Ideas Thread

Just found it
Google "screenwise"

Interest rate swaps for mortgage lenders aka peer-to-peer interest rate swaps.

Should be possible, but not many large banks, if any, do this.

Could you give an example?

a motion detector app for smartphones what goes of so you dont bump into people..would make profit and also make the world a whole lot worse off

$20 a year or $20k?

The company needs capital of course to arrange swaps between two mortgage lenders.

Let's say person A wants to finance his loan with a floating/variable, while person B wants to finance his loan with fixed rates. Due to different creditworthiness between person A and B for various reasons, both persons can save from the swap arrangement, while the swap intermediate will make money from a fee or the bid-ask spread.

Person A will borrow fixed (even though he wants to pay variable) and swap floating with the swap intermediate/bank while receiving floating, and person B will borrow variable (even though he wants to pay fixed) and swap fixed with the swap bank, while receiving fixed. The fixed rates are usually higher than the floating rate, and the differences creates something called quality spread differential (QSD), which enables each counteryparty and the swap bank to benefit from the swap.

Interest rate swap is a financial derivative used by companies and banks to induce cost savings. Look it up, it should be possible to be applied to the private mortgage market, but banks don't do it, because the gains are so small in nominal amounts.

$20 Just checked it out. Not worth it.

$20 lmao it's like .75 a month per device or something idk you could look it up

that timing

>sell ebook on how to cure cancer
>basically only eat oranges
>???
>profit $$$

I've been active in the Bitcoin space for the past 3 years or so working on smart contracts and decentralized applications and I'm thinking of starting a company that specializes in that. One of the services we would offer is custom currency development, and I was thinking if the right pitch was made and the person actually had a good business idea - that I'd work for equity alone since I'd recover the costs after an IPO.

What do you guys think of the idea?

Cryptos are so 2000 and late.

Isn't that basically what etherum is

I mean more for custom software development and consulting. Ethereum allows certain applications to be build but there's still a huge number of peer-to-peer applications that require software development. E.G. decentralized storage applications, file sharing, and market places which wouldn't work very well using a blockchain for everything.

My definition of smart contracts is also different to that of Vitalik and probably more in line with Satoshi's.

My idea takes more of a physical, complicated engineered device I'm sure I wouldn't be able to construct myself;

Much related to my family's personal story, I want to make a sort of "wheelchair" - with somewhat robotic mechanisms allowing the paraplegics to perform everyday activities with much more ease.

Although I don't have a clear image in mind as to how to make the whole thing logically work - but a person wouldn't have to lift him/herself off the wheelchair to go about their 'business', or a mechanism that allows them to "stand up" while being fully supported or an elevator kind of system.

Although I realize such a thing wouldn't be so affordable to the general public either...

Okay I think I get it but don't fuck with crypto it's cancer

REEEEEEEEEEEEEEEEEE

Don't insult my crypto you uncultured swine!

An App for your TV that dims the volume any time a commercial comes on. So it softly tunes out the advertisement audio. This would be especially useful since ads are generally louder than the program you are watching.

Or one that lowers volume at louder moments during a show. Some programs wildly vary between someone whispering to explosions instantly. Having to raise the volume to hear someone talk then lowering it right after to not wake up or bother anyone else is a small issue some might pay to get rid of .

It's called a remote.

I constantly lose my remotes so I like his idea

It would be far too difficult to program an application that can detect advertisements from standard shows. It's possible but too complicated.

Okay I'm not saying it's gonna happen but I like the idea he has come up with

who the fuck still watches tv? oh right. americans.

I'm sorry I can actually afford a tv goat fucker

Also if you don't have a tv in your livingroom (I don't use it but it's in there) your livingroom looks fucked up

What about if the app buffers TV shows one day in advance and pays a cohort of Indians to watch all the TV shows for an hourly rate and mark where the advertisements show up and end which are then feed back into the app to flawlessly strip all advertisements. Would rely on the assumption that people stop watching TV for a day in advance but might be interesting ...

