Parents are forcing me to get into debt by buying a house

Ever since my parents found out I made tens of thousands of $ in crypto by reading through my bank statements (without my consent), they've been forcing me to buy a house. They think if I get into debt I will develop the "responsibility of an adult", whatever the fuck that means. Anyway, they've told me to buy a house within 3 months, or they will kick me out for good. To make good on their promise, they've already started charging me $100 A WEEK to live with them. What the fuck do Veeky Forums? Obviously I'm not going to go buy a fucking house at fucking 22 years old. But I need to still move out of my parents and rent out somewhere. But its my first time and I have never rented out before... Where do I search and what should I be aware of when renting?

Other urls found in this thread:

reddit.com/r/Frugal/comments/3um99s/experience_with_finding_a_roommateroommates_on/
smartasset.com/mortgage/top-9-best-roommate-finders
twitter.com/SFWRedditImages

>reading through my bank statements (without my consent),
i'm no lawyer, but that sounds illegal

murder suicide

Do they have any requirements on the house?

Be homeless in their front yard, that'll show'em.

Larp. Sage

100$ a week for living with them is nothing you faggot..

Sounds like your parents have some issues, most of the time it is the wife who has problems.
To be honest it seems to be your mom needs a good big long fat dick inside her old hairy vagina.
Good thing you came here in biz because I can help you with that.
Sounds like a good idea right me ground and pounding your moms pussy that way you can still live at home without paying $100

Just tell them you are looking at houses agree with them that you do want to get a house


Drag this out for as long as you can

Pay them only when absolutely necessary

> how do i find rental accommodation?
holy shit your parents are right

>get into debt to learn how to be responsible

OY VEY GOYIM

Kill your parents

Rent the cheapest room you can find and never speak to them again. Then get a STEM degree.

They're not obligated to house you. Either offer to pay them rent (hopefully at discount), or either just rent your own apartment or buy a house.

If you've legit cashed out tens of thousands to your bank acc and are considering renting... RIP OP.

Successfully dodged wagecuck only to become a rentcuck.

You'll pay more than $400 a month to be on your own. If you have tens of thousands buy a house in Detroit for like 2k. It will already come with renters but they won't pay rent so don't count on that

this

your parents are teaching you how to jew by jewing you

>$100 A WEEK
That rent is half of what most people pay. In cities it’s a third at rock bottom prices.
Rent to buy somewhere, they’re probably right. 22 is a little old to still be suckling the teets. They don’t really want you to buy a house, they just want you to move out.

Buy a van and turn it into a mobile home for like 15k with solar and all. Get a planet fitness and live dirt cheap only working to cover like food and insurance costs.

this.

you can't go wrong by living very affordably

Get some roommates. Don't buy until you can pay at least 20% up front, ideally more.

$100 a week? you're a bitch dude i'm only a year older than you and i'm paying 1.5k/month in rent

Live under the bridge fag that's the Veeky Forums way.

Either your parents are mentally retarded, plain stupid, or both. Or you're larping. Why would a parent want their kid to drown in debt just because?

If this is true you need to tell them you won't do it, get the fuck out of there and live your life the way you want to with your own money.

Christ dude where do you live

>owns 300xrp and 0.14eth

Be an adult and stop depending on other people you fucking mong.

I don’t know how much of a troll you are but let me help you out:

Apartments(ddot)com
Zillow
Apartment guides ((dddot))com

Use those to compare prices and ratings in your metro area. Find something nice and centrally located that is millennial friendly. Always go to the locations and get walk throughs so you don’t accidentally end up in a shitty neighborhood.

Good luck, user.

Just do it. You will learn as you go. That's how most things work in life.

I live in Boston, I split a 3k apartment with a roommate.

lol my portfolio is actually 100% ETH, I have 302 ether

Probably larping

Chads don’t live in their parents basement for free. If you don’t want to buy something, don’t. But grow up and get out of your parents place. They are completely justified charging you rent at your age, especially if you aren’t working. You’ve probably been lying to them saying, “I can’t find a job” while you have been spending all your time on biz.

If you don’t have the capital to earn a living day trading, then go wagecuck until you have the savings to do it. Realize you missed the boat for making life changing returns from nothing. You can still 2-5x your money but the 1000x days are gone. Your tens of thousands of dollars they found out about will never be enough to not wage cuck for the rest of your life.

This. Just pay it for now. If your parents increase the rent significantly or keep fucking with you, find somewhere cheap to rent. Buying a house now is a terrible decision. In the future, don't be an idiot and let parents know about your crypto investments or have access to your financial information. Set all your bank statements to electronic delivery only, with an online account and email that only you have access to. Your parents are pieces of shit, so I imagine this is going to get worse quickly, so find out how you can get independent from them, but don't pull the trigger yet so you can save up money in the meantime

No I'm being serious. They go through all my mail because its addressed to their house after all. Even though they give me my own personal space, they're excessively snoopy when it comes to mail and always check whether I'm buying drugs or not (I don't lol...)


