out to be really good that might help sway my decision.

Hoping I'll be able to drive my first car for the rest of my life. Will have a different car only when I'll be able to afford a second car.

I'm just ready to buy an "adult car" that has...

FOUR DOORS FOR MORE WHORES

Pretty much this. I heard someone say before that only poor people drive new cars. People who are wealthy feel secure in their position and will drive whatever they really want to.

>look at this poor fuk

because it comes with a 5 year warranty?

He's a conservative activist and financial advisor. Tells people to avoid debt and get out of debt as fast as possible.
Despite him being a right-of-center piece of garbage, he's not wrong about debt.

A system of payments can help people afford things normally out of their means. Like a house or a car. Which is good. But houses are seen by him as good investments, because they appreciate.

Cars however always depreciate. And his advice is almost always to buy a low value, reliable car. So you can save on the big money pit that is a car, and move that money to things that will give you a return on investment.

Sensible stock investments, education, land, and other things, are considered good by Ramsey.

Look his stuff up, along with Warren Buffet, and look up a few of the guys on these podcasts.
forbes.com/sites/robertberger/2015/09/05/7-investing-podcasts-you-should-download-today/#11a1221035da

...

The ''they are safe and reliable'' meme car?

Even if you are getting an interest free loan you are still spending unnecessary money to but a new car.

This. If you're going to buy like that get something from the place's used lot two or three model years behind so you get hit with way less depreciation, then go hard on the down payment and your trade value is applicaple. Always negotiate trade LAST.

If you can, get from somewhere that you know an employee, and buy from a salesman they know personally so they have a line of accountability with someone that can bother them regularly.

t. Stealershit parts warehouse monkey

What a misleading image.

>owning 300 cars in a lifetime

That sounds fun
You've convinced me user

Your average person would never touch a 20+ year old car. People who have money also have the time and resources for problems with older cars to not be an issue to fix. They also don't care about "looking" poor for driving an old car because they are secure in their position. Poor people buy new cars to appear more wealthy than they are

What a completely different car.

>Poor people buy new cars to appear more wealthy than they are

Not really, no. Poor people buy new cars because they can't afford unexpected repairs. I don't think anyone really buys a brand new Hyundai Veloster to look rich. They buy it because if the motor blows, or the caliper seizes, or the cooling system shits the bed, all they have to pay out of pocket is the monthly payment, and they'll get out of it just fine.

If you're poor and living paycheck to paycheck, a new or slightly used factory warrantied car is about the best investment you can make if you want to get to work on time every day. Sure, a used car out of warranty will get you there, but a poor person will never have $800 sitting around for if/when a CV shaft breaks, or the transmission starts slipping, or a head gasket goes out. But tell them to pay $150/month for the next 60 months, and they'll make it happen.

I forgot to add that debt is essentially lighting your money on fire. Renting a house is lighting money on fire. And if you're going to light money on fire, you should probably have reasons to do it.

Like if you're lighting money on fire to get more money (education, house, investments that appreciate), you're generally going to positively impact your life.

But if you're lighting money on fire for poor reasons, you're just lighting money on fire. Leasing a car is essentially lighting money on fire, and should generally be avoided. Renting a home is useful if you don't want responsibility over a place, only want an apartment for cheap living, or plan on moving at some point.

Buying and replacing cars constantly is repeatedly lighting money on fire. And it's a poor financial decision regardless of your income.

So here's another level to the discussion on debt and poverty. It's expensive to be poor. Poor people often can't afford to do something that's financially easy. Like buying a new car with an extended warranty. Or buying a car at the lowest point of rapid depreciation. (five to seven years old)

So you end up with one of two things. Either the person keeps buying cars at the lowest point of complete depreciation and just driving them until they're scrap, or they buy a car and trade it in at a major service point, and roll the loan into the next car.

The first is sometimes fairly sensible. Buying shitboxes and running them into the ground, towing them when they're scrap, is not necessarily living outside your means. The second, however, is malicious. It's a system that keeps poor people lighting money on fire. Which keeps them in debt, which prevents them from living inside their means. Which keeps them down in the dregs of poverty.

This is why you should never buy a car with a high interest loan, like the ones dealers offer outside certain sales. This is also why you should shop around for loans.

