>Income $45k, new to the field and I live in a fairly low-cost area
>Occupation Programmer
>Assets $95,000 condo $25,000 Honda Civic (it was 30k new, 3 years ago) $10,000 in savings/emergency fund $7,000 in Roth IRA/mutual funds (Vanguard Target 2045) I also have a ton of electronics, computers. books, etc. that would yield about 5k if I wanted to liquidate.
>Debt 60k on condo 20k on car
I know I have a shit ton of debt, but my mortgage payments + taxes/insurance is only $800 a month. I regret buying a new car... I was living with my parents at the time. Also, thoughts on Vanguard target funds?
inb4 those aren't assets if you have debt attached to them. I disagree.
Andrew Sullivan
>Age 26 >Income Salary 1300€/m Rental income 2100€/m
>Occupation Entrepreneur
>Assets Real estate 450,000€ Stocks 10,000€
>Debt Bankloan 140,000€ (1% interest)
Samuel Gonzalez
>Real estate 450,000€ Jeez, half a million at 26? How?
Angel Nguyen
I got to buy a 180,000€ apartment from my dad at 90,000€. So i was basically handed 90,000€. Then there also was a real estate boom. The 180,000€ apartment is now worth 270,000€ and have 30,000€ loan left
Then I bought an apartment for 135,000 now worth 180,000€ but have 110,000 left in loans.
I'm soon going to buy one more
Hunter Ramirez
ITT: Look everyone, my parents are wealthy!
Even if you guys had your incomes from the age of 18, there's no way you'd be able to afford the stuff you have.
Lets just be generous and say you get that 180k apartment for 90k 3 years ago (was likely more, if its increased by 50% in that time).
You're telling me you have 90k saved up by the age of 22? Ha. >Age 28
>Income 1m+/year
>Occupation Run a software startup
>Assets ~2m well diversified
>Debt None
Nicholas Gomez
I got it at 18 and of course I borrowed the rest from the bank...
Luke Campbell
Why did a bank lend an 18 year old 90,000 euros?
Anthony Gray
Also, what kind of bank has 1% interest.
By bank, do you mean 'dad'?
Ethan Perez
A bank that had a guarantee of 180,000€ for it's 90,000€ loan and at a time where the banks were throwing out money. Also I was working full time at the moment.
Nathaniel Bell
It's funny that you don't believe and you're so butt hurt. I clarified that it's two loans, One first apartments loan interest is actually0.35% at the moment, the second one at 1.5% so I just simplified it to about 1%. In my country we have a margin percentage and a moving percentage (Euribor) When the Euribor is high, the margin is low (when I bought the first flat the margin was 0.35% and euribor at like 4%). Now when the euribor is 0% or even negative, my interest rates are super low.
Jack Cook
Just doesn't sound right to me.
Not butt hurt at all, i built my wealth from absolutely nothing, without wealthy parents giving handouts.
Justin Jenkins
I'm happy for you and I respect people like you. I actually am trying the same I have been working hard to get my business working and I am turning a pretty decent profit this year. Only because I got 90k, it hasn't made me lazy. You however should drop your negativity torwards people that has gotten handouts.
Joseph Perry
>24 >~33k euro a year >Student
>Assets 2 apartments >Debt Two 1.5% interest mortgages tied to the apartments.
Net worth around 180k euro
Isaac Watson
My cousin had 220k by the time he was 18. He was mauled by a dog when he was 3 and our Grandparents sued the shit out of the owner. 15 years of interest goes a long way.
He wasted every single penny of that money, but he had it.
Jayden Hill
a honda civic isnt an asset, its a liability due to running costs and depreciation. learn 2 classify
Sebastian Sanders
>23 >income $2k a month >assets $17,000 car, blue book value $21,000 cash $13,000,000 inheritance (not yet) >debt $0 >occupation NEET, make money off rent
trying to get into pharmacy school next year
Brayden Bennett
26 Just enough NEET Battlestation and hobbies Zero >Ambition Zero
Jace Foster
32 $50k sys admin 10k in stocks / ETFs (only started saving / investing this year) no debt
Hudson Morgan
>Age 23
>Income In school.
>Occupation Student
>Assets $4k Motorbike
>Debt $1500 on credit card $700 speeding fine
Hoping to get a programming job within the year. Currently at a community college for SW dev.
Zachary Evans
>Age 18 >Income $400 a month if I work alot. $200 if I take it easy >Occupation Cashier >Assets $6000 car $3000 liquid >Debts $9000 car loan :DDD
Asher Cox
>Age 26 >Income 3500 euro/ year
>Occupation Handling marketing for small company
>Assets None
>Dept 1000 euros (800 e left)
Funny thing is that my friends think i have good job.
Cameron Collins
I bet this guy fucks.
28
Project manager at an importer/wholesaling company Started my first company at 25 but sold it last year (no gainz/broke even, and learned a lot). 80-100k/year (before taxes, thanks Obama)
Currently renting an apartment.
