Live in Ontario and cannot afford the $450/month insurance so I have to be busrider

>Live in Ontario and cannot afford the $450/month insurance so I have to be busrider

>5400$/year for insurance

HOW?
Are you a 18 year old convicted of gran theft auto and/or drug abuse trying to insure a Ferrari parked on the street in the ghetto?

I know this thread will turn into nothing but anecdotes of other people from other continents paying less (150€/year in germany)

What the hell is going in Ontario?

Is that what you pay? Is that for full or liability only?

>$450/month
jesus fuck that's almost rent money what is going on in canadia?

Prolly liability only on a complete shitbox. My annual is 500€ for partial comprehensive (liability + theft and weather damage and a few other things).

t. other German

I pay like 310 a month for damn near the best insurance

the virgin car driver

the alpha walker

Whew I'm at $900 for full everything and a decent driving record. 4x4 Ford tho.

>300/yr

Fucking cagecucks lmao

Yeah, that's my rate, sorry I wasn't clear about that.

And yes that's only liability on a 2002 Honda Jazz, so just for a shitbox.
Annual tax is just 89€, so perfect for a cheap daily driver/backup.

The Impreza GT I had a while ago was 500€/year

>(150€/year in germany)
Yup, that's pretty much exactly what I pay for my Fiat Panda for a year. Holy shit, 450$ a fucking MONTH.

>tfw less than $150/Month in the GTA

holy shit buddy.
What do you drive?
whats your driving record?
how old are you?
do you only have a G2 license?

I've never heard of 450 a month unless you are a combination of
Under 18yrs of age
Had multiple tickets
Drive a super expensive sports car
etc
Either that or the Canadian dollar completely has dropped off in value in the past couple weeks

Is it just one faggot making these threads everyday

Quote on a 2008 Taurus. No accidents 22 only g2 tho

How is this possible Im 22 and pay $105/month with a G

He probably lives in Brampton. Insurance basically doubles there because of rampant insurance fraud. Also probably a poo in loo.

That is the price of my rent in Ohio

don't register your name as the primary driver, faggot

this. I have a street racing charge and still only pay 250 a month in Waterloo

I'm a whitey living in Barrie

What should I do then

I pay 230/month on a brand new car. Get fucked nerd

5000$/yr for a Fiesta ST
1 at fault, 1 ticket, 22 years old.

I'm 28, clean record, 2017 Q50 RS. Pay 140/month :^) full coverage no deductible

>Meanwhile, in the US, I'm dropping ~$800 a month on medical insurance and healthcare bills, even when neglecting more expensive treatments.

Only $800/year for full-coverage on my miat tho.

Don't have your name on it at all. Register it to a middle aged person you know and don't live with who has an exceptional record and pay them for the insurance. That's the only way to do it in Ontario

driving 50kph over the limit? That law is BS

This seems like a quick way to get fucked over

get your G m8 what are you waiting for.

just learn how to parallel park and you're golden

>claims to be a car enthusiast
>never been convicted of grand theft auto
Pick one.

>driving 50 or more km/h over the speed limit
>can be accurately described as anything other than showing off, racing or being careless

Pick one. Most Stunt Driving charges are for much more than 50 over anyway and are not nearly as severe as those in America which often result in jail time on top of everything else. People sound like retards when they claim that Michigan isn't as tough on street racers and speeders as Ontario is

It's hard senpai I failed twice because fucking highway ramps and bicyclists

I’m gonna be paying about $1,200 for a half.

Something doesn’t seem right for you man.

>50 over on the 407
>get passed by chinese tour bus on the way to the casino

>tfw like 100 bucks a month less than OP for 8 cars

More than OP I meant to say

>Ontario taxes
>Ontario rust
>Ontario insurance
>Ontario inspections
>Ontario roads

>defending North Americas retarded speed laws
Fuck off bootlicker

I forgot
>Ontario speed limits

J U S T

This province is done honestly gonna move out west soon bros

At least you can leave whenever you want
t. Borden prisoner

that is an ugly dude

>drive every day
>don't have insurance
Lmao, m8. Just learn to not crash

What do you do when you pass a cop and they see you don't have a registration sticker on your plates?

Slightly related, Where do you Ontario fags take your car for pre-purchase inspection? Assuming most of you are in the GTA

I pay like 2 Gs a year cause of my car, gender, age, and record. Feelsbad down here in the US too m8 but 450 a month is beyond outlandish

I do it myself, if you mean safety just bring it to a local mechanic you trust they should all charge a similar price.

We only have compulsory 3rd party injury insurance which is paid with your registration

>not having a car fast enough to outrun a radio

Your fault if you're caught desu

This

You're a fucking idiot.

I pay 190/month for full coverage on a newish truck. Multiple tickets (5+) though. In Texas.

Bought a 2011 Crown Victoria and my insurance rate went up because "its a modern car that has more electronics to worry about"

apparently to insurance companies, an old cop car is a technological marvel that needs more money to cover it.

I thought my 1994 Caprice would be more expensive to insure because its older and parts are more pricey.

still only paying $550 a year, not bad anyway.