How do I unpoor myself?

>20 years old, 25k debt from parents forcing me to go to Uni despite dropping out multiple times
>inconsistent work history, lack of references, sub 650 credit score
>literally poor going tomorrow to public library to use Internet to find my parents a one room rental in a different state because they can't afford to live in Jew York
>leaving me here because I'm hoping to get a security job soonot

What do I read, what school do I try for, I want to make money. I hate being poor. I'm ready to give up my formerly comfy escapism lifestyle.

Quote from a millionaire that I used to work for. I passed him a friends resume who was still in school: "Don't take the resume comments too seriously. I am a veteran of mowing lawns, lifeguarding pools, and food service. This is the stuff of greatness, go for it!"

This dude graduated in Finance in Wharton. Point is, don't give up so easily. Work proves work.

Just gotta take any job u can get and bust your ass. Maybe trade school or some specialised training. Study investing in your part time and never give up user. I was there. I grew uo in a trailer park. I droppd out of community college twice. Im far from ruch but i have a good job that i study all day at and shitpost.

Good luck brother.

American. 30 years old. Had poor, uneducated parents. Never learned any proper savings or investment techniques. Living paycheck to paycheck, $700 in savings, $6k in credit card debt, $20k in vehicle debt. $200 a month for internet/phone service, $500 a month for rent, $300 a month utilities. Only make about $2.5k a month.

How do I dig myself out of this hole?

Shut off phone, get slow speed Internet

Also why are utilities so high in such a small place?

Jesus you're 20. I'd kill to be 20 again.

First be realistic with yourself, you won't dig yourself out in a week or a month. It will probably take you a year, but you're young. You'll wake up and be 25 tomorrow.

Find a job that pays above min wage if you can, if you're not completely retarded it's not hard to find. Stock shelves, work labor, work in a warehouse, whatever. Stay the course, build good raport with your bosses, get references. Even if it's from a goofy Walmart manager, get references. Learn transferable skills and get certs, put it on your resume. After you've been a wagecuck for about 3 months and have references, apply for higher paying jobs. Be proactive. Always pick up on shit that you can transfer to a higher paying position or even another field of work. Talk to people you work with in person, ask around when you hear about new work. Pay off those loans before youre 25 one month at a time. It's not hard user and you're young ask fuck.

>Study investing
Waste of time. Put your money in an index fund and learn something useful

>30 is the new 20

I suppose I am stupid or there are not many options here. I also travel hundreds of miles all over the East Coast of the US a day. I am a PI and am literally in a different place each day, many times in the middle of nowhere (like right now) and need reliable service and unlimited data.

I have a 2 year degree in graphic design and am thinking about starting to work on a portfolio and try to start a small, GD business on the side of my full time job.

The big issue is that I have to make several flights this year, Colorado, Florida and Scotland. Trying to pay off debt and save for MY wedding next year sucks. Luckily I saved up the 2k for my engagement ring, no debts there. But now I'm fucked.

so all that work and OP will be poor as fuck like me and I didn't even have any loans

Self teach programming
Most programmers are self taught and you earn bank easy
Hot dog vending
Easy to get a hot dog cart and you can generate six figures without too much of a challenge
Digital marketing
Get a Google analytics certificate and combine it with your degree.

1) sell cars
2) buy $700 car
3) save 1k
4) pay off credit card debt fast (6 months)
4) pay off remaining car debt
How the FUCK do you spend so much on utilities?? Turn off your fucking lights when you leave, idiot.

Start following this chart.

> Get loans in your name as a legal adult
Your fault.
> Fail at Uni
Your fault.
> Inconsistent work history
Your fault.
> Low credit score
Don't fucking worry about that, your poor you shouldn't be getting a loan, retard.
> No references
Your fault.

Get a fucking job already. Jesus fuck. Do you have anything in savings? A car? Possessions to move? You didn't give us enough information. If you want to know about books there are book threads all the time.

>he trusts his hard earned money ina stock market.

HAHAHAHAHAAAAAA! wewlad. Good luck indexing your retirement into the trash while i build 5 companies and hold millions in real estate.

Hey there's a board for roleplaying. Go there faggot.

The stock market and index funds have made people very wealthy and for a whole lot less effort than pretending to be an entrepooooner on Veeky Forums.

>25 is the new 45

Don't worry too much bud. You can dig yourself out, and thrive. It's going to take hard work and you'll have to make some decisions.