Assets 100k cash 27k Roth IRA
Debt None
Looking for investment opportunities. Show me the yolo strats Veeky Forums.
Levi Mitchell
28 100,000-160,000 / year Welder Truck, boat paid off. Saving for a house now. No debt
I'm away from home quite a bit, so that sort of sucks.
Levi Edwards
>100k cash
Nice meme
Matthew Williams
You want screencap user? Gimme the yolo strats senpai. It's just sitting there.
Andrew Gutierrez
see you're fudging your numbers you don't own things that are loaned out to you
33 12.38 billion glorious leader difficult to measure 3,000,000,000
Alexander Bennett
>A G E >23
>I N C O M E >$10.69/hour + $167/month rental income
>O C C U P A T I O N >Tutor
>A S S E T S >$22,341.97 checking, 3 acres of land, a $10,000 car, $186 cash, and 1 oz of gold
>D E B T >$153 credit card balance
Benjamin Robinson
>27 >$35k/yr ($40-45k/yr after overtime) >manual labor wageslave in a factory >$8k equity in my car (lol) and $24k savings >$68k student loans, $9k left on my car
going to go up to $140k in student loans when i go back to grad school. :^) thank god theyre all federal and ill be on PAYE.
basically got really lucky and was able to buy a foreclosed house in a nice part of town five years ago. its worth almost double what i paid for it now. cash balance is currently high because i might be using it as a down payment for a new house soon.
>>Age: 20 >>Income: Mom and Grandma give me ...500 per month
>>Occ: Student
>>Assets: 1.4k in stocks
>>Debt: 20k student loan
Colton Morgan
!!
impressive user
what has your income been like every year since you were 22?
Christopher Stewart
also how are you pulling in a million bucks? what the heck does your company do
Nicholas Rogers
oh and shameful trust funded NEET here
>age 25
>income 0
>occ NEET
>assets ~3 million
William Bailey
>Age 22 >Income $67,000 >Occupation Data scientist at Big 4 firm >Assets $15,000 cash $25,000 etf $100,000 trust >Debt none
FWIW, I don't actually start full-time for another month and a half, but the base salary is what I signed for. In a large market, so it's not great considering cost of living, but it'll grow pretty fast and I'm not exactly living in a shitty neighborhood.
Nathan Davis
33 $85,000/yr Banking
Assets Condo: $230k Savings: $10k 401k: $110k
Debts Mortgage: $206k Car loan: $1k
Ian Morales
>$85,000/yr >Banking What city? Just curious, because (no offense) $85k is less than the going rate for my friends' offers as incoming analysts at NY ibanks.
Sebastian Russell
That's crazy low for Data Scientist - do you have a master's?
Jonathan Walker
21
I make 10 grand a year working part time while attending a community college.
I own a 2 grand toyota corrolla 95 and an 800 dollar gaming pc.
Starting a degree now, hopefully will have a degree by 25.
John Baker
Seattle. To be clear, this is commercial banking, not ibanking.
Grayson Allen
>25 >65,000 >Project Manager + IT Consultant >Assets $220,000 Condo $14,000 Car $7,000 401k/IRA $9,000 Emergency Fund $10,000 Checking
>Debt $20,000 Student Loans
Aaron Baker
>19 >0 >Uni Student >car, computer, and scholarships >0
Nolan Gonzalez
>Age 26 >Income $27.5k base, est $34k with over time, should break $40k after first year >Occupation Cable Installation, just started >Assets $10k truck ~$4k guns $700 stock $900 tsp $2500 cash >Debt $5k credit card built up during last term of college & job search
Have a child & plan to buy a house. Not the best stating situation, but I can make it work.
Nathan Taylor
How's the job outlook for sysadmin. I'm a it helpdesk intern and I want to get out of this hell.
Any certs, tips, advice would be great. Thanks user
Colton Adams
21 $10,000 Sales Some books? $5000 in tuition
Jacob Torres
>Age 21
>Income 20k PT Flip a car or two a year, about 8k
>Occupation Student Janitor
>Assets 26k in cash waiting to be thrown at loan 4k Car, live with parents cause fuck rent... Everyone that valued their cars here is way over valuing em, OP your 2012/2013 Civic is not worth 25k.
>Debt 22k In student loans, zero interest till I graduate
Luis Adams
23 Starting Monday : 35k + Medical + Pension Numismatist Car 500 in my bank account 8k in student loan bills.
Will I make it? The salary will go up
Asher Hall
Fucking cry more
Samuel Johnson
Jesus christ poor American
Charles Turner
>Age 22
>Income $125k per year
>Occupation Software Engineer
>Assets $15k car $10k invested in stock market
>Debt None
Logan Bailey
I've been doing it for 10 years now, it depends where you want to go with it. I'm an IT Manager now, and it's quite different, lots of paperwork, dealing with vendors, managing projects, etc. I don't get my hands dirty very often anymore.
