C r e d i t m e m e

I have a debit card with a state credit union. The credit card is exclusive to credit union members.

Does it look decent? Shooting for platinum.

looks like a normal credidt card. no info on the actual interest rate, but if youre not worried about carrying balances it's probably fine.

im curious what the "FREE discounts on popular brands" implies

...

I'll probably ask - hopefully there's no foreign transaction fee too.

better than "cool, metal design" listed under pros

yeah i mean if the card gets you an insta-discount for buying name-brand stuff, that's pretty legit

Chase Slate.
It lets you go online and select which purchases you want to carry and which you want to pay in full so you can force yourself to pay certain things off without letting them build up.

Like if I spend everything on the card, I can select it to bill me the full amount of my groceries every month and gas but carry the textbooks and exercise bike or whatever.

Also free FICO score.

>interest rate below your rate of return
so you have interest rates above 40% tell me your secrets i beg you!

now that's a memecard alright

only time i would take out a loan if the interest rate was below inflation.
it happened before 0% customer loans are a thing.
but even then the hassle is sometimes more than what you gain.