FUCK OFF

>the average car insurance cost in the UK is £500 according to google

Get someone older to insure it for you you sperg

How the fuck is that going to help me if the police pull me over and check that I'm not insured with the vehicle? Or if I crash it into someone else?

Im sorry mods didn't mean to post that

why the christ would insurance on a shitbox cost so much in cunt upon wankshire

Kids these days cant do anything right

>Police pulls me over
"Uh, yes officer, its his car"
"What's the matter, Is it against the law to borrow a car?"

>Crash
Then don't crash you idiot

>"What's the matter, Is it against the law to borrow a car?"

It is if you're not insured you big fat meanie, and they're going to check anyway.

Also if they catch you, you get banned from driving for 2 years, you get a massive fine and a criminal record.

Why would you need to be insured? Do you have to insurance yourself as a person in the UK?

I don't get it, my k10 is insured under my dad's name

What the fuck??? Let's say I live in the UK, I have a drivers permit and I borrow someone else's car, Is this illegal?

You have to be insured on ANY car you drive at ANY time for ANY length of time, otherwise it is strictly illegal.

Like when I bought this car I paid £500 temporary insurance just to insure it for one day just to drive it home from the lad I bought it from. Maybe that's being too cautious but the punishment for getting caught is horrible and I don't want to take the risk.

Yes, in your example that is illegal and you will be banned from the roads, given a £2000 fine, your license will be revoked so you need to retake the test, and you will have a permanent criminal record for any future employers to see plainly.

Sometimes I wish I was an ameriburger.

>five HUNDRED cuckbux to drive an old miata for a day
I kinda want to laugh at you but nigga what the fuck? Is it because you a kid or you iced a nigga and just got out of the pen or what?

20 + Got my license a few months ago.

That sounds like a load of bull, what happens to a couple that share the car?

It's absolute 100% truth, you can look it up if you want.

Regarding a couple - you have to insure both on the same car (or insure both separately, but insuring both on the same car costs less).

I did, apparently you need to become a named driver, so get your father/uncle/grandfather to insure it and then add yourself

I've done that mate, it still comes out to minimum 8 grand.

>buying a girls car
that's where you messed up, op

Where are you getting a quote anyway? Are you using one insurer website or one of those sites that just give you an estimate?

Is it the same in ireland?, because I might move there

I'm using one of those insurance comparison websites.

Not sure about Ireland desu.

Well try speaking with an individual insurer then

>mfw I only pay $492 a year for my own sports car's insurance

fuck I love being over 25

>driving with insurance
>in a shitbox
WEW

Maybe you can convince the city to tow you in your miata behind the public bus.

Its really surprising how much shit up the ass island niggers can take.

>be 21
>pay 300 something a year

1up

Your a fucking tard for buying a mx-5 as your first car that's why you are getting fucked. Should have bought a 1.0l corsa or something and drive it for 2-3 years.

UK insurance can be cheap but it takes time.

>and you will have a permanent criminal record for any future employers to see plainly.
That's not even fucking funny. That's fucking unironically sad.

yeah it's cheap if you're a fucking 30 year old man that's been driving like a granny his whole life

>third party only
That's where you may have fucked up - third party only makes it looks like you're expecting to have crashes so you look like a worse risk than someone insuring fully comprehensive.

Did comp and it did lower by 1000 but that's it.

This is bullshit

comp insurance is not cheaper than bomb insurance

Stop making shit up OP, give up your details so we can run them through some uk insurance sites. (Give us an address in your street or some shit)

>comp insurance is not cheaper than bomb insurance

It actually is, there was a Telegraph article about it recently. Something about third party only being used by people who expected / tended to crash so it raised prices.

Male
20 years old
License for 1 month
0 no claims discount
HA74GA (London)
Parking on the driveway
Full time education
No part time job
Social use only
During non peak times
Less than 1000 miles a year
NA Miata

Check it yourself, I'd be surprised if it goes even a hair below £7000

moneysupermarket.com/shop/car-insurance/results/?enquiryId=dd0cfe0c-3bac-4326-a9ee-3ab8c1e33832#?paymentType=annually

1.9k and you even get shit like windscreen cover and a courtesy car

...

