Frugal thread?

Frugal thread?

Everyone always talks about how much money they want to make but I think it's more important to manage expenses. Let's share money saving tips.

>instead of buying paper towels I'll buy small hand towels in bulk for about $4. I haven't bought paper towels in 3 years.
>I will open 0% interest cards and use them like debit cards to get $100- $150 cash incentive then pay it off and stop using it.
>I shop around for car insurance every 6 months or so. I find most places intentionally creep the prices up because they think you're too stupid or lazy to switch. Saved $30 a month this month.
>Don't buy cable. Get decent Internet and a computer. Watch shows on places like putlocker and just hook your computer up to your tv. If you're really lazy get a wireless mouse and keyboard.

This is all fine except for the no cable.

no sports. yall missing out.

Good luck having parties and friends without cable.

> Hold on guys a pop up crashed the stream

I can live without sports if it's going to cost me $80 a month. It's mostly commercials anyways. I feel good boycotting it.

> living without sports

Never gonna make it my friend.

Thanks for contributing.

What I personally do to save money
- Live near to work. I live 3 km away from work and either ride my bike or walk there. No car insurance cost, no gasoline cost, no public transport cost et.c..
- Live with gf, so split the rent
- Eat out very rarely and cook at home instead

Mlb.tv is 100 bucks and i can watch every game in hd, all the big sports have something similar. And most of the big/playoffs/superbowl games are on local channels anyways so thats a non issue

>having parties
>wasting time with friends when you could be capitalizing

is that-away

>basebore
>sport

Pick 1.

That's more like it

* I pirate movies/music/most tv shows (except for the stuff I really want to support)
* workout at home
* for vacations I go for camping trips in the mountains
* I never get take-out / go to restaurants / get coffees at Starbucks, go to the movies, etc
* I do buy fairly expensive clothes but I always look for sales and wear them till they pretty much fall apart.

>watching stickball

>Wear only the durable long-lasting work clothes needed for outdoor blue collar job.

>Kept Verizon unlimited: watch everything through phone

>home gym

>No tv, cable, vidya, isp, computer

>Drive old Honda paid for with cash

>Cook all meals at home

>Avoid bars, if going to bar with friends pregame like a degenerate alcoholic and walk into bar already shithoused

>avoid splurge meals: if meeting friends at restaurant eat full meal at home beforehand and just order cheapest appetizer and water at restaurant

>shut off lights and hvac in home before leaving; come home, open windows, turn on fan in room I'll be occupying, go outside to give home 30 minutes to cool down

>6 figures saved up at age 31

>crippling your life in your prime years to save money instead of being smart enough to just get more money

I hope your post is a joke and that no person actually posting here is this retarded.

Are you a female?

what do you do with your shit stained towels op?

>6 figures saved at 31
That's really not that impressive. Make more money and stop living like a poor retard and you could save even more and enjoy life.

I never understood the frugal living thing, I mean yeah, you don't buy netflx or use spotify or some other meaningless shit, better pirate.
But keeping yourself from happiness and possibilities what money can provide, just that you could live with a idea:"I COULD do that or buy that".
That wouldn't be enough for me.
Grandfather used to say:" Don't lower the money going out but increase the money coming in."

No point in being the riches man in the graveyard.

31...still hasn't learn't that life is about enjoying the small things in life and that to enjoy life as much as you can before you die (responsibly not dudeweed4life) Stay dumb old timer.

You're not gonna make it.

Why is everyone making this broad assumption that by saving money you're poor, have no hobbies, or have no friends. The whole point of this was just to spread general advice to curb wasteful spending. For a business board you fucks sure don't know anything about money.

>implying I don't save money, invest, receive passive income, spend more money while making even more money

>For a business board you fucks sure don't know anything about money
I'm assuming those are crossposters or they were just curious about the board. definitely knows nothing about finance.

"No point in being the richest man in the graveyard" is something chronically poor people tell themselves to feel like their shitty lifestyle choices are somehow wise.

There are other things to do at house parties than putting cheetoes in front of the television.

TV sucks. All it does is eat time.

Where do you get your hand towels? And do you mean actual cloth towels?

some stuff i will do this summer:
grow a hell lot of winter squashes so i can save some grocery cash next winter. will buy fruit/nut trees too, and grow mushrooms that i will dry.

You're a fag.

I mean money is just a tool for options you have more doors to go through.
Why not use it?

Money should first and foremost be used to create more money. Luxuries are secondary to that. Vices should be avoided altogether.

how much do you save in a month? Have you calculated it?.

>home gym in garage squat rack and heavy dumbbells
>bring lunch to work- so easy just make more dinner and take it to work next day
>use credit card rewards
>buy shit in bulk
>figure out which grocery stores are best deals. I shop 3 different ones and save about 40$ per week compared to going to just one for all my foods.
>stream and pirate. no TV or Netflix or an other paid media. Download audiobooks and Kindle digital books for free
>furnish my whole 1900 sq ft house from craigslist. you need to be patient and be willing to haggle. you can get like-new furniture all day long for ~75% off what it was originally paid for. In my opinion, new furniture is one of the biggest ripoffs out there.
>wash own car
>change own oil
>shop around for pretty much everything you need to buy. I don't ever buy anything the day I find it, I wait and shop. insurance, banks, CCards, vehicles, services, gym equip, etc it takes patience.
>generally dont buy anything that won't last at least 4 years. I don't buy electronics, magazines, other shit that won't last and my annual spending plummets. most of my clothes are quality and thus are more pricy but are real leather / quality and have lasted me years, not to mention look better

ramble complete

Save what you spend. I'm not talking about bills or food, but just on things you want. Want a new video game? Put $60 in the bank as well. If you can't afford to save $60 then you can't afford to spend $60.