Thats what I'm doing now. But they ask me every fucking day on how the "house hunt" is going.

How do I get / find roommates? I don't have any friends desu.

I've been unemployed for the last 3 years and occasionally trading on the side. Honestly don't think anyone is going to hire me at this point. Even an ex-con probably has a better chance than me. I still have like 4 BTC in wallets / exchanges which I haven't cashed out yet though as those are long term hodls.

move to Thailand faggot and live for 1k$ per month like a king + you get to fuck Thai whores.

you're a 22 year old who's been "unemployed for the last 3 years" and you think an ex con has better chances than you? most people never even get a job till they graduate college at 22-23

>being this ignorant of how real estate works

unless you destroy the house, you will only be upside down for like 2 years and thats only because of closing costs and fees. if you buy a house and live in it for a few years, you will sell for a profit.

buy house
rent it out
ez pz

Maybe stop saying desu and watching chinese cartoon porn and you’ll make friends faggot

>stop saying desu
>he doesn't know about the filter
gtfo faggot

Going through your mail is illegal.

just get an apartment

jeah! fucking sue them

offer to buy your parents house from them. then rent it out to them for 200 a week. be the bigger jew

Again, there should be no reason you're getting paper bank statements in the mail. Set those to email delivery only.

Try craigslist to find roommates. As long as you're not a total weirdo autist, someone should be willing to rent to you. Google how to find roomates / cheap rent. You're smart enough to google aren't you? Here I helped you out:

reddit.com/r/Frugal/comments/3um99s/experience_with_finding_a_roommateroommates_on/

smartasset.com/mortgage/top-9-best-roommate-finders

Buy a cheap house/trailer in a rural area, leave your parents behind. Kills 2 birds with one stone.

i'm gonna 3rd this... it's a decent way to live and you can still keep making bank while living as cheap as possible.

The real problem here is that you're still mentally a child. You're acting like a child, and they're treating you like a child.
If you want to be treated like an adult, start making adult decisions and leveraging your free will to make deals with your parents, which means threatening walking away from the table.

Put simply, an Adult in your situation would be absolutely furious if they went through your mail. Doubly so if they're charging you rent, which changes the relationship dynamic from parents to roommates/landlords. Landlords are absolutely not allowed to open your mail. Period. This is point one. The next point is to leverage your relationship with them as a non-binding contract. After you reach adulthood (legally you're already there) you have no obligation to remain in contact with them or assist them in any way. It would be heartless and callus and in poor taste to say this to them in no uncertain terms, so rather you need to strongly imply that they are straining the relationship by trying to control your financial decision making. Make it very clear that you will do what you please with your money, and if they try to interfere you will find a new living situation. Then, and this is important, follow through with that intent. If the relationship continues to deteriorate, remove yourself from the toxic environment as quickly as you can.

That means getting a fucking job. That means moving in with roommates.

All this also means you need to have a fucking plan for your future, so start thinking about where you want to be in 5-10 years. What do you want for your life? Answer that first, then do everything else above.

this

Either LARP or american, I heard they hate the familly concept.
Either way, if true, this is the only answer

Honestly dont know what to do with my life to tell you the truth. I'm thinking i should probably just attempt sudoko so that i can be put on sudoko watch and live off NEETbux

But that would mean living with niggers and drug addicts. I rather just kms desu thanks

How much do you have and where do you live.

Great advice. Your parents want you to start acting like a responsible adult. It doesn't seem like they want to end their relationship with you completely. It seems like they want to eventually be able to tell their friends that their son has a good job, is buying a house, is getting married, having kids etc. Use this as negotiating leverage. Make it clear that if they force you to move out, and even charging you rent, they are ending your relationship with you completely, and once you actually get financially independent from them, they won't hear from you again. This will force them to back off. Start acting like an adult that knows how to negotiate, make big boy decisions, have an adult discussion

Stop giving this retard advice

>Move out
>get an apartment, one bedroom or studio
>if you cant get a lease, rent a room with a stable roommate
>save your money, don't spend your leverage on frivolities
>build your trading command center
>study your butt off in market trading
>gain discipline to conservative grind for profit
>become a major success, day trading or long term
>watch your parents become proud of you over time

Things change over time, user. I know it's very hard to see right now, but this your true option is to move out on good terms. Bad blood with family is a really awful thing.