Can you screenshot that? That sounds insane.

1.5k for third party no fire + theft

I'm P sure you've been lying this whole thread. It would cost me £40 or so for a days insurance on a Miata, not £500

This company was the cheapest
fluxdirect.co.uk/

I didn't use your details, just said a 20 year old with a license for 3 months and a 92 miata he'd just bought.

I'm really not mate, hold on let me screenshot my quote.

>OP was a fucking dumbass

wow what a surpise

couldn't have guessed

Get it registered and insured under your parents name and register yourself as a driver of the car, you stupid faggot

How are you getting quoted so low? Am I literally retarded or something? (Yes) but I've checked my details like 100 times... This is the lowest I've gotten.

I TRIED THIS AND IT ISN'T GOING DOWN

Came here to post this. FPBP.

But seriously OP you are one dumb fucking nigger if you didn't check insurance costs BEFORE buying a car.

It takes 5 minutes to call and give them the info for the prospective vehicle, and they give you a quote. Fuck, most companies can do it online now.

You are one worthless piece of shit OP, I must say.

>Sometimes I wish I was an ameriburger.
maybe if you hadn't voted brexit you could move to EU.
My insurance for my miata-type car was extremely expensive too since first time car owner and young.
I pay 320 eur a year and that is shockingly high.

I have lived in your cuckistani. Honestly fucking move, you will never know how fucking bad it is over there without living in a first world nation.

>tfw born in Ireland so have a Irish nationality so Brexit LITERALLY does not affect my ability to move around

feels not as bad man

I still go to a """"top""""" """"""""university""""""""" here so I can't just pack up my bags and move

How expensive is insurance there? Is it higher for EU migrants with no insurance record?

I moved when I was 4, and I am a UK national.

Or if you're asking about Ireland I have no clue, I barely have any memory of the place.

now you understand why we in the usa do not want bernie sanders in charge

lived in the UK for 1.5 ears, tried to insure my e46 coupe, cheapest available insurance was around 14.000£ per year
thank fuck i left that awful country, now i insure an e60 for 200 euros per year

you're under 25 and a student and you bought a shitty 2 door """"""sports"""""" car

basically hitler to insurance companies

put at least 250 voluntary excess, put one or both parents on as named drivers. failing that just ask them to make you a named driver instead.

Worst girl

These women should be bred with 100 pigs because that's all their worth now.

Moved to the UK two years ago and I can confirm insurance here is a retarded fuck off joke.
I now pay ~£800 on a 2004 Toyota Celica that cost £2.5k; I'm 30, live in a quiet White neighbourhood in outer London, don't drive daily and haven't claimed in ages. Even have an approved 3 year NCD.

By comparison, prior to moving to the UK I owned a 370Z, bought when 25, and even then the total cost was the equivalent of £690 a year - with NO EXCESS!
The UK insurance industry is a fucking scam.
And so is Halfords. Pig fuckers wanna charge £290 to change a £9 CV gaiter boot. Claim it's labour costs. Fuck labour, especially the party.

AND, I just remembered, in renewing my insurance now they bumped it up to £869, despite me getting a promotion to manager (one of the critical input factors) and turning 30 (another one). So the 5% ish raise is in spite of those factors. They're fucking us.

May needs to drag the insurance and auto centre fuckers over to a parliamentary committee to explain.
Jokes aside; I serious want to know how to kick start a parliamentary enquiry into insurance industry pricing, because it's a damn joke.

OP, one other thing; get household insurance first, then auto. I just did that through aviva, they gave me 20% off on the auto (~£160 and charged £55 for the household)

>I don't know what I am parroting about

Classic amerifat, taxes and insurance and completly different things. Stop shoving fired butter in your fat mouth and read a book

>implying extremely high insurance rates on cars isnt an inevitable outcome of democratic socialism

Figures, the first gen was never sold in the UK or even made in RHD.

should i let you in on a secret?

ok here goes

the twingo is a piece of shit. only autistic manchildren still living with their parents like it.

I live in America and pay like ~$100 USD a mo to insure a luxury sedan

get rekt

>I still have no idea of what I am talking about

You don't insure your car you insure the damage you do with your car unless you get full coverage so it doesnt matter how much ur shitbox is worth. Get somethibg that isnt classified as sportscar for the first years and shut up.

