Anyone else still live like they're a poorfag even after they got a decent job?

this man gets it

opposite user. net about 15-20k/month and manage to spend almost all of it. can't take it with me to the afterlife.

If your gonna play retro get a raspberry pi and load in anything up to ps1/saturn/what ever the fuck was the last non internet console.

Actually still buy games over a decade old. You believe this shit

...

I pay 86 dollars a month for internet alone, lol.

I think its 120 for us.
Dont even know what im paying each month

get a job you fucking degenerate. Switzerland is literally one of the best countries in the world. all you have to do to get rich is get up in the morning, go to work, repeat for 20 years and then retire in Thailand.

for everyone in this thread

youtube.com/watch?v=QctT0Oc_uQQ

I earn like 1.5k a month more than the average in my age. Still a poorfag.
Youd have to be born in a rich family to continue being rich forever.
Or be friends with jews.

Youre cucked with expenses here.

If youre rich you can avoid a lot of shit here ((legaly)).

I know someone from switzerland who is around 35 and still lives with parents. A lot live with parents there

I was redpilled on Switzerland when that gay otaku banker started uploading his fetish videos to youtube or whatever the hell he's supposed to be doing.

How do you let it get to the point in pic related...

I want to be as cool and rich as Melonpan-senpai

What does living like a poorfag have to do with this video?

can definitely one-up you
>24, live with parents
>pirate everything, drive shitbox
>travel is a stupid goy meme
>$84k/year, net worth $200k

I live like a poorfag but still comfortably. I know the importance of building wealth but living like a jew for many many decades just so you can enjoy the last couple decades of your life is pretty dumb imo.

> I live in one of the most expansive cities in North America.
>Have a huge 1700sqft apartment that I built in a room in to rent out (commerical lease desu), cheapest rent I've ever paid ($800CAD all inclusive).
>Uber everywhere, eat nice, only luxuries for me.
>Make roughly $80k a year.
>Have a great, hedonistic social life. Work in clubs so tend to stick to the ones I work it because the people that come in are great and its cheap for me.
>Socking away cash, net worth about $110k, debt free, student loans paid off.

Never thought I would be where I am considering I was a mentally ill, drug-addled dummy 5 years ago but life is very good.

At least you'll retire early.

>wanting to go to a nursing home any earlier than necessary

I'm living frugal now but once I get my house paid off and a little bit of emergency money (10K?) I'm spending my whole paycheck every month.

8 years on Veeky Forums
For your wife's son?

Teach me your ways sempai

How the fuck do people do this? How can you be so bad with money that you can't even think a few years into the future? How old are you?

>buying insurance at all
Insurance is for people who don't have money saved. For every dollar you put into insurance you'll only see 70 cents or so back after administrative fees. You could put that money into stocks and mutilply your money instead.

>not having insurance in a place prone to natural disasters

Bruh. Think these things out.

>Wanting to work for niggers and Jews longer than necessary

You can just buy a house and live off investments. You can travel all over and do whatever.

>>still live in a $650/mo shithole apartment

HaaaHHHaaa jokes on you, I work 12h a day and make 550€ a month

;_;

>buying one house

Dudemanbro, it's all about multiple homes and collecting that sweet rent money

>12h a day and make 550€ a month

...what kind of fucking job do you have that pays so poorly? Or rather, where do you live that your taxes are so high that you take home so little?

Just a normal wage for a poortuguese.

I work in a Rent-a-Car, but just to give you an idea, a nurse makes €2.95/h

>make $40k/year
>still in my Mom's house
>still stealing media with /ptg/
>barely any monthly expenses (Rent, she & I share food, nothing else)
>accumulating wealth for no reason

She's my best friend though and I rue the day we'll have to split

Dude. Immigrate to the US ASAP. You can make so much more money here and be happier.

No shame in being close with one's family

>being a wagecuck

You are a poorfag, just a deluded one.