>1. Get a job.

Any job. Part time, McDonald's, temp work. Literally anything. This will help keep you afloat in that shit hole called New York.

>2. Fuck your parents.

Move out of state. Into the Midwest preferably. Rent a small apartment, hopefully one that has income based rent. I'm from Indiana, so I'm partial to there.

>3. Get a job in new state.

There are jobs everywhere. It's not hard. Try and find something above minimum wage, but if you can't, take the minimum wage job.

>4. Build Savings

Build a good savings of 4 months expenditures. This will be tough, but you can do it. No eating out, no fun that costs money.

>5. Pay debnt, you Greek fuck

At this point, which hopefully should be a year into your new life, you can start to pay debts off. Take a breather, but your not out of the woods yet.

Target your highest interest debts and throw everything you can at them. After that target the next one. Keep going until only your student loans are left.

>6. Living

Keep paying on your student loans. After everything else is payed off, you'll be in good shape. Hopefully you've found a new job by now, or gotten a raise.

Develop a plan for where you want to go in life. Commence plan.

>suggesting minimum payments instead of paying all debts in full, especially high-interest debts
enjoy your voluntary poverty

Response to everyone in this thread asking about how to not be poor: better yourself and get a higher paying job. That's the only real answer. I know complete and total dipshits who made 6 figures selling furniture. He drive a pretty nice 911, too. Sales positions selling high margin products mean high margin commissions. Get off your ass, turn off the tv and computer, and go WORK.

>$2.5k salary
>$800 + groceries actual living expenses
You should be fucking rich by now. What you should do:
>Drop you Internet/phone service and use the public library.
>Sell your fucking car, it costs you about $0.55 per mile. If you live far from work, either l2gofast on foot or rent withing walking distance.
>Every penny appart from your $800+groceries goes to paying your fucking debt.
>l2use clothes so you pay zero heating/AC (with the possible exception of avoiding frozen pipes).
>Never ever eat out. Never eat premade shit. Cook and love your nutritious lentils.
>No luxuries. Your money is not yours because you are in fucking debt.
>Never ever take a loan/pay with credit again, you dingus.
Follow this simple steps and you will stop being a whiny self-imposed poor in no time. You can always not follow them and stay poor, but then know that you are perfectly able to get out of poverty and you won't do it because you actually like being a slave forever.

>Cook and love your nutritious lentils

oh man this. lentils soup is also god tier
you can crank out soups (any kind, not just lentil) for like 15-20 bucks thatll last you a week or 2

it might be even cheaper in the US (canadafag here)

1) Get a notepad and write down some ideas on how you are going to start getting out of the hole you are in (jobs, school, expenses to cut, projects to work on).

2) Wake up, drink black coffee

3) Start working out your plan.

Coffee is great cause it really kicks you into the "start doing shit" mode. Also, try to cut down on masturbation and porn, 2 things that can severely limit your capacity to what to do anything at all.

Affiliate Marketing.

Literally just find some stupid ass shit with decent margins and start hustling it online

As a fellow IndianaAnon, I second this. I got a worthless "Design" degree back in 2012, and I've literally been fulltime freelancing for rich Carmel, IN businesses since. I taught myself how to dev websites and it's been good ever since. Just go to high end local events where there are business owners, have some business cards, and be professional. There's tons of opportunity in the Midwest if you're driven.

FACT: Hoosiers are the most powerful race in the world.

Good on you but. Turning shit into diamonds.

i think half the country wants to know that

coffee is just another drug to become dependant on. not only that but it can actually contribute to existing or cause an anxiety and depression.

only drug one needs is excersize. he would be much better off excersizing intensely every morning (30-45 min run, weights every 2nd or 3rd day)

>save for MY wedding next year
>buying into the wedding meme
my wife and I got married for $130 dollars

$60 for the marriage license
$30 donation to a local church through a friend since we're don't regularly attend
$15 dollars for the rings off ebay
$25 towards a pot-luck family dinner

its one day man. wouldnt you rather have a home, debt free or insert goal instead of blowing thousands on one day? i cringe when i have to listen to people at work talk about that BS. most of them live by someone elses standards and weird mommy/daddy issues. sad really

>people who have vehicle or credit card debt
>buying things you cant afford
You did have shitty parents if they never taught you this lesson. Let me help you,
Googlefi is 20 dollars a month for phone service. That's a good start already.