>if the motor blows, or the caliper seizes, or the cooling system shits the bed
People are aware that stuff like that could happen to their brand new cars and they still buy them?

user...

I've had friends literally putting themselves in debt to get a pre-owned, newer car or truck for $20k or so.
Spending over well over a quarter of their income on financing it. Talking plans higher than house rent.

Fuck that. Idgaf. I'm working on my school and career currently.
Financing or leasing a car can come after I already mortgage a fucking house.

...

What are you about? They are supposed to crash on the front corner. Also it's not about what you see but what the test results are. And the results for that Corolla weren't good.

Funny fact - the makers of that car didn't think that the maximum rating of five stars were good enough for their car cause euro ncap test cars only with three crashes and don't test how stable they are on the road, while Saab did more than 20 crash tests while developing their cars.

And this kids, it the mentality of a poor person.

Excluding very very rare situations, the problems you listed are all completely avoidable with proper maintenance and care.

Unfortunately the masses of consumer normies don't care about safety that much and Saab died.

Saab jerked of to high rating safeties. That among other things, was one of their coffin nails.

Just like GM told them to pretty much use the Vectra platform and redesign new panels and they completely flipped them off and redesigned almost 90% of the car. Obviously shooting the costs.

Costs them jack shit if it does.

>Hyundai Veloster
Except their dignity, if they have one?

Lol yeah buying a new car is actually a great investment if you have any business sense and know how to trade up without tearing up your fucking ride on the way.

Busriders taking their moms Kia to Jiffy Lube and getting upsold on windshield wipers need not apply.

>100/3=300

I'm currently financing a slightly used car because my 15 year old shitbox kept breaking, was wearing the shit out of the ball joints in my shoulders and hips, and was a pig to work on. Current car is comfy as fuck, doesn't randomly break for no good reason, and is cheaper to pay for than the old car was to fix, AND uses less fuel into the bargain.
When it's paid off, I'm keeping it until it starts to go wrong, but before it devalues completely.

I used to live in an older house. It was shit; too cold, shit wasn't done right, decades of other people's DIY resulted in a third bedroom the size of a closet, and the plumbing wasn't reliable.
Newer, more modern house? Warm as fuck with proper insulation, heating that actually fucking heats the fucking house by heating the air centrally and blowing it through vents, the heating can be run backwards for airflow and to scrub the air of pollen and smoke with filters, and the rooms are a decent size.
And nobody's ruined it with taking down walls and adding walls.

>not obeying for demand of shity, cheap cars
And how is that a bad thing? Other than it was an impossible car for this world of marketing..

Yep, because Subarus never had head gasket issues. Fiesta automatics are dead nuts reliable. Coolant is good for the life of the car. Timing belts never wear out. Moving parts never get worn or stuck, and all automotive shops obviously take the time to properly clean and lubricate every nut, bolt and greasable component when they do a pad slap.

Every car is going to have issues at some point during the life of the car. The difference is, with a new car, you don't have to suddenly come up with $1k for a timing belt, or $3k for a motor, lose your transportation for a week and your job the week after because of it.

On a fixed income, or where there is very little wiggle room in the budget, especially for someone who doesn't know much about cars, some sort of newer car with a factory warranty will always be the safest bet. 5 to 7 years is plenty of time for the previous owner(s) to fuck up something expensive, and depending on the mileage/make/model of the specific car, it may very well be getting close to needing major maintenance, which the average person will have absolutely no clue about.

I can understand not wanting to take a massive depreciation hit, and I'm not advocating going out and buying a brand new car with a 10 year 20% interest loan, but for the average consumer, a 2 year old Hyundai is probably going to be the best investment they'll ever make.

Money does you no good when you're dead.

Some people imagine that they want to create a dynasty of sorts - they'll build a ton of wealth and leave it to their kids so that they'll build an empire for the family name (eventually).

Others want to enjoy their life to the best extent that they can, so they try to ensure that they'll have enough to retire comfortably and leave something for their kids to start off from, but they spend the rest.

Money is just an expression of value, you have to remember that. People that are willing to spend money on cars or homes or boats or whatever the fuck means that they value those things - at least enough to spend a certain amount of money on them.