Forgive them and move on. They only want the best for you, even if they are going a really terrible way about it. It's time user, move out. You're going to be okay.

these posts are by me btw

went out for a bit and phone posted

Grow the fuck up. Buy a fucking house like an adult, put down 10% and rent it out. You should be able to make 30% profit a month in most markets when comparing renting prices to what your actual mortgage will be. On top of that, most markets have seen 7-10% price increases every year. Not the same as crypto but it’s better than spending on porn and fucking comic books.

When I was a child, I talked like a child, I thought like a child, I reasoned like a child. When I became a man, I set aside childish ways.

My mom did that shit to me when i lived there

Then you choose to remain a child and you cannot complain about anything your parents do while you're under their care.

Being and adult means taking responsibility for your actions and making decisions for yourself. If you can't, or refuse to do that, then you can't be an adult.

However, you now know what you need to do, which is to think about your future. I'm much older than you but still young, and I personally don't have a 5 year plan, but I have an idea of what I want out of life. Don't get bogged down by the details, just figure out what you want.

Figuring out what you want out of life means figuring out what life means to you, and that means figuring out what is valuable, which means WORKING ON YOUR CORE VALUES. I'm a big proponent of this. I really believe this is the first step at the individual level for every human being to figure out the meaning of life (for them).

What are core values?
If I put a gun to your head and tell you to betray something that you value at the very core of your being or else I'll kill you, you choose death. Or at the very least they are the things that motivate you very strongly.
Core values are often simple but profound.
Common core values are things like:
>Family
>Loyalty
>Honesty
>The Golden Rule
>Money/Power/Pleasure (a bit superficial imo but there are no rules on what to find valuable).

And on and on and on.
Pick whatever you like, and make it the core of who you are as a person. Then follow the logical pathways to create those values in your life.

Good luck out there.

how much do you have and where do you live

>Make it clear that if they force you to move out, and even charging you rent, they are ending your relationship with you completely, and once you actually get financially independent from them, they won't hear from you again.
A bit of caution with this. If you DO value Family, you might want to be a bit more subtle about this implication, because as adults they also have the option to cut ties with you, and if you fall on hard times, you will have cut off an important and trustworthy lifeline.

Also, treating your relationship with your family like a business deal is a bit sociopathic.

Get a nice one bedroom apartment.

let them know they do not have your consent and that you will be moving out on your own but because of their actions they are dead to you from now on if they don’t stop bullying you. Tell them they won’t be able to count on any support from you should either of them end up alone, senile, and exposed to danger.

Nigger you can't be forced to buy a house.

It's a felony to go through someone's mail, whether or not they live with you.

Dont be an ungrateful manchild and offer to pay your parents some rent money.

They are in debt, They feel sick at you not being in debt, /thread

Fucking buy a cheap one bedroom apartment and be done with it

if you wanna live debtless as possible, get a cheap truck or car and live in it, or get buy out a trailer

you earn money, you need to contribute. sounds fair to be frank.

buying a house is bullshit, more so on debt. just move out and rent.

just continue living with them, $400 a month rent isn't bad at all

Unless the real estate bubble collapses before he can sell

$400 a month is a bargain. Nothing wrong with helping out on the bills. Funny though this is the exact reason I had to start paying rent. I was 19-20 my dad opened my bank statement. I was saving for a car at the time but the old man saw the measily 3k statement and told me I had to get out or pay $300 a month. I was unemployed and didn't even have a car. Nothing more demoralizing than trying to get on your feet and buy a car and then your dad says pay up bitch. I was a cucked NEET with severe anxiety so I paid up until I was 26 when I finally moved out. I'd say it's totally worth it to live with parents though. Just keep isolated if they drive you crazy, going out on your own these days with $1200 rent is just financial suicide. Just keep saving up and wait until you meet your future wife. Move out with her.

I know this is fake bullshit to distract me away from trading, but I’ll throw my two cents anyway, leave them and rent a place. Also fuck you for wasting my time shill

>buy an apartment

It doesn’t work like that you faggit. You rent an apartment. You buy a condo.

Buy a cheap condo, OP. Or, invest in education and live in student housing.

< invest in education

When the fuck did reddit normies start coming here?

Yeah, I guess I meant make it a subtle threat, just enough to scare them a bit to change their demands, than actually following through with it. Cutting off your ties completely is a bad idea for the reasons you mentioned, and can have a psychological toll on you as well. Also, cutting off contact for a few weeks/months can be effective enough to make them feel bad and back down, don't need to cut off contact permanently.

