I'm a soon to graduate engineer in California...

I'm a soon to graduate engineer in California. I know very little about managing my money because I was never taught that in school. I've studied up on my own, but I'm more than likely missing big important details.

I would like to ask Veeky Forums for some advice on managing my money to make the most of it along the way.

I'm creating a very basic spreadsheet on how to manage my money (Pic related). What am I missing? Any general advice would be very helpful.

Also interested in investing in stocks and/or real estate, but I will probably just throw the remaining income into a savings account until I finish paying my student debt 30k in 6 years (subsidized so I have 6 years of 0 interest).

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>3070 remaining income per year
Hahaha holy shit!

14,000 car payment

You dun goofed should of saved cash.

I'm saving for a second hand Toyota Hilux for 10-12k AUD with no loan myself. You could save money by sharing a place which would half rent n bills but If your like me you cant stand people.

hahah I know right. Fucking taxes and student debt kicking my ass. After 6 years it goes up to 8 though, and after the car is paid for it would be much better.

No but that's pretty fucked mate, I save that much in a couple months of min wagery at the grocery store

I haven't dun goofed. I haven't bought the car yet, I just really feel like buying me a 50-55k Jaguar once I get my engineering job. As a little splurge or treat for myself. I want to get rich, but shit I also want to enjoy myself along the way.

Damn... perhaps I should tone it down a notch with the car and wait until I have solid investments making me money and then buy a nice car with that.

You dumb fuck. A fucking Jag made by shitskin Indians!

At least get a nice car man

Any recommendations? Looking for a spacious elegant but mildly sporty sedan.

Mazda 3