Veeky Forums should be uniquely able to understand that. Lots of people think you're either crazy or just compensating for something when you buy any car that isn't just an appliance - but you spend the extra money, sweat, and frustration because it's worth it and you ultimately enjoy it (even if it pisses you off sometimes).

The real problem comes from people not actually understanding what I described above and the real value of money. Financing a $35,000 car is fine, you just have to understand how much it's ACTUALLY costing you - not just in terms of how much you're paying in interest, but also the opportunity cost of not being able to use that money on something else.

The same applies to people who somehow think that a dollar is a dollar and that you should only buy what you can pay for in cash. I mean that's fine too, it's really just a different kind of financial planning/money management philosophy, but there are costs to that as well. As another user helpfully noted, cash that you're saving up or spending all at once on something is cash that you aren't growing. You could be investing it and getting interest, but instead it has been losing value due to inflation and now it's all gone all at once anyway.

>

Literally everything a normie does is because they care what other normies think of them. They dress nice and wear makeup and get regular haircuts to impress random people they aren't even trying to fuck. Their car is an appliance and a status symbol, if they have anything older than 5 years then other normies will think they're poor or something, even if it's well-kept.
They actually think that $300 a month for a car payment on something with low miles is better than the occasional repair, because to them, having to leave their car at a mechanic for a day is the most emasculating thing possible. Even though they really don't give a shit about the car.
It's the social stigma of having something broken and being perceived as having less worth. They can't fucking stand it. Normies will always replace things with something brand new instead of spending less money to fix their broken version. They buy a new phone when the screen cracks even though the screen repair only costs $50. They buy new washers and dryers when they just need a thorough cleaning. They spend thousands on entirely new sets of furniture because their cat scratched the corner of their couch, instead of just having it re-upholstered. They feel fixing broken things puts them on the level of blue collar workers and rednecks. Buying new shit to replace minor problems is saying "hey look at me, I'm a valuable member of society, I contribute to the economy and I'm a good mating choice because I can buy new things for you too." When really, it's the absolute most shallow way to measure one's worth. Someone who can fix things when they break is far more valuable.

These people also tend to have jobs that only exist because of ultra-capitalism, and have no real skills. Accounting, logistics, call center workers, customer service, it's all basic shit anyone over the age of 18 can master in a week. This explains their fervor for needing to feel false self-worth, because they are actually worth nothing.

>The difference is, with a new car, you don't have to suddenly come up with $1k for a timing belt

Warranties don't cover maintenance.

>A system of payments can help people afford things normally out of their means.

> Hay guys I take all my financial advice from the internet, listen to me I have important news to share!

I bought a new car that I could of paid for with cash but took the 0% finance offer. Having a shit ton of extra cash sitting around to invest during the terms of the loan was pretty nice.

But fuck me I'm not some rambling goon with an internet talk show so fuck me right?

The cost difference between new minus incentives and late model cars with some remaining warranty or a CPO warranty is not as big as you think it is. Factor in wear items that will need replaced as well.

New is more expensive but not a staggering amount.

They do cover sudden failures though, and it's unlikely that you'll be hitting 100k+ miles on a 2 year old car while still within the warranty period.

Your situation was different. You purchased a car you could have bought outright, with a loan. Which you then obviously used to improve your credit score. And at any time you could have bought that car instead of making payments.

Payments can be useful, for example, for a man just starting a trade job who needs a pickup truck or cube van to work out of. Especially if your trade takes a lot of expensive tools to do. Which you can also buy on loans.

If that tradesman needed to front for his complete toolkit and transportation instead of buying on a loan, he would have a substantial financial obstacle to hurdle first.

Also Ramsey has been on radio, newspapers, television, and has books. But hey he's on the internet, so that automatically means he's false, amirite?

The internet is the extension of our previous mediums. It's still your responsibility to make correct decisions about the media you consume.
And as for the podcasts, getting endorsed by Forbes is a pretty big deal.