>travel is a stupid goy meme

Since when? If you have the money, you can do shit hardly anyone else can do

>Dude. Immigrate to the US ASAP. You can make so much more money here and be happier

I could just go to Germany with my EU ID, but I really don't want to leave my home, I'm 38 this is my country and my home, I will never feel happy anywhere else.

That's middle class mentality

The only way to get rich is maximize income streams, you won't get rich clipping coupons.

>you won't get rich clipping coupons

Bullshit, that's how you continue to keep overhead low. It's also how you maximize your income. Think these things through, senpai.

Having capital for the sake of it is worthless.

If you're just going to live the poorfag life anyway you might as well just NEET it up.

Numbers in an account mean nothing if you aren't using it. Before someone spergs out, i don't mean waste it like a retard, but if you're accumulating capital for the sake of accumulating capital you're doing it wrong.

>it's how you maximize your income
If you spend your free time trying to outshekel retailers for pennies instead of building something that makes you more money, you fucked up

I don't live expensively though, just a nice apartment and I only eat soylent

>Having capital for the sake of it is worthless.

This is actually a dilemma I face. I'm not ready to jump on the BTC train (yet) and have a few stocks, but I really want to use my capital for a business... the trick is, I don't know anyone with a stellar business plan or idea, so the money just sits there.

Nope 22 years old
1K a month rent for a cash 900sqf apartment
Drive a 2015 Chevy high country
Ps4 master race
Eat out once a day

Frugal cucks are the worst and I don't even associate with such low class mentality betas

PC > PS4

Good goy

Next you need to get married, have some children, and don't forget to buy a house with a big yard so they can run around. The white race is counting on you!

this

you are kicking ass right now, and it will pay off in dividends later

SORT

>MUH AMERICAN DREAM

enjoy your meaningless shitlife

All life is meaningless new fag

Honestly, took SSRIs, put myself into real social jobs that forced me to interact. Took my work very seriously in a field where people don't. Took awhile but got the hang of it.

>high country
>not a denali
lol

An old Honda Civic literally costs at least 8k-10k USD in Brazil, if that makes you feel better

I'm german making 200k a year, is Poortugal worth a longer trip?

What do you do for a living?

>have job working from home
>move to China because why the fuck not
>$300 a month apartment
>no car needed
>food is $5 a day if I go on the cheap
>make 20 to 30k a year + shitcoin trading
>50k in cash. 30k in ETH
meanwhile my friend who is my age

>about to get married to a fat chick
>no money or time for travel
>60 hours of work per week
>60k per year
>mortgage
>little or no savings

...

What's the point in having money if you don't spend any of it?

r u me?

This is like really depressing. If even the Swiss are getting fucked then what hope is there for a non-degreed Amerilard like myself?

Who the fuck has it made these days anyway?

I'm in tech

since always
this stupid bourgeois obsession isnt remotely enjoyable

>If you spend your free time trying to outshekel retailers for pennies instead of building something that makes you more money, you fucked up

you have a good point but jokes aside, I think you're talking out of your ass

>this stupid bourgeois obsession isnt remotely enjoyable
Travel? please elaborate senpai

The fuck you mean OP you are doing amazing.

Keep it up and use the money you make to pay down any debt you have and afterwards start investing in a total market index fund.

>eating Chinese food from China
m8

>t. no sack

Grow some balls, pussy. This is why you will stay poor.

>move to china

Yeah, I'm moving to China right now, Sr. Pyongberg.

>move to China because why the fuck not

Aren't they pretty strict about visas and tracking where you are? Are you there legally?

>bought 1000 eth when it was sub 10
>still live in parents basement
>haven't told them

The high country is cash m8

yes
upper middle class white americans fawn over "travel" like it's the greatest thing ever, when it's actually an uncomfortable, expensive, tiring, money sink shit fest that leaves you more cynical, racist, and distrustful than you ever were before

that is unless some fucking mudslime didn't run you over in a lorry

In which area are you in?, software development. IT guy, Network engineer?, Im about to get my degrree on telecommunications and electronics, I have cert on CCNA R&S... the sad part is that i dont know shit about programming, im trying to learn on my own, to have a bigger line of work... where do you live dude?....

electronics design in the midwest, so even though the cost of living is lower I still won't move out

Nice, I've been thinking on leaving my home country in search of a better work that the ones that are offered here, but have no experience on the field at least on my carrer, I have worked before but daam, i'm nervous that i wont find a decent job in my area... with good pay i wont move either

I take it that you haven't travelled... Like, ever.

