Explain this sexism Veeky Forums

Young men are absolutely awful cocky drivers, but they improve with age.

Young women are merely bad drivers, but they will forever remain bad drivers.

>Men might be more skilled drivers

The only difference is men deal with it and if we charged women more we wouldn't hear the end of it

men tend to be the policy holder and the women in his life get into the accidents. So when stacey wrecks "her" v6 mustang insured by daddy then insurance sees him as responsible. same with the wifey

Not saying this is the only reason why but the effect is there.

Imagine the shitfit if they used racial statistics. By the same logic as the men/women differences, Asians should have dirt cheap insurances and natives should be paying $1000 a month.

crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/810995

That would be a bad thing though, because then even fewer black and mexican drivers would have insurance than how it is now.

At least by fatal accidents, whites have a higher crash rate than both of those groups

sexism when it's convenient, feminism when it's not.

And? I'm talking about insurance rates. If you don't know that a LOT of black and mexican drivers have no insurance then you live in an area without black and mexican drivers. Make their coverage more expensive and the insurance coverage rate would be even lower.

wh*te """"people"""" BTFO
those subhumans should stay off the roads desu

Their coverage would be cheaper because whites have a higher crash rate per capita.

No, their rates would be higher because they aren't the lowest group. Insurance companies wouldn't slash the rates of anyone but the lowest group, everyone else would go up. Muh profit margin

Same. Why the fuck do I even need insurance other than the fact that it is LEGALLY MANDATED? I've probably paid thousands of dollars to the fuckers already for nothing. Insurance only helps the shithead drivers and punishes the good drivers.

mein nigg@
some of the shittiest, craziest, most aggressive drivers I've encountered on the road are women. In fact, of all the road rage encounters I've had, women are the majority. Trying to run me off the road on my bike or screaming at me to "slow down" because a loud exhaust = speed. Women are also fucking retarded when it comes to cars. I work in an autoparts store and have never run into one women who knows a nut from a engine block, I assume, and I may be wrong to assume, that not knowing shit-all about how a vehicle operates would translate into a shittier driving habit along with the ignorance.

>women get in low speed accidents
>had a WOMAN go by me yesterday doing 78 burgers-per-hour in a 45

just had a friend of mine get hit by an uninsured driver while he was on his motorcycle. The guy produced an insurance card to the police but a few days later my friend's insurance says that the dirt bag canceled his insurance a earlier in the year. He's pretty much sol w/o getting a lawyer involved.

Can't the police run the policy number to make sure it's current? I mean every time someone gets pulled over they ask for proof insurance. Whats the point of asking if they can't see if you're actually insured and not handing over a card for a canceled policy that still has a good expiration date?

>Asians should have dirt cheap insurances

Where I live the insurance company get your registration details from the "DMV" through the proof of insurance when registering a car, and must immediately notify the "DMV" if you cancel your insurance, and the "DMV" will flag your plates invalid and send the police to your home for the plates after a few weeks if you don't hand them in on your own accord. What's so hard about implementing something similar in the US? Why is it so easy to drive without insurance in most states?

>wanting police to get sent to your house to sieze an expired, government mandated piece of aluminum
Le_socialism.exe

You have higher insurance because you are a male UNDER the age 25. And that is because most males under the age 25 are stupid. Yes that includes you. And even if you don't do anything stupid there are hundreds of thousands of dudes your age that will always do something stupid a in a car that will keep your premiums high

>Buzzwords
I didn't say women are better drivers as a matter of fact, men are better drivers. There are more male drivers and we are def way more aggressive drivers.

how many women die in high speed accidents compared to men? exactly.

Here they don't send someone to get the plate (that's stupid) but if you cancel your insurance and don't turn the plate in they suspend your license.

honestly we should just ban white people from driving. They are always drinking in driving while chatting on their phone. truly sad

>how many women die in high speed accidents compared to men? exactly.