It also depends on what OP's parents are really like. Some parents would be happy to cut off contact with their kids, or would try to fight fire with fire, in which case making this threat may backfire completely. But most parents want to keep their relationship with their kids, so threatening to create some distance can be effective. Also depends on how confrontational they are and how you make this implication. If you start yelling at them, they may come back harder and do something like telling you to leave ASAP. But if you remain emotionally cool / level headed, you're more likely to get a reaction out of them that works in your favor

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>trailers
>vans
>share flats with niggers and drug addicts

As usual, biz starts spouting the same stupid Jordan Peterson and Reddit memes as "genuine advice" thousands of times as they have before. Fuck this board seriously. I don't need your shitty advice. Killing myself is a better option than reading another one of you normalfags preaching your "advice" in order inflate your egos like you even give a shit or know anything what the FUCK you are talking about. Fuck you degenerates. I hope muslims, pajeets and chinks subjugate the west and accelerate our social collapse and eventually cause WW3 and total annihilation of the human race. Not even going to give you the satisfaction of a (you).

how much do you have and where do you live

yea people on biz are just slightly more aware normies

Quit being a faggot and move out. Don't be the birb that just shits and dies in parents nest and can't fly

Calm down aspie, you came here for life advice and thoughts on cheap living

What is good debt

bruh you have severe issues. you probably live a perfectly fine middle class life. you sound like a spoiled retard who believes everything he reads on /pol/

This, as he’s pounding that old hairy beaver I’ll be inches away from the entry and exit thrusting sniffing as hard as I can with your dad. Biz got your back bro.

$10k in the bank currently. 40k worth of crypto in exchange and wallets.

lol finding excuses not to get a fucking job and trying to play the victim because your parents are sick of seeing their fucking son hack off 3x a day and shitpost on Veeky Forums with no job at 22 years old doing fuck all with his life even though he has enough money to pay a rent.

You're afraid of debt because you're afraid of working because you're afraid of failure and you're a weak pathetic faggot.

Only remedy against faggotry is work. Force yourself to be a man and you'll become one.

Fuck

>you sound like a spoiled retard who believes everything he reads on /pol/

most people who live in low income housing are niggers, spics and drug addicts. thats not /pol/. its a FACT. I bet you are a degenerate druggie yourself.

OP seriously; get out of that fucking house and rent a cheap studio apartment. It will teach you to be responsible and you will have your own place. If they think you can afford a house you can certainly rent for a few months.

> charging me $100 A WEEK to live with them

jfc what shitty parents im sorry for you

This is your future OP

>wagecucking makes you a man

get a load of this faggot. bet you love waking up at 6 getting stuck in traffic for 2 hours and then work 12 hours a day for an ungrateful boss who fucks roasties during lunch time.

Laying the fucking wood. This is what this country needs. FUCKING ACCOUNTABILITY. For some reason this is a lost trait among current generations

I wouldn't know I'm 29 and I've been the boss there for the last 7 years.

I actually made a man of myself this way., after my weakfag-world-of-warcraft-adultchild phase.

Move out ignore any attempts they make to get money from you.

Tbf they don't sound like the worst boomers given that they're trying to pressure you into buying property for yourself rather than simply give them handouts. $100 a week rent does sound pretty steep but I was paying rent whenever I lived with my parents and was working so it's nothing to bitch about desu.

Your parents are delusional. However, moving out is going to be impossible without even a basic bitch job as no matter what route you look at (lease, renting, buying) they will want to see income going into your account regularly.

You need to hit up the job boards and find some sort of subsistence job fast and figure out what it would cost to rent an apartment in your area (or another area if you want a change of scenery) if they are serious about kicking you out.

19 year old independent here

What state do you live in? I will try and help you out how I can. I personally went on craigslist and found rooms/shared (houses rented w roommates split rent 3 ways) and was looking at 420 a month or something thereabout all included. If you can give me a way to dm you would be easier than Veeky Forums if you feel comfortable w that.

Please provide state, city to help best. Consider property taxes being 6 times higher in some states than their immediate neighbors. Consider job opportunities and see what you fit in. Perhaps a no state income tax state like Florida?

I went from upper middle class house in a rich part of Georgia to a low quality neighborhood in Illinois in a week because life happens. It wasn't too bad really especially if you have nothing to lose. Threaten your parents to never open your mail again and tell them that blood lines are not an exemption to privacy and to promptly go fuck themselves. I haven't spoken to some family members in almost 6 months and haven't been to Georgia since I left. Also I did all of this under the radar and one day disappeared with everything I owned.

murder suicide asap

sage for larp tho desu

>I wouldn't know I'm 29 and I've been the boss there for the last 7 years.

The fact that you have to boast about "being a man" to show your sense of self worth proves you have self esteem issues and also a huge liar about "being a boss". Boss doing what? Sucking cocks?

shitty boomer parents desu, I'd unironically move out without any further encouragement if I heard something like that

then again you sound like a retard manchild if you think 100$ a week is a lot when you're sitting on money and you don't know how to find places to rent, i'd drop you too if you were my child just like when your actual parents dropped you off at a supermarket then never came back