I don't think millennial a watch more than an hour or 2 a day. I went a period of 8 months not watching a fucking minute of tv (at my house) except for vidya. It's the old fuckers who still watch the shit

Also commercials and shows have different programming code so it wouldnt be that hard if you had access to the programming.

fuck you, you piece of shit I posted that idea 2 months ago.

Maybe it's a common thought

I thought of a dystopian idea before where banks sell long-term debtors to each other, if one party believes the person is about to pay up soon and the other believes he won't be able to and thus a few more years of interest could be milked off him. However, that would require literally hundreds of millions of debtors to a bank to be remotely profitable.

Why not? If you make it a passive system that just uses hand-driven levers and not any power source it could be both cheap and reliable.

I want to say I like it, but I'd too be worried about the audience for this. Young people rarely watch TV, and older people are much harder to convince to use an app. You'll have to consider that a lot of people only really watch TV for live events, and so a day of buffering in advance will be useless to them, and finally, commercials are becoming more musical, entertaining and memorable so sometimes they are even enjoyable to watch when viewing live TV in bars etc. Perhaps you could make a fortune from making super enjoyable commercials?

You'll just have to see who can implement it better, like facebook vs myspace. Good ol' capitalist competition.

You seem a bit too optimistic. 7000 kids starved to death today, how that for optimistic.

I'd be open to partnership. I already have a website up and have setup some advertising campaigns but I'm a little clueless as to how to get the first customers.

However, the birth rate of Korea is 8.26 per 1000 people. There are 50 million people in Korea, and 365 days in a year. Divide by a half to get the number of girls and you get 283 Korean qt3.14's born every day. That is why I am optimistic.

Have you ever been to a nice house before?

If they have a TV in the livingroom, most of the time it's usually hidden.

No most the time it's the entire fucking wall (at least that's popular in Northern America) idk about other countries etc

Let's do it

I have a smartphone repair business. I am thinking about hiring people who work independent but under my name. I would teach them the skills and give them the tools to repair.
They promote themselves among friends and such. They would make 40-50$ on a repair. I would give then give them a way to make more money per customer by letting them sell phone accessories to the customer which depending on the repair would double their profits or more.

Alternatively you could pay a cohort of Indians to watch tv and tag each advertisement. Then you could match in real-time based on the audio or video since they'll often run the same or similar.

That gets rid of your delay but wouldn't know how to deal with new advertisements or perhaps more locally targeted ones.

Just came up with this now:
- A voting system where by voters don't know the party their voting for but instead the policies the party are intending on introducing. Thereby removing the voters who vote for the same party every year because "they always have" or "my family have always voted for them". I.e typical UK situation where the rich snobs always vote conservative and the working class always vote labour because the class system and history says they should.

Im interested in importing something from Italy or Spain into the Netherlands but im not sure about what.

My first thought was of course wine, i actually have found a certain type which is really good and is nearly impossible to buy in the netherlands but it seems to me that the winery who makes this specific wine is not interested in selling anything under a 1000 boxes, which of course is to much for me

Then there is good olive oil, but people are not willing to pay 15/20 euro for a bottle of oil. stupid dutches ha

Anyone with a good item ? there must be something typically italian or spain which is only available there, so a good product to import

If you have to filter ads then yes, but to make an app that automatically regulates the volume to match a certain average value wouldn't be that hard.

been to 2 millionaire's houses.

One was hidden
One was massive on the wall

scan a bunch of books and upload them for free. Fill the blog with ads and cash on someone's hard labor.

question is: do I have any liability if the copyright owners report this? Is there a preferred blog or advertising site for this kind of thing?

I'm currently using FC2 (nip site) for the blog, 2 ads services and registered using a russian email.