>$1k for a timing belt

On one of my cars a timing belt job costs about $1.3k at the dealer with parts and labor, and that's an extremely expensive timing belt and and engine pull job with an interval of about 20k miles.
Where are you from that it costs $1k to do a timing belt on a normie tier car?

you fucking saabautists are insufferable

kill yourselves

Because it's usually never just the timing belt, it usually also involves the water pump and maybe a few other things as well. People just call it the timing belt service because that's the major item, but while you're in there you're basically saving on labor costs to just have a few other things replaced quickly while things are torn apart.

desu it was actually a timing chain, which was supposed to be good for the life of the car, which was apparently designed to be ~110k miles.

Vermont
2004 Cavalier
Timing chain/rollers/guides replacement
About a full day in the shop, I forget how much in parts, bill came to ~$900. Private shop at that, labor was $65/hr IIRC.

> Your situation was different. You purchased a car you could have bought outright, with a loan

0% interest without cash to pay it off is still free money, this is economics 101.

> Which you then obviously used to improve your credit score.

Credit score has been 820+, I dont need to "build credit".

> Also Ramsey has been on radio, newspapers, television, and has books. But hey he's on the internet, so that automatically means he's false, amirite?

Well clearly anyone with those credentials has never been found to be completely full of shit. I feel so foolish for not taking free financial advice from the internet.

Warranty = free repairs

Proper maintenance and repair costs money. Warranty, service plan, and new car with no prior wear mean less money out of pocket to keep it on the road.

Normies don't want to do maintenance, they don't want to think about maintenance, and they sure don't want to pay for maintenance. They should, but they don't.

>a poor person will never have $800 sitting around
They would if they didn't shit it all down the drain with an expensive car.

I bought a new car. When it had a problem I used the free roadside assistance that was included in the warranty. I was dropped off at the dealer and they had a loaner car waiting for me.

Total out of pocket: $0.00

Time wasted ~1hr between waiting for the truck, traveling to the dealer, and dropping the loaner off when my car was fixed.

>They would if they didn't shit it all down the drain with an expensive car.

Nope. To a poor person, the account balance is the budget sheet. Have $200? Spend it until you don't. You always wanted those shoes, you absolutely can't live without that jacket, and that movie looked really cool in the previews. Plus your friends are going out tonight, and your kid has been asking for that toy for the entire week.

Poor people don't know how to save. They just want that coffee in the morning. I mean, it only costs $3, and what's $3 in the long run anyway?

But give them a bill, and they'll pay it. They might scratch and scrounge to come up with the money, they may have to forego the morning coffee, but by the powers, they'll pay that bill.

Ask that same person to save up $50/week, and it'll never happen. Something will always come up, or they'll forget, or they'll slip into a habit of buying some useless $2 thing every day that they were doing just fine without the month before. And it's only $50 anyway, and what will $50/week ever save up to be?

I'm not even into Saab cars. But I'm wondering why one would feel that way. Might it be that you're just a dumb person that likes to scream out stuff and doesn't see any significance for stating facts?

Someone who isn't interested in quality and reliability.. I'm wondering how did a person like that ended up in a car forum. People like that are to blame for the fact that most of the new cars sucks.

>I bought a new car.
Yet you don't seem comfortable to mention what car is that.

> Yet you don't seem comfortable to mention what car is that.

Does that matter?
2015 Ford Explorer (Ecoboost)

I bought a pre-owned car. I found the perfect match for what I wanted, including the fact that it was kept and maintained really well. Hitchhiked with a friend to another country to get it. Had an awesome trip. Total time spent ~ a week. Just did the second technical inspection, faults found - none. How many cars the same as mine I see on the road - none. Does it make me smile - very often. How much I spent for it? Less than a price of a brand new shitbox.

LOL

So would it be dumb to buy a used car like a Scion tC (also known as fuck boi tc) at a steallership to build some credit?

I used to drive old cars and had to worry about repairs & maintenance. Now I don't. If I have the money to make it so I have fewer things to worry about, why wouldn't I?

Is it bad that I started up smoking since ei realised I don't do anything else with my money since no friends lifestyle.

I save 2/3 of my wage and the other 3rd is my living expenses.

smoking is like the only other Mini pleasure o get. don't eat out or anything

you know you get more radiation exposure every year from smoking than radiation workers can legally get in the US
that's one reason you'll end up getting cancer
why not eat good ass food instead if you need a reason to blow your money
or buy a nice house