I only spend my money on essentials and internet. Experiences such as vacations and concerts are a waste of money IMO

And you stop paying rent when you go on vacations? Retard.

Are you me?

Buying a house is a usually a shitty investment especially in urban areas. Just pay cheap rent & invest your money in stocks and crypto or buy some cheap land and build on it.

Because I want my retirement to be comfy. I don't want to be the 75 year old man bagging your groceries at K-mart or operating the register at Speedway.

100% agree. I don't understand the frivolous activities normies do. How is listening to a band at a concert fun? When you could listen to it in the comfort of your home? And I stay away from anywhere there is dancing. Dancing is one of the most degenerate activities on the face of the earth.

Well yes, generally my 'vacations' last for years.

If you have actual hobbies like painting or writing, why would you waste money on something that won't develop you any skills? Doing those things is just to have something to tell your normie friends about at work, not actual development. Also, traveling is highly overrated, been to several countries and it becomes annoying to do after awhile. I would rather learn a new programming language or read more books or even go lift than have "experiences" that really aren't that interesting.

from an aspie. you need to get outside more user. i will take you to a concert, your favorite artist

When you're 75 those jobs won't even exist

Good for you but how is that a "waste of time"? It's a subjective opinion and up to a person to decide.

>t. went to paris with a travel group and drove to a few other states

>muh millennials prefer experiences over things
marketer propaganda
I fucking hate concerts, bars, travel, animals, cars, and children
that alone wipes out major life expenses

>t. hardcore dude who started in hostels and ended up polishing boots in Rojava because travel is just that cool man

You are a faggot. Travelling is one of the best things you can possibly do to better yourself

>inb4 hurr duur instgram millenial muh travel is a GOAT

>concerts are a waste of money
this is true especially when you have some super famous band playing in open arena etc, literally cant hear shit, I guess you one would go for the experience, just have good time with friends etc but purely from music, sound listening experience its shit.

Friendly reminder that people are far less likely to regret experiential purchases than material purchases.

ncbi.nlm.nih.gov/pubmed/21843013

No it isn't you dense fucking loser. Maybe if you are a chicken shit who has no life to begin with, sure you can go to europe and partake in bareback butsex at public parks.

Concerts are the greatest scheme to scam normies. Music festivals and concerts just funnel money from dipshits to smart people. I for one, would love to throw an event and I would bank off of dumb dick suckers like

why even live

It's not that hard to figure out, is it?

I will always remember the experiences of my travels and how it changed me - it is sad to see people waste their time wageslaving to finance materialistic stuff they need to distract themselves from their miserable life.

Most of those silly creatures are stuck in their routine and too weak to break out

haha this so much, check

>dailymail.co.uk/tvshowbiz/article-4457252/Bella-Hadid-Miami-hundreds-remain-stranded-Fyre.html

hahaha millennials are so stupid. Some tickets cost up to 10k for Fyre and they got completely scammed

>traveling to foreign countries and wasting money on music festivals are the same thing

Traveling to foreign countries is also a meme that faggots my age seem to think is the second coming of Christ.

NONE of those countries are even remotely similar to what you see in your cherry-picked images. Let me tell you what you are going to experience traveling to a foreign but-hole of a country.

Take it from someone who has actually traveled to a foreign country with nice cities and also gone backpacking through rural villages for a week. It is fucking shit, at most you are going to get diarrhea.

It is not expensive to travel, unless you are unable to do research and can't handle money.

I have been traveling for 3 years at this point and made my money with investments/trading, which I used to fund a start-up company and make more money off hipsters. My sister is managing it, so I get money without taking care of it.

There are plenty of millennials randomly throwing their money into the latest trends.
It has never been easier for a smart person to get rich because of these fools

You should learn how to make your money grow and earn more, instead of just having a boring as shit life.

I don't know
but if those are the reasons and i have to either start liking then or have no reason to live I'd much rather have no reason to live

Vacations are for peasants.

I relocate every few months. I make all my money online. I can be almost anywhere at any time, free from a physical location.

I can pack all worldly possessions in a large suitcase. Few hundreds dollars and I'm in an entirely new country. I'll find an apartment, and a flight at the end of the month and move out, as I never sign leases (sure I'll pay a slightly higher rate but it's worth the flexibility).

Been living in Berlin the past 2 months, and visiting family nearby in Poland. I seriously recommend making money online, the lifestyle is superior to all others. I'm not gonna lie and say it was easy though. I worked 2-3 years at below minimum wage to generate my first passive 1K/mo. It was brutal. Now I'm earning about 8K/mo and it feels fucking great.

tips on where to start / what you specifically do?

