If you don't pay for a car in full up front you don't own it

If you don't pay for a car in full up front you don't own it.

i am free thinker !!
i am also free from owning anything !!
Lololololol Kek

if you don't take advantage of ridiculously low interest rates and invest that money into something that will make money you are doing it wrong

Thank you captain obvious. I have a mortgage and know the bank really owns my house. Still doesn't change anything.

Ok.

Seconded. loans are for clowns.

>iou from the government

Thats why I only buy used cars in the $10k-$15k range so I can buy them outright

>mfw poorfags and normies are so bad at managing their finances that they can't save up 10 grand in their savings account

with all that money you could afford something better than a potato camera

>FIAT Currency
>actually getting your money from FCA
enjoy your rust

Radiohead put it best, "You do it to yourself, bah-dow-dow, and that's what really hurts."

Go, drive back to your freshly-mortgaged house in your leased-out Ford. Go lay upon your bed, listening to the ticking of the grandfather clock, you'll break; paying off that next monthly installment was the only reason you got up in the morning, went to work and exchanged the time of day with your fellow drones.

Pah! Existing with nothing to strive for is no existence at all. A life free of debt? You naive fool! DEBT IS YOUR LIFE!

did the cop crash at 30 seconds?

You can get a new car with 0.0% APR. They also come with warranties. The only payment you make is the one going into the equity of the car. Your savings can go into a house or another appreciating asset.

Or you can blow all your savings on a depreciating asset, and pay out the ass to keep it running because you thought buying a 100K mile car upfront was a good investment. You definitely own the car now.

Don't do that.

>gun also changes hands

what the fuck

You're right but also

>paying in full for a highly depreciating asset.

I have a better one. I keep that phone to take pictures with out of pure spite for Veeky Forums.

>good phone

also if I run from the cops it wont be in a beater Maxima

>spend thousands upon thousands on a car

>an uninsured driver hits and runs
>your hot water heater fails
>some pipes in your basement freeze and burst

you now have no money and are dead in the water

>out of pure spite for Veeky Forums.
gotcha

>what is full coverage

I also use it as a business phone, TheSilentCircle and Signal are on it.

is that a caddy? i dont recognize the shape at all.

>Thats why I only buy used cars in the $10k-$15k range so I can buy them outright
I'm right there with you but I am a poor fag...

Its a DTS, company car.

Company car with those rims?

Mexican Drug Cartel LLC.

>Credit score is nearly 820 because I've financed a car fully
>Low maintenance cost because new
>Can still trade it in for nearly half its original value
>Still have a good amount of dosh sitting around and never blow it all at once

Its like you hate financial security or something.

>mexican

never. mexicans are awful at marijuana.
but more or less user gets it.

>actual company vehicle

>the drug dealer that just got out of state prison is lecturing other people
TOP KEK

as if prison is a big deal.

Three or four months, not so much. When they bust you for drugs again and you get 10 years in MCF losing the best years of your life, less so.

How do you figure I am going to get 10 years?

I don't involve myself in hard drugs. I could get caught with 217 pounds and I would only get 24 months worst case with my current felony points. and I'd only have to do 67% of that.

Kys my man. You're also just a neet complaining about others like a typical loser

Better off selling mexican tobacco and valiums.

the stay of imposition after your last probation violation?

There is 44 days left on that sentence. My probation is a joke right now.

>Buying cars in the 5 digit catagory

If you drive a car that pulls you with the front wheels then you are a faggot