Am I safe?

this

hire people to watch channels and press buttons when ads start/stop.

cost is one minimum wage worker per channel, at worst.

the time that ads play is not random, so you can easily build tech to predict a time window in which they'll play with reasonable certainty. the more data you gather the better your tech will get and you'll be able to eliminate workers.

literally google books

find books that are in public domain, SEO the shit out of the pages, use affiliate links and unobtrusive but visible ads to generate revenue - maybe text ads between pages

alternately if you find interesting "how it works" or DIY books you can restructure the information to make it more like a real website. i've heard that works reasonably well.

something that implements the fuck out of evolutionary algorithms
damninteresting.com/on-the-origin-of-circuits/

I know the "how to be rich" books can end up making the authors rich, but isn't that market really saturated? Plus, aren't the ones written by actual successful people pretty much the only ones that end up making any money?

thanks for the info. Sounds interesting.
Still, I'm curious as to wheter I could get in trouble or not

>google books
I've read several blog posts about people complaining that some persons literally upload other people's copyrighted books and sell them as their own on the play store and google doesn't really do anything about it.

Make 15 page hentai series and sell for $5 per copy online.

>mfw all these businesses here would be successful if any of us had enough money and time to do the advertising

Guess that's why we're poor, desu

Yo momma so fat, her belt size is the equator.

For real though we need a millionaire to Invest in biz ideas

All I need is $500.

Bricks with insulation (Pink Bats) inside them to keep your house warm.

A kind of skin "primer" that could make it so colorful tattoos "pop" on black peoples' skin the same way it dies on white peoples' skin

A music player app that selects music using a GPS system
For instance a person would select a certain track to play at a certain area, which would then change if moved to another area
I know it's a gimmick

Business idea: make a thread on Veeky Forums asking for business ideas and steal them.

anyone else here read 'choose yourself'?

one of the things the author recommends is writing down 10 ideas a day.. so far i have been doing it every other day. here are some of the 'good' ones that ive come up with (most of them are shit but that's the point, you have to come up with ideas constantly as practice)

-rags to riches journal - a book that has sections to fill in with your own entries, intercut with journal entries/excerpts from biographies of successful business leaders of the past and present

-ebook app that draws notes from academic papers, news articles, research, etc. based on your topic of study (you put a subject into the search field, and whenever a relevant connection is raised, it is displayed on a side pane of the page)

Virtual Reality workshop- software that works with VR to use in creative/business pursuits, choose from a variety of environments and tools. for example, upload word documents and edit them in real time using a remote stylus, see blueprints in 3D and edit in real time, etc.

jadewellness.ca/henrytse/Altucher-Choose_Yourself

*enters Compton

FUCK THE POLI

Something like this? youtube.com/watch?v=hFyyiUMsVjI

I was considering coding something like this myself however the thing is not many TVs support apps and all the ones that do have completely different platforms so you would have make like 50 versions of it for each TV type.

Going to start doing threat hopefully one day I come up with a good one

trips
more details

Dutch people are cheap as fuck

For the commercial thing it would be better to just introduce a 50% volume button.

You can do an audio tap box but it would also drop volume on loud moments in shows like explosions or yelling.

Then people are dead and can't sue you!

Fuck, why didn't I think of this?

Delete that post now, so I can go and make millions!

Generally they'll have a 2 living rooms.

One with a TV & audio system and another with a fireplace & traditional furniture.

Often you'll see a TV over a fireplace too, but I find that less common.

Most of the people that are well off, have a home theater in their basements too.

In the audio world there is something called compressor.
en.wikipedia.org/wiki/Dynamic_range_compression

It basically reduces the dynamic range (the difference between the quietest and loudest point in the sound), by lowering the volume (by the amount you tell it to) after it reaches a set treshold.
This way, if everything louder than your treshold becomes quieter, you can then turn the volume up (to wherever you like) and be sure that your overall volume doesn't vary wildly in time and that you don't get ultra-loud and almost-silent parts.

There's no need for a specific app... You would only need to put a compressor in the settings, and I'm sure the people who make TVs already know about this technology.

arent those just synthetic CDOs?

buying laptops from ebay then reposting them with false stats for more cash

I feel like there's already a lot of those but it can still work, even just a little.