>live in Tolerance Zone #65
>be nu-trans fourth trimester transsensual Angst Profile ZETA-8 genderqueer pseudo-dyke reformed lesbiophilic heteromollusc
>see cis white male at the zoo
>ask “mommies, what’s that?”
>they don’t know
>Genderless Polyamorous Parental Unit #2 takes me into a Safe Zone and engages the Feelings Shield
>tells me that it is a monster from the beforetime
>tells me not to be scared, because the monsters’ penisocracy was smashed by the forces of the LBJQGTA5 Coalition in the Patriarchy Wars
>start to cry
>s/he opens his and/or her rainbow mesh vest and retrieves an estrogen pill to cheer me up
>feeling the calming femininity wash over me
>s/he tells me that the monsters aren’t allowed to hurt anyone any more, only to work, to support our glorious society
>throw Privilege Peanuts at him
>everyone laughs
>take some soma
>go home and read some consensus-approved feelings-safe literature

weird I googled the exact same thing and this was the first result.

funny how you didn't even provide a source. Idiot.

iihs.org/iihs/topics/t/general-statistics/fatalityfacts/gender

welp i have to go to my job soon because I'm not a feminist NEET

>going to your job
>not working from home.

gl with that you stupid wagecuck

Its because white males are worse drivers, this is a fact. They try to race eachother and tailgate etc. Other races and females don't care about this, only white males excerberate such road rage, the more you know ;)

Oh I'm having great luck friend
>inb4 he posts his inspect element tier "bank account"

Your 'friend' should have uninsured motorist and either medical payments or personal injury protection on his own policy. Have him call his company and ask

>wanting uninsured drivers on your roads causing financial damage to you
Your choice.

But that doesn't stop you from driving. In ten years I've never had my license checked by police. A car without plates however will attract police attention immediately.

>inb4 his dad owns nintendo

did you really just try and flex on me for having $4.6k in your bank account? I have around that much in my stock portfolio, which isn't much but still...

Don't be upset because I'm right and you're wrong. Maybe you'll understand when you get to the age of 25, that or you'll continue to be ignorant.

>lmao 4.6k cash isn't that much
>I m big investor man! Stocks!
Other dude here posted something resembling proofs. Where's yours, faggot?

>trying this hard to change the subject.

Don't be upset because I proved you wrong brudduh.

go on Veeky Forums if you want to see what people are trading, they love showing off their funds. I, on the other hand, don't.

This is an auto board where we or at least I talk about cars or anything relating to car, including accidents which men have more often than women, due to more men holding licenses and taking more risks.

>proved you wrong
>lmao he posted proof but I don't wanna so you gotta take me on faith
A: Nigger, I'm not him
B: Either post proofs or stop bragging about your imaginary money, fagwad.

>I m big investor man! Stocks!

also
>thinking having around $4k in stocks is big boy shit.

shit I thought I was poor, but you must be poverty tier.

>using racist slurs
>being poor

really activates my almonds! What is it like living in poverty? What flyover state are you from?

>still no proofs of actual money
>muh racism
>Muh FLYOVERS
Oh, you're a coastal cuck AND a poorfag.
My sympathies.

I'm working as I shitpost but also still posting car related pictures, while you an unemployed NEET use racial and homophobic slurs because you are visibly upset and don't know how to argue.

You must be fuming because I haven't posted proof of my "imaginary funds". I guess you can call it that if it makes you happy.

Insurance agent here. Don't ask me actuary questions.

tell these dumbasses whats up

Well, in Los Estados Unidos insurance is regulated by the states. National statistics are limited in their usefulness when rates are determined on a per state basis. Anecdotally, women have more claims but men have the big ones, which skews risk determination for my company because we don't even count claims below a certain dollar threshold. Guys licensed less than 9 years (which matters more than simply age) would be doing better if they weren't financing brand new bitchin' camaros, trucks n sheeeeit. Most women are driving sedans. Things that are cheaper for the company to repair when they actually do get in an accident.

How do I into multivariable regression?

I gave you one job...

thank you.

>2017
>making gifs
what the fuck are you doing

Michigan here, our insurance company is required to send whether or not the policy is active every two weeks to the DMV. Passed in 2015 IIRC.

Police officers can tell whether or not you have active insurance when they pull you over. Oddly enough though, you're still required to show proof of insurance and registration.
>Registration is obviously done when the plate is ran
>Insurance in Michigan is also found when running the plate

im going to go ahead and guess that men drive more miles on average than women for work, which is why the price is a bit higher, not because they're worse drivers

>tfw turned 25 this year

My rates plummeted. $102/month from $170.

Men are better drivers but take more risks thus increasing their rates

Women are horrible drivers but never go past 45 mph so rarely have damage

post bread on your car if you make so much faggot
that auto related enough for you?

>I, on the other hand,
live pretty comfortably for someone in their early 20s compared to most people I know.

I'm still stuck in 2015 desusenpai
what did I miss?

Women are poor so they have to lower their insurance.

t. balding cuck