22 years old

>22 years old
>$20,000 in the bank
>$60,000 before-tax salary (in Atlanta, moderate cost of living)
>no debt/student debt

What do next

You know what to do

bang them both

>throw that 20k in ETH and retire by 30.

find a cute asian girl and make her your wife

Already did that. I've been cumming inside a sexy half-Taiwanese/half-Korean girl since the beginning of 2016.

Do you need a roommate?

man, i wish my parents gave me $20k when I was starting out

FUCk u for being more successful than me

>Breeding with Mongoloids

>Ever

Enjoy your genetically inferior, atrophied looking half-goblin offspring.

>Yellow chinkshit
>sexy
Lol. So easy to spot a beta

who dis?

gonna take a little bit more than 60k a year to wife seolhyun

Read The Intelligent Investor by Graham and Dodd. The 2003 edition had some input from Buffett. Then just keep putting funds into your diversified equities/bond portfolio and enjoy a life of financial security. Stay out of debt, including mortgages.

>>r9k

>20000 in the bank
Why would you do this?
Go to a random page of investapedia and put 10k wherever you land.
It would be better than in a bank account no matter what.

>23 years old
>still studying, no debt though
>annual salary in my country is maybe $9000, and there's no way I can be making this amount straight out of uni
>never cummed in anyone
Yeah...

>20K in bank
>60k salary
>no debt
>No ETH
You failed your life. Start again

Gimme ya moneee fucktwat
T.wagie

>What do next
Move out of Atlanta, Jesus Christ

Find that cutie and make love to her.

This unless you are black then stay and and be murdered by other niggers for being an Oreo / uncle tom