Eurocoin:

Yeah, like everyone has money to invest. It's not like most of people struggle to meet ends. You retard, fuck off now.

the annual rate of return (both increase in value and any possible cash income) from the stock should hopefully at least match inflation

oh fuck, I thought you said 'stock'

So what would be a good investment now that there are bubbles in pretty much everything? Crypto just popped, housing is all time high, stocks are all time high ...
I have 10k and some change sitting in a bank and no idea what to do with it because I am affraid of loosing it all when it all crashes.

I just want to say one word to you, just one word: Plastics

Put it in stock
>inb4 high P/Es
Faggots always look at the P but never the E. Higher earnings in the future when global economic growth picks up will raise the E, and bring the ratio to stable levels. There's a reason why the jews are saying it's a bubble, and that's to keep suckers like you out

Where the hell do you get 1% in interest rate?
In Germany you get 0.05% which is the equivalent to "fuck you"

was more of an example. German banks are a scam. All hail crypto

I have 2% inflation but get 8% dividend payout a year.

Also loans only have 4% interest a year while stocks give 8% payout a year. If the bank would loan me 1 million euros I could slowly pay it off simply by the dividends stock options would give me for owning them.

Sadly the banks don't.

Is it a good idea to place them in an ETF?

a normie asked me about bitcoin, i asked him what he knew about gold and fiat. these fuckers dont even understand inflation

its so fucking depressing the vast majority of people dont give a shit about the great fiat scam.

Inflation is necessary to keep consumption up (and therefor maintain job security and industrial processes).

If you'd actually take some basic economics course you could easily see that deflation results in a halt of economic activity. You can use Japan as an example of this.

Rapid deflation. The state tried everything from printing the maximum amount of bills their printing machine could print every day. Giving out free money to banks and companies and the yen kept deflating with devastating results.

Deflation=lower prices over time=people hold out purchases because their money becomes more worth over time=less products get bought=less profit for companies=companies go bankrupt and have to let people go=even less purchases due to fewer income and perceived crisis=even more deflation

There's a reason why 2-3% inflation a year is the optimum. It's not "Jewish trickery" it's a measure to incentivize people to spend their money now rather than later which results in economic growth over time and makes everyone more prosperous.

for a board such as Veeky Forums too many people have 0 understanding of basic economics and a lot of the claims made here are absolutely absurd.

What did you invest in to get these dividends?

Royal Dutch Shell (7.35% dividend at this moment if you buy now though)

0xED19F12D832Ef1c390079d632b6C8a7628108dbb

If youre hugry you will buy food, you will at some point buy clothes, housing, etc. There are enough natural incentives to keep economies going.
You earned a (((you))) for that wall of text though.

Yes do you know how those products are called?

Inelastic goods. That means that they will always have a minimum amount of consumption that is relatively unaffected by price changes such as deflation and inflation.

Meanwhile consumer goods such as luxury cars, consumer electronics and the like will see big drops in sales.

This is not just some theoretical mathematics. This has actually been demonstrated throughout history on hundreds of occasions.

I'm not trying to be condescending but please for your own sake try to learn some more about economics. Especially elasticity of goods

en.wikipedia.org/wiki/Elasticity_(economics)

I don't know about American education, but I learnt this shit in highschool.

...

You know the educational system is designed to keep wagecucks wagecucks right? Every theory will have to be weighed in light of YOUR personal situation, not because an economic theory says so. Economic theorists are in the game too, and thus are influenced by personal and in-group economic incentives, politics, and dogma.
The harsh truth is, not everybody NEEDS luxury goods, let alone DESERVE to buy them. Kings, the rich, nobliety, will ALWAYS buy luxury goods. What you call more prosperous is simply an effect of technological advances, "optimizing" the economy to a state where every airhead can buy a new iphone every year is an insane goal but in fiat world it's normal.
But reality will catch up soon, as with all experiments in mass idiocy like communism, and cryptocurrencies (bitcoin, not shitcoins) will benefit greatly from that moment.

