Why doesn't this board have 'rate my portfolio' threads like Veeky Forums has 'rate my routine' threads?
I'm gonna start investing this year, have about $20k to start and can add another $10k per year after that.
In structuring my portfolio, I was thinking something along the lines of:
SPY (S&P 500 index fund) VBR (small cap value index fund) STZ (alcohol company) real-estate investment trust, perhaps AAT or PSB international/european fund TBD
Reasoning:
SPY is obvious, it's had consistent returns since it started and it tracks the largest companies of the largest economy in the world.
VBR: small value stocks have outperformed large growth historically, although at a higher standard deviation. Also provides some additional diversification within the American market.
STZ: low correlation with the above assets, will live through any economic downturns because people love to get their drink on regardless. Has some wild ups and downs but on a long enough scale, that shouldn't make a big difference.
REITs: low correlation with all the above, relatively stable returns.
international/European fund: I'd like to diversify outside the US as well, but haven't done much research yet, any advice welcome.
The percentages are not decided, but the safer assets will probably be represented more.
What does Veeky Forums think? I realize this is novice stuff, but that's because, well, I'm a novice.
I didn't read any of your post, I'm still staring at dem tittays.
Xavier Davis
Those are some mean tits man
Anthony Robinson
Never post an image more interesting than your post.
Dominic Garcia
if I leave a 1000 tip I expect at least a hj
Lincoln Wright
STZ is a great pick but your reasoning for it is absolutely retarded. Did you just luck into the best beer name or was your analysis deeper than your post indicates?
Hunter Phillips
1 word for you, faggot: CANSLIM.
Wyatt Watson
I wanna penetrate her booty, while sucking at those tits
Easton Diaz
me too, do you know who that is?
Samuel Robinson
Can I join?
Jayden Ortiz
Rate my vanguard account Veeky Forums I also have a robinhood account and an optionshouse account.
Andrew Carter
What the fuck is up with $F? It should be doing way better than what it is currently.
Sebastian Martin
Turns out the market is wrong.
Luis Long
It is undervalued. They got hyped a bit for earnings, and they dumped a bit when they announced the dividend.
It's still a strong long-term buy; their money makers are in demand, no major market news regarding recalls or problems, and good EPS/fundamentals. It's not a moon mission, but it is a solid fundamental stock that's undervalued (my guess is the valuation is largely because they haven't made any major inroads with the whole electric car movement thing, and haven't really made any announcements regarding self-driving tech; that's not a huge problem, as they could easily buy into a startup that shows promise).
All in all, it's a solid company with good fundamentals who are poised to take advantage of the current passenger market segment, and have always owned the light and medium-duty truck market.
Aiden Cook
concerns over declining auto SAARs have been dinging all US auto stocks.
Christopher Watson
That I don't understand. It's been in the 17s market-wide since July of last year, and while domestic SAARs are lower, they're right in line with where they were in the early '00s. March 2016 appears to have been an anomaly.
Jace Cooper
VTI TLO VXUS
Nathan Gray
lay off the cocaine bro.
Luke Ward
Why is she so hot ?
Jace Perez
uwti that's it been in since January amazing #ez gains so far >you're only supposed to hold overnight they said
Connor Rogers
>in since Jan
So you've finally started seeing that glorious 1% return?
Gavin Hughes
nice face looking right at you. Full sight of cleavage hops probably in interested fuck me please position all signs ofa receptive mate.
Xavier Russell
I consulted some (non-anonymous) online sources when picking my sin stock, that's how I chose STZ.
>everybody wanting to suck them titties
well, why don't we all make some money and then we can afford to
Jaxson Butler
12% so far implied gains are much higher
Brayden Long
30% Global 20% Sweden 10% Bonds 10% Emerging markets 10% Asia 10% USA 10% Europe
Wyatt Fisher
yea, I am not worried about my position. planning to add another 100 shares at some point.
Julian Moore
bump.
threads like these should be a/biz/ staple.
Luke Lopez
buy more SPY.
also look into KNPD.
Easton Brooks
NVIDIA DHT EBS
I'm in for DHT just for the dividend (.25 a share and it's like 5.71 right now) and some quick short-term gain
EBS because they secured a contract with the CDC for their anthrax vaccine. Going to see where this goes.
Nvidia for obvious reasons. It's top-dog and AMD is for cucks
Matthew Martinez
10k in gold 5k in silver 3x ETF
Nolan Foster
I rate these semen demons 10/10.
Owen Wood
Claire Sinclair Came into this thread to post this
Oliver Sanders
My portfolio is all credit Suisse NYSE: CS
They have a good dividend and I bought at a "historical" low.
Michael Martin
Am i seeing this correctly, 1.5million usd?
Dylan Carter
nvidia is the best investment ive ever made
Aiden Lee
I can't believe anyone would ever invest in AMD
Not to mention they're in a bubble right now and when people realize that Nvidia is the top-dog for VR, self driving cars, and for GPUs in general, it'll pop hard.