>Venezuelan
>$2000/m working remote
>Min wage is like $50/m so I'm like in godmode
>still live with parents
>still eat like shit because there's no variety in food
>sometimes we have no gas/water/power
>sometimes we can't find basic hygiene shit
>get mugged every other month

Life is hell

Good thing I'm moving out of this shithole soon

How much top pussy do you get out there?

I'm in a strictly monogamous relationship, so a lot but just from my girl. Does that count?

>Reads tmf once

>having kids

Sorry m8 you failed at life just by procreating

Yep

I still drive a 2007 camry
Barely buy any clothes, and if I do I buy clothes with value that can be resold easily (424, supreme, ysl)
Live in a shit apartment
>fast internet
>iPhone7plus
>grow own weed
Eat rice beans and other cheap foods

I barely spend money on anything, and always hustling, put a decent amount of money into btc early on and have been chilling ever since, have some regrets selling early but I've still saved a good amount. Waiting for btc to reach 1 mil.

You get to look at and admire superficial numbers on a screen

>make $60k a year at job 1 (buyer at a food company), covers eye, medical and dental insurance
>have weekend job as shipper/receiver and make $18/hr for 20 hours a week
>no car
>live at home, no rent, dad still pays phone bill, only expense is ~$1000 annually in bus fare
>also a shut-in who doesn't spend any money on beer/social events/normie shit
>all my after-tax money goes into market-linked GIC
Probably going to sink my savings into property flipping in 3 years, my dad has made a few hundred k off it

literally doing this in a few months

been learning Chinese the past 3 months, could live there for awhile but will have to try teaching, wish me luck

Why the fuck would you ever do that? You could just buy a house in the middle of bumfuck nowhere and live cheaper than in any non shithole location in China.

Money buys time. Early retirement instead of wagecucking 50 hours a week and spending another 20 relaxing & preparing to wagecuck.

>22, living with parents, trading crypto and doing freelance online work literally from my mom's basement
>50k net worth so far
>managed to escape the degreeslaving meme so no debt

I want to save up enough to buy a small house on a little property and pay it off quickly/immediately so I stay debt free and live a frugal lifestyle like OP, except I won't be paying rent either

You gotta get a woman and some kids, otherwise no matter how much money you got you will always be a loser.
Continuing your genetic line is a must.
Not saying spend all your money or start wasting it but you gotta get a mate or you can never win in life.

What work do you do online that nets you money?? please give some advice.

are you mentally retarded?

yes, pws. are you a programmer? i can program, python, php, javascript, html, mysql, etc but i have shitall of papers.

I am learning as we speak. how much if i work 8 hours a day? Where do you get the work?

>be eastern european
>earn 800$/month (alot since minimum wage is ~300$)
>160$ rent +bills
>70$ food (always buy on sale)
>never go out, never spend money on taxi
> use public transport
>dont spend money on sodas,alcohol, cigarettes, drugs or anything that is not nutritious
>charge my phone in public places
>pick every coin I see on the ground
> never lend anyone anything
>5 y old laptop
>3 y old smartphone
>no new clothes for 3 years
>cook in bulk to save gas (why boil 12 eggs on 3 different occasions when you can boil 12 at a time and store them in the fridge)
>steal pens and paper from uni colleagues
Understand that an 8% annual return for 15 years, is ~3.15. Imagine every dollar I spend today can be 3.15$ in 15 years. Suddenly that bag of chips is expensive as fuck

just get into crypto and every dollar will be worth 1000 in 15 years. In fact I trat my Bitcoin as if they were worth 100k already