With my 54k a year job, if I account for all my fixed expenses (rent, student loans, bills, etc - but not food or any personal expenses, entertainment, etc) I find that I will be able to save a little over a thousand a month.
I was sort of expecting to have more than $12,000 net a year if I starve myself. I was kind of hoping to go real lean for a couple years to have a down payment on a house, but this basically triples the length of time it will take to do that.
What am I doing wrong here? Besides being a wage slave, obviously.
Live off your parents and don't go out and you'll get there :)
Jason Lee
I don't have that option. What else can I do?
Jacob Hill
how do people manage to make 54K a year and not know how to budget? Are you fucking kidding me? Spend less then you make. There I solved your problem. Fucking tard.
Joshua King
>have 1000/mo surplus >"spend less than you make"
gee, thanks.
The problem is that all the included expenses are necessary expenses which I can't get out of. Rent, student loans, utilities, car insurance, gas, health insurance, various fees at work, dog food, etc - 72% of my paycheck is going towards basic necessities (not even including groceries).
I guess I just want to know if that's commensurate with other people's experiences.
James Perez
>loans Pay that shit off, wtf! >dog food Train it to hunt for food >groceries Go to bulk food and eat there without paying.
Jeremiah Reed
>dog food Well there's your problem, that shit adds up, I bet you can save extra thousand or two if you didn't have a dog
Evan Torres
I mean, net after taxes that's like 2.5k a month. If he's living on his own, paying off student loans, and having a dog, I don't know how he's managing to save 1k a month unless he lives in the middle of bumfuck nowhere and never leaves his house.
Juan Turner
>how he's managing to save 1k a month unless he lives in the middle of bumfuck nowhere and never leaves his house.
I'm lucky enough to have a landlord that hasn't raised my rent in a few years (and doesn't seem to be paying attention), and no - I basically don't ever go out of the house or spend anything on "frivolous" items
I guess you could consider the dog frivolous, but I adopted him when I was fresh out of college and he's my best friend (since basically I don't spend money going out of the house)
Jose Walker
>72% of my paycheck is going towards basic necessities (not even including groceries). No, that's high as hell.