William Hill
uhh you shouldn't hold leveraged for that long really m8
more than overnight is obviously fine if you really want but they are made for trading. you are taking on too much risk
Blake Russell
you need fixed income. if you're youngish I'd go a little heavier high yield than normal but everyone should definitely get some junk mutual funds regardless
may not be the best time to buy right now. definitely not the worst either though
Easton Baker
i also am getting interest on the position monthly it's called having balls, son
Ayden Campbell
what? who is paying you interest to hold the security? are you lending for a short?
no, it's called poor risk adjusted returns. and paying 135bps for tracking? nah I'm good
Connor Perry
Thanks bro.
Regarding income, I have several sources of income in my life, what I'm looking for here is mainly long-term gains. I don't mind not seeing a dollar of this money for 10-20 years.
>it's called having balls, son
It's called waiting to lose all your money. Even I know that. You may get lucky but luck always runs out sooner or later. I'm talking from experience in other endeavors. The low of probabilities always comes through on a large enough scale.
idk but i got an interest payment from them that's accrued im guessing you don't understand the oil play for 2016/7/8
>lose all of your money >when it's only 5% of my portfolio
Carter Nguyen
Ok, lose 5% of your portfolio.
Brandon Evans
>Diversification is a hedge for ignorance
Jack Harris
Just started a few months ago. Have another $5000 in PLS as well. Not a lot of money but doing okay so far.
Juan Parker
That's an interesting thought. I think most people, as well as statistics like percentage of traders who beat the market, would disagree. Even if I entertain the possibility that you're right, I don't want to have the level of knowledge required to pick stocks accurately without ample diversification. My interests lie elsewhere, this is just financial responsibility to me.
Easton Sullivan
My (small) portfolio will shortly be 100% NYSE:NRT
Jackson Collins
Why's that?
Juan Turner
High yield safe stocks
Tyler Lewis
For the sweet dividend and exposure to the oil market.
Kayden Evans
Ford is for big bankers and will continue raping individuals because bankers bought in cheap and will continue raking in dividends. F holder here, over 17,000 made from just dividends and the price hasn't yet dipped below my buy in. No worries here. I'm only up a few grand in stock value.
Daniel Allen
I'm sitting all cash with the exception of some cheap near the money call options. I trade and hold for no longer than 2 weeks and will take those 5-10% gains and will cover losses when down 3-5%. I'm up 133% this year on an annualized basis.
It's all about entry and exit. It takes discipline.
Asher Sullivan
I mean do what you want man. I just don't see why you wouldn't want to trade that actively. and if active trading isn't your thing, why not just get some basic commodity exposure or buy an MLP?
the oil play is a crapshoot, as always. I'm not saying it's not going up but again, if you're really bullish on oil, there are better ways to express it than holding an expensive leveraged ETF long term that will experience beta slippage and has greater downside potential.
Brody Nguyen
yeah that's what I figured, but you can still get great returns from fixed income. do you have any experience with bonds at all? a lot of municipalities are issuing debt with a 5% coupon and decent credit worthiness; interest is also tax free. can also look at some bond funds and reinvest divs/interest to compound returns if you don't have enough cash to buy individual issuances - not a bad idea even if you do as you don't have to worry about issuer-specific credit risk
Xavier White
are you buying or writing the calls?
Lincoln Nguyen
Invest in low volatility bonds
Jordan Lee
No experience with bonds at all. Do you have any that you would recommend?
I'm not American btw, so I don't know much about the different types of bonds you have over there. All I know is, my country is way too corrupt and in debt to buy local bonds here.
Christian Reed
fixed income markets are much bigger than equities market so it's hard to pick out individual issuances. are you able to buy American mutual funds? I may be mistaken but I believe you have to be a US resident to do so which makes giving you opinions on FI investing more difficult due to their breadth.
however I can tell you that emerging markets bonds seem attractive now due to mispricing of risk and their ability to maintain coupon payments at least right now; US bonds also seem attractive due to their safety and positive yield. recent panic has caused them to trade at a poor price right now but I think you can take advantage of them in a medium term holding period when the price is ok.
Noah Russell
Recommendations for American mutual bonds?
Lucas Bennett
>Sweden How about doing some research, friend?
Nathaniel Allen
Not sure if I can trade American mutual funds from over here, Google isn't telling me anything definite.
I'll definitely look into emerging markets bonds, thanks man.
Dominic Gonzalez
God Bless you user, and here I was years after saving that particular picture thinking that she was another one of those perfect girls that are untraceable. You have a lovely day, and my dick thanks you.
Camden Reed
Don't make any in investments in anything euro. They are doomed.
Brayden Rivera
>my dick thanks you
no homo?
This would be the same American bonds the other user was referring to, I presume?
Elijah James
PONDX - consistent top performer, probably due for a regression considering that but pretty solid DBLTX - gundlach is an ass hat but has been doing very well in FI markets
for more specific bond funds (the above are fairly general, "total return" bond funds): VWEAX - vanguard high yield fund MAPTX - Asian and emerging markets FI fund