Really you have two routes you could go, specialize in something (networking, storage, virtualization, etc) or find a startup and work as a generalist learning to think on your feet. The former is better for larger orgs, the latter is better for smaller companies, or general consulting.
Carson Thompson
205 bitcoin
This time next year I'm worth more than everyone itt
Brody Flores
>Age 24
>Income n/a
>Occupation n/a
>Assets ??
>Debt $0
I just moved here in LA from the Philippines and I've got shit no idea how America works.
Evan Green
Pretty standard to get a salary well below what you can get out in the market at a top 4 firm.
Cybersec consultant here making $51 salary package, shit is fucked.
Jordan Ramirez
>Age 21
>Income $200 - $300 a week
>Occupation Delivery guy
>Assets $2500 car $2500 in savings
>Debt $0
I guess I'm okay for this moment
Oliver Hill
you own a 220k condo with no mortgage at your age? was it left to you in a will or something?
Evan Roberts
Your English is good enough. Get a job you gook
Nolan Price
> Age 25
> Income $96k
> Occupation Software Engineer
> Assets $30k cash $10k 401k $11k Roth IRA
> Debt 0
Ethan Foster
I can only tell you what I did which is a 3 year traineeship, after that I got lucky I guess and was immediately hired as an admin for a small/mid-sized company. I learned a lot b/c I do everything. Certificates wise a CCNA and a basic Microsoft or Linux certificate is a good start.
Dominic Ward
>Age 21 >Income Fuck all. My parents/government pay my bills. >Occupation Student; gonna graduate soon tho desu. >Assets Probably around £2.5k in consumer goods if I had to sell them for money quickly- designer coats, nice watch, electronics etc. >Debt £1.5k short term, £2.5k long term, £41k in student loans that in the UK is essentially a graduate tax.
Pretty comfy life, not looking forward to having to get a job though. I'm in the running for an analyst job so bye bye free time.
Asher Morales
>1m+ a year >still on Veeky Forums
So even getting rich doesn't break this curse?
Jordan Flores
>23
>$37k + about 3k fringe benefits
>Mech. Eng. Tech. Currently in school part time for my 3 year then going to get my MBA for admin/managerial/wherever I want to go at that point of my life.
>$2k car (about to take a shit at anytime. $6k in bank $2k in 401k $18k in brokerage (half blue chips half focused/high risk.
>$16k school loans (since I'm still going to school for the next 7 years they will be defered until then. Only some is unsubsidized and by the time I will have to pay them back it will grow to about $21k. I'll be making a lot more and my wife will have her Ph. D. by then so we should be able to pay that absolutely no problem. Also have about $1k in credit card debt.
Lincoln Lewis
>1m income >only 2m assets
Wow, fucking poorfag.
Jonathan Hall
>Age 27 >Income 78k yr >Occupation Executive Jet co-pilot >Assets 39k car 6k checking 295k apartment Waiting for a 47k settlement (lawyers paid off we'll get 30k at the end) >Debt 165k on mortgage
Married, no kids, had a 50k wedding and 15k European honeymoon but got fucked because my wife was unemployed for the last 6 months. Took up a job earning 1/3 of what she made. Ate up our savings. Launched her architecture office so I have hope for the future. Born with nothing handed to me.
William Diaz
23 60K instructional design 12k saved up (not counting 9k used car) 1k in credit card debt (paid on time every month)
I feel I'm not really saving as much as I should be with my income. granted im living in NYC but the monthly savings of around $1.5k after 3.2k earnings (after tax and a small portion given to 401k) just doesn't feel right. could i be saving more?
Ryder Brooks
What's your rent? I dream of living in NYC
Connor Brooks
only $1250 but I pay $750 (gf lives with me and pays $500)
typical rent in NYC is much higher but i commute from long island. hoping to move in soon once i secure a higher paying gig but anything comparable in brooklyn or astoria is from $1600 to $2000.
NYC has been great so far but its incredibly hard to get a job here if you dont already live and work here, or go to school here. super competitive for a decent job. id advise not living on long island, shit is like a super expensive new jersey.
Benjamin Nguyen
>>Age 27 >>Income unemployed >>Occupation none >>Assets 8k euros in bank account from working fast food job a year >>Debt 500 euro
>>>Age 19 >>>Income £2779.20 >>>Occupation Unemployed >>>Assets £30 in bank, £17 in savings, £2900 car, £700 in electronics valuables etc. >>>Debt None but feel like im minus £1268123901283701378
Brody Nguyen
>Age 29 >Income 56k job 18K airbnb spare room 16K GI Bill housing allowance >Occupation Financial Analyst >Assets 210,000 condo 18K savings/checking 21K escrow account on a new condo downtown 10K Roth 10K brokrage >Debt 38k mortgage 5k subsidized student loans that I used to pay down my mortgage