Yeah it's really basic economics which is why it's so sad that half of Veeky Forums doesn't understand it.

Like I said this isn't just some mathematical theory. It has been demonstrated throughout history hundreds of times. Let me give you some examples:

In the Roman republic after the annexation of Gaul into Rome there was a HUGE influx of slave labor. This means that the production cost of products became lower and thus the supply raised and the prices for the consumers dropped. This lead to roman citizens without slave labor were pushed out of the market as well.

so higher supply of goods+lower demand of goods (due to more romans without income)=lower prices for goods and services=Deflation=Romans sensing the crisis and realizing their money is worth more in the near future started spending less=less demand on the market=More Deflation and more romans out of jobs.

Eventually the people of rome got so fed up with the crisis that Caesar took over and this was the birth of the Roman Empire. Born due to the economic collapse caused by deflation.

Another example more current is the Japanese Deflation crisis.

Japan has a big aging population and high automation in their society. What happened was that a lot of aging people started to spend less money on consumer goods due to their pensions being relatively lower than their wages were. This is combination with more automation in the consumer goods sector= higher supply+lower demand=Lower prices=Deflation=People started spending fewer money because they realized their money would be worth more in the future=Even lower demand=Companies started losing money and have to fire people=Even less consumption due to people losing work and people sensing a crisis spending even fewer money.

I can name you even more examples if you want to but these should suffice. Both deflation and very high inflation will DESTROY an economy.

>He thinks economy is not controlled by (((them)))

Should have realized I was just talking to some conspiracy kiddies instead of people that actually wanted to learn something about economics.

Sorry for wasting both your and my time.

Go away Yellen

So... a society has more old people over time, who spend less and save more, that means some companies dont have a reason to exiat anymore. Robbing and stealing (by other nations as well) also becomes more lucrative. It's natural selection. The problem with your thinking is that it is built on typical socialist false assumptions, namely that everyone should have things, and everything can always get better (it can't, processes have life cycles, conflicts must arise).
At no point is there a reason to introduce artificial inflation, except as a tool of power/hidden tax.

You're in Veeky Forums, don't try to get anything reasonable out of it since most of the participants are fat muricans living in their mother's basement spending what they earned working as a burger flipper in McDonalds in cryptocoins or any other scam.

I will add to that that the rate of inflation of fiat systems is always way higher than governments/banks report. No functioning human being owning a money printer can ever find the restraint to use it only for the greater good, NOR SHOULD HE, nor has one ever in history.
And seeing that I am not in the in-group that owns the current money printer, buying into their economic theories is slavish at best, suicide at worst.

>wanting people to spend as much as they can and not save money isn't Jewish trickery

I would take your answers into consideration if you actually also tackled the issue that inflation and debt means the economy needs to keep growing forever.

We know this cant last, and thus your whole system still is a huge bubble.

Please help me on the issue of infinite economic growth needed to maintain your conventional views on the economy.

This issue has been bugging me long term now.

I appreciate you investorbro. Were you the guy talking about RDS yesterday? Seems like a really good stock - judging just by the divivends. Going to look into it in the coming days.

The USA will soon not be able to pay off the INTEREST on it's loans. Any economic system/theory that produces this state CANNOT be sound. They will have to primt themselves out of this conundrum yet again greatly lowering each persons holdings yet again... and still people cheerlead this way of economic thinking. People who do not even BENEFIT from this.

exactly, meanwhile the economy NEEDS an increasing GDP or they wont ever be able to pay off their debt + interest, unless they hyperinflate or go bankrupt, basically robbing every citizen of their savings.

Please explain to me how we can avoid the NEED for infinite economic growth and still have inflation, without it meaning that it's yet another tax.

I agree with your analysis on deflation too, so for me now its like there is no good solution.

So you don't have money to keep in a savings account either

You understand that you don't actually lose money if there's a recession and stocks go down, right? You lose money when you panic sell like a retard.