I pay two grand for a jeep wrangler a year. Burn in a fire pls

>tfw under 25, license for half a year and bought a 90 miata. Still only pay 170 burgers a year.

Honestly want to get my undergrad over and done with in London, move to the US for my masters and just set myself up there.

Then drive FAST CARS for CHEAP on WIDE ROADS with CHEAP PETROL and NO RETARDED MOTORCYCLE LAWS

>mfw i, a 22 year old man, pay $32 a month for insurance in my non ABS '93 Miata.

Your nation is the Jew's Farmhouse.

That's still pretty expensive, I pay $200 a year.

Why should insurance even be expensive? Most people drive round for years not crashing into anything and not needing to make a claim, so you are literally paying thousands (or in your a case, a thousand) a year and getting nothing in return.

>Charging people more than they need to to break even, by magnitudes of ten

Imagine if a bunch of insurance companies colluded to exploit this.

I'm looking to buy the same car you are and my offers are at about £600-800. I'm 23 and I have a 95mph speeding offence.

Although I do remember at 18 when I got my licence I had a shitty 1.2 52 plate punto and it cost me about £1200 to insure.

Insurers just hate young drivers over here. I'd say that's somewhat fair since most of them drive like utter cocks.

>be british
>have less refined fuel
>great car variety
>relatively looser import laws compared to other motoring nations

>have to pay 10 times the cost of a car to insure it a year

england

YES

>owning a jeep
sad

>great car variety

Yeah 10000 variants of the same fwd econo shitbox. Americans have much better variety.

Why does insurance in Communist Europe cost more than the car?

Hmmmm...

Hahaha yeah like all those cool

I don't think my insurance is that expensive in sweden, uk is just ridiculous

when insurance is $400 aud for a p plater on his first car (mx5 NB8A) fully comprehensive and insured for 9k but the same company quoted me 28k a year with a 10k excess and pays me out 5k for an 8k car (GTIR pulsar)

Because you are a dumb american who doesnt know what he is talking about

yeah like what
>worthless landbarge in auto 52
>worthless landbarge in auto 33
>worthless shitty landbarge v6 with auto 67
>lol cant turn know what i got shitty muscle car in auto which is only good for drag racing #15
>a midengined sports car that is only bought by boomers who give it a ferrari bodykit, made by a shitty motor company that is forced to be bailed out annually cause it keeps producing shit and can't keep itself afloat
>generic trucks driven by cucks with napoleon complex that are only popular because import ones get taxed to shit or are banned
>shitty offroaders only good for driving on wet grass
>a literal boomermobile sportscar that breaks down 5 miles from dealreship fanboid by people with inferiority complex
only real great car is the viper.
No wonder the import law exists: beacause american cars are shit.
I guess that's what happens when running your military RnD takes up all the good engineers.

I'm in ex commie europe.
Insured a sportscar as my first car and I'm under 25. 350 a year. Gets cheaper yearly.
It's in cuckistani where insuring a 660cc twingo costs 15k. Glad those spineless cucks brexited with their cancerous politicans.

I live in Europe and pay like ~18 euros (20 usd) per month for my luxury sedan
Get rekt

American cars are shit and the import law is shit but crazy fuel prices, insurance and tight windy roads mean that the only car anyone really drives is a econobox / crossover.

There's legislative freedom here but owning a car is very expensive. I can't just go to the local burger town and pick up a 450HP V8 barge for £8000 pounds and insure it for a few hundred with petrol cheaper than water.

I mean apart from the petrol cheaper than water bit you can do all the rest honestly.

>auzfag
>have a 2001 Toyota Avalon with over 300000kms
>insurance under parents
>still pay 3 grand on insurance a year for a car worth less than 1 grand

Whore

romania?

>had my license less than a year it would cost me £350 a year to insure a triumph Gt6
>everything else costs over £1000
>cant find a gt6 that i can afford.

I wouldnt mind a poor mans e-type.

doubt it. Someone who has had previous cars and good record.
I pay half more to insure a sportscar as my first car.