> I have a Traditional 401k instead of a Roth
> Credit cards are a scam, you just need a checking account and a debit card
> I don't need a degree, I'm just going to learn a trade
> I'm just living with my parents until I can afford a house
> It's better to keep buying $3k-$7k cars when they break down than it is to buy a newer one
Things poor people say/do
Levi Perez
Austin Powell
>I don't need a degree, I'm just going to learn a trade
>I'm just living with my parents until I can afford a house
So fucking true
If you aren't out of your parents house by 19, you're a neckbeard/poorfag.
John Wilson
I don't know what a 401 is even-though someone explained it to me once.
Why have a credit card? You pay more. Also I have money to buy what I want. I've never understood them.
I have one GCSE. Look it up.
I'm living with my parents because they are rich.
I have two cars.
I've moved out and back in twice. I pay my way £100 a week.
Henry Smith
>I don't know what a 401 is
delayed taxed state sponsored investment scheme
>Why have a credit card? You pay more.
only if you are poor if you are rich you pay less
> It's better to keep buying $3k-$7k cars when they break down than it is to buy a newer one
that's actually not always unreasonable.
mrmoneymustache.com
Jack Turner
> I don't need a degree, I'm just going to learn a trade
to me it was more like: i already know a trade do i even need a degree? turns out you don't.
Nicholas Watson
>Why have a credit card? You pay more.
If you are paying more by using a credit card, then you are using them wrong.
Owen Ward
>20 y/o
>Live with parents rent free
>Save 70 percent of my paycheck because no living expenses
Oh yeah I feel really poor, whatever shall I do?
Elijah Edwards
I'm poor as fuck and I don't know anyone that says these things. All the poor people around here are >muh bankers
I don't think Credit cards are a scam, I just assumed I couldn't afford one.
Evan Rodriguez
Hello, boomer.
People moved out early not only because of that, but because america is fucking huge and the still-rising "self-made rich" class wasn't as large or greedy yet. In no other 1st world country was that the norm; it has entered the corrective state.
First quote doesn't deserve response because it's sheer ignorance.
You pay more if you're poor. The credit system was made to benefit people with more wealth, mainly due to the time value of money: put simply, cash now is worth more than cash later. It was never meant as a method to buy things you can't presently afford.
As for car ownership, of course buying the most run-down cheap pos you can get—and expecting to use it long-term—isn't a good idea, but the opposite of that isn't buying what's fresh out of the factory. Buying a modest car with some miles on it and maintaining it well is the best financial option in the long run.
Zachary Lewis
>You pay more if you're poor.
NO, you pay more because you are lazy and impatient.