I just buy more money

>2016
>popups

Cable is a complete waste of money. Any entertainment you desire can be obtained using internet, in most cases free of charge and in all cases with less advertising.

I personally don't watch sports. I'd rather watch a real time chart of WTI Crude than fat 30 year old men hit a ball with a wooden stick.

Online streaming of sports are garbage. If you are an adult male and don't watch sports, then you should likely just kill yourself. Sports is the #1 conversation starter between men and you will never network efficiently and move up in your life.

>Sports is the #1 conversation starter between men and you will never network efficiently
Seriously? Those are blue collar working class men. The kind I don't want or need to network with anyway.

I don't watch sports but I do play golf and tennis. Nobody is talking about "the big game" in my circles, friendo.

I don't need to spend hours in front of my television, paying a cable subscription, to know things about sports. As you probably know, you can spend 15 minutes reading articles/watching videos about sports and gain an "okay" amount of knowledge. Enough to fake your way through a conversation if you have any interpersonal ability.

But yes. If you're going to watch sports, cable/TV provider is the way to go.

I personally have an antenna(It doesn't look like an antenna) thing that gathers local channels, including some sports and major news networks. It was a one time $40 purchase that provides me with what are the only channels that really have substance to me anyway. 3 major news networks - local news, late night shows, some football.

I assume it's pretty common for adult men to learn golf as beginners, but is that the case for tennis, or is it a prepschool thing?

>>No tv, cable, vidya, isp, computer
That's really minimalist. I like it.

>Don't buy cable.
It's cheaper for me to have internet with basic cable. I don't even watch the TV

Also contributing
> wait 24 hours before clicking 'buy' when something's in your shopping cart so you can weed out junk purchases

Successful business owners don't watch sports because they're busy. Watching sports is like watching cuck porn - fucking cringe.

>wait 24 hours before clicking 'buy' when something's in your shopping cart so you can weed out junk purchases

yeah, another good way to avoid these purchases is to calculate how many work hours it takes you to get that money back. My phone for example is 5 years old now, getting pretty slow but spending the 600$ on a new one is just not worth it for me.

I use my phone for so much that it's justifiable within a month, but then again I use a Moto X. The only way to justify phones above $400 are if you want to brag about the brand name you're swinging around tbqhfamilia

>Not spending less than a day and a half's pay on a phone.
Stop being poor.

I make 50k/yr, being poor has nothing to do with it, I'd just rather invest those 600$ instead of spending it on a performance upgrade.

pleb tier:

>use eBay for clothes
>never finance a car
>change your own oil
>never eat out
>never pay for entertainment
>never buy anything you don't need

Veeky Forums tier:

>invest in your health/sleep
>stop watching TV
>stop playing video games
>stop masturbating to pornography
>stop taking drugs/stimulants
>capitalize on your education/skills and acquire more money through your employment

enlightened tier:

>disregard school
>disregard all normie forms of entertainment
>disregard social media
>disregard normie news and speculate only on relevant political/biz stories
>disregard the advances of roasties/lot-lizards
>disregard wasteful time spending activities deemed "hobbies" (rock climbing, chess, running 5k, biking, festivals etc.)

jedi knight tier:

>acquire malleable minded gf to succ/fucc teach her in the ways of the force birth many slaves/offspring
>acquire financial independence by arranging thought/behavioral patterns to achieve maximum efficiency
>acquire social wealth by only interacting with individuals intrinsically focused on the greater picture and righteous living
>invest all your newfound time in spiritual ventures to expand your conscious mind to the point of inter dimensional travel and cosmic understanding
>finally understand the sound of a whisper
>sell all your belongings and enter into full hermit mode
>live in a yurt in Azerbaijan and brood over your newfound solitude

FUCK

>Everyone always talks about how much money they want to make but I think it's more important to manage expenses.
I suspect the only people who think this way are the people who have given up hope of making more money.

>no sports. yall missing out.
it's not hard at all to find free streams. I'm a dodger fan and this is the third year my team has been locked out on TV, but I can find any game I want online.

Lmaoing@your life

>turning 30 this year
>barely have 5 figures saved up
Welp

If I had graduated on time with no debt I could see 6 figures being pretty doable tho

This is what i tend to go for, though not as far as no internet, computer or videogames.

I will only live frugaly until I reach my mark to buy a fun sports car, then dump money into my new hobby.

where do you get quality clothes? the mall?

>50k
>Not poor
Hahahaha

It's never too late to start saving, but 100k at 31 isn't terribly impressive if you're single with no kids and make a decent living.

never gonna make it

Exactly. sports are the rhythm of life, the pulse of the people, and can EASILY translate into business scenarios.

> successful people don't watch sports

Literally every millionaire I know is a sports fan.

Enjoy your money, use it to buy what you want, that's the point right? Just make sure you are saving up for your goals and have an emergency cash account and insurance in case tragedy hits you.

yeah, after they got rich and can now have fun betting on the games.

Michael Burry doesn't because he is smart enough to know it's just a scam to get people to waste money.