You could also do a youtube channel promoting the same ideals or just slightly talking about some aspects of the book to try to generate subscriptions from the lazy no readers.

>my unique and new strategy is fraud

money making fraud

What is home insultation?

Materials engineerin is easier for a foam than it is for some crystaline block that has to have great physical properties on top of being an insulator

Like ISO cinder blocks?

Dairy free ready to drinks
Take recipes like vodka mudshake, replace milk with convincing-flavour soymilk

Fucking kek, I'd do this and then turn on disgusting nippon fish porn 24/7

fucking dumbest idea i ever heard

I live in a small 3rd world country (with alot of money) and we have no amazon or people who understands the ease of using amazon.

My mom sells clothes on facebook with 30k likes and ppl come into the store to get the stuff they see from the pics she posts.
Im thinking to use this reach by convincing em to buy from amazon (a store id set up with her inventory).
Anyone got ideas where to start or advice? Is it a good idea?

Youll never know till you try but beware tax man

No. In an interest rate swap only two counterparties are involved and swap with each other

my idea relates to this. Imagine a third-party program that runs in the background and lets you rate ads (for simplicity's sake, it's probably better if you can rate any link and the market will sort out what's actually an ad). It could start with four options: "I'm glad I saw this ad", "It's a fair price for the content it's supporting", "this ad is so annoying I'll avoid whatever it's flogging" and "Other: fill in". If a lot of people fill in variations on the same thing for other, it can be added to the basic options.

The user installs the program for free, the data gets sent to us, we sell it for as much as we can get, and the user gets 60% of the proceeds. Users can have a voice about what ads they see, advertisers get real-time data about their campaigns, the creators get 40% of a potentially large revenue stream.

Everyone would say every ad is shit

This also the quality of the ad is determined by how effective it is not what people berrated by them think of it

They do this in California. Turns out people tend to be a part of the party that has policies they favor

Not a billion dollar idea, but here it goes...

A fast-food restaurant for meatballs.
The recipes are practically infinite, as you can chose between different ingredients to put in the meatballs themselves, the stuffing, the sauces, how it's served (in a sandwitch, on a plate, etc), the condiments, etc.
I could just choose the most "hip" ones (those you see on the Internet in pictures tagged as "food porn") and make them in a gimmicky way (like in a square shape or something like that).

I would serve them in my restaurant, but also on delivery and take-away.

I would look on the Internet for weird niche-ingredients and make unique combinations that people would only find in my restaurant.

It would also be very easy to have a huge variety of choice, since they would all be cooked the same way (we would just prepare the raw meatballs, sauces, etc beforehand and just put them in the oven when requested).

Do you think this could work as a successful single-restaurant (with the potential to scale-up and become a frenchise in the future)?

I'm thinking about it as a small business I would make my living from (and if possible, a little extra).

I'm a software guy and it'll reflect.

> Programmable calculator.
I don't mean your everyday "programmable" calculator that lets you define some numeric functions in a very limited way. But one that actually has a good deal of memory for defining many variables, functions, and even symbolic operations on those functions to do even higher level stuff, like integration and differentiation and even solving algebraic problems. Like a programming language but still calculator oriented and without all the distraction that another handheld device such as a phone or tablet would come with.

>Pseudo lisp machine
I mean by this building on such a thing as a raspberry pi or beaglebone a highly documented 100% lisp written operating system that addresses some stuff in a new light without C/UNIX style constraints such as the ABI. In short, the system would use a register machine in a way that is most efficient for lisp rather than for C as it is used now. The whole stack would be open for innovation, and documented as fuck

I'll say your idea is doable. Meatballs are simple enough so that with a little creativity you can come up with myriads of different recipes, and they're portable as fuck, in that you can even fucking pick them from abag if you're in a hurry.
I do believe you could pull this off. People could feel attracted to the concept.
Just don't make it fast-food in the sense of mcdonalds and kfc. What I mean is: you're not making a food chain, it's a small business so keep the quality.
And remember too that more than 80% of a business is not the product itself but peripheral factors such as location decoration , all that shit