This is my life right now. I play vidya all day and trade cryptos on the side. Im a 20 yo virgin with no friends currently neet. Havent left my house in 8 months. Mom does grocery shopping kek

Most bank accounts require a permanant address - How do you get paid if you're constantly moving between addresses?

What do you do online?

this

>be me
>be smart and hardworking
>go to prestigious uni for good stem degree
>also start my own software company while doing so
>also engage in various student activities, such as being in a frat and bartender at this student bar
>have awesome social life
>travel to concerts/festivals in the summer
>great memories
>am happy
>also probably richer than most people here

but go ahead OP, if living a life with no pleasure and no fun moments shared with other is what you want, have at it. Just saying, if it was me, I'd rather just kill myself.

This is me. Good nw at 25 right on track to have an early retirement near 30. Don't cave into societal pressures only listen to yourself

The problem with this thread is people think you need to spend money to have any enjoyment. This goes for both material things and "experiences".
While certain things you enjoy can cost money at first, the best things are those where you spend a little bit of money for things that will last a long time in enjoyment. For example, a cheap laptop to watch movies, do work, research, invest in crypto, and much more.
You really don't need much to be content or even happy, which is more of a minimalist lifestyle. Then again, I'm a fucking NEET autist who just likes watching numbers grow and knowing that I will be taken care of forever because I have no financial burdens.

>driving the dream life

im the 22 year old guy ive got £22000 in savings with 18000 in stocks atm
what exactly do you do and how do i begin researching it?

>minimalist
>anti-consumption
>only pay for food and what bills I can't get out of
>when I need clothing, I buy from goodwill or bulk undies from k-mart
>used same phone for 3 years now and it was purchased refurbished
>same laptop for 4 years, still going strong
>don't drink, don't smoke or do drugs
>get around on foot or by bicycle, pay nothing in commute costs
>eat maybe 1 meal/snack a day, then eat at work for free
>all my hobbies are free/cheap, if they don't actually pay me
>live in a van to skip rent

This. From everything I can see, traveling has the same cost as just living. So if you can travel long-term it's affordable, assuming you have online income or enough savings.

>play the points game

Is that really worth my time? I've heard about it but I'm sceptical. Keeping in mind that most of my vacations are actually camping and don't need a plane ride. I also take the train instead of the airplane when I can. Just saved $200 that way.

I agree on the no pets, no kids thing. Dogs are a waste of money, and you have to feed them like every day, and clean up their poop. What's the point? Also hate bars and concerts, but I go out with my coworkers once a month or so and only buy one drink. It's a good investment to get them to like me. Having someone at work who has your back is well worth a $3 drink.

>throwing their money into the latest trends.

What have you done? Give us a trend that's already expired so we can't "steal" your idea.

Either use a relative's or get a post office/ups box. Everything is direct deposit so an address is just a formality. Wish they would stop asking for one; you fucks want a landline as well?

I too like to vacation in the eastern block

Props to you man, especially if you got a stem degree

I have buddies down here that have basically done what you've done and I feel great for them because they're really enjoying life

And at the end of the day, I feel like it's just the start of it too

I think it's easier to accept an experience as a sunk cost vs. a piece of junk sitting in your closet.

I think busting your ass working all your life to retire at 65 and finally enjoy life is for chumps. I've seen a lot of people who do that, get bored, and work part time until they die. Life is short, you should always be experiencing life with those you love, which can be done free or cheap. You don't want to be 60 with nothing to talk about except your career.

Funnily enough I'm now in Budapest.

A friend of mine opened a cornflakes café in a hipster/club area.

They are playing music and got a comfy "living room"-atmosphere, serving cornflakes, pancakes, ice and such things all day.
Basically the main idea is that the music and menu changes a little during day.

People are just relaxing and working there in the morning and daytime, but it is a little "sillier" in the evening/night to attract some party people, too.
Most of the people at night time are just normies socialising and/or eating the sweets with their friends

Is that the 'Serial Killer' cafe on Brick Lane?

I don't understand. So you don't make enough money or something? You don't want to eat new foods and sightsee? Cheap places to live out there you know. Different cultures to learn about that are a refreshing change of pace in a lot of cases. At the risk of sounding facebook tier, broaden your mind and don't pretend you know everything for a change.

this pic sums this thread up

You sound like the most boring cunt in the world, you'll reach your deathbed with no loved ones around you wondering why, why did I spend my life being such a fucking boring douche.

Frugality is an art

>tfw you give a shit about frugality in this world when all it is a great big fucking carnival ride, go out with a bang screaming wow what a ride, not whimpering in the corner surrounded with your valuable paper faggot.

T. Does not understand frugality

Other user was right in that people make the mistake of thinking you need to spend inordinant amounts of money to live a good life. And interestingly enough, you can find some studies that show people in "developing countries" tend to be happier than their first world counterparts.