>There are people on this board RIGHT NOW who think having a credit card is inherently bad
>There are people on this board RIGHT NOW who think the best way to buy a house is in cash
>There are people on this board RIGHT NOW who think indexing is too risky
Why the fuck are these financially illiterate people even here? Their views seem to be almost religious.
>buying a house and not living in your car/office
>being a shit investor and using index funds
Are you even trying?
>not buying a house and letting your gf and her friend have alone time together
>not understanding real love is about trust and patience
the best way to buy a house is in cash, you take out a loan after you do that. You use the cash to get a better price.
Smells like Keynesian bullshit.
Convince me to build up my credit rating.
You can't buy a home without credit.
Is that so?
If you want to live in a car, then no, but buying (not renting) needs credit history.
Eh, I don't know about that. It doesn't give you that much extra power in price negotiations