>27
>4k in emergency account
>13.5k in 401k
I feel like a fucking failure. I'll be lucky to retire with 1.5mil. In 40 years that isn't going to cut it. A single meal will cost something ridiculous like $100.
How do you stop from killing yourself each day knowing this?
get a better job
T-thanks dad.
>Dad has 20 year military penchant
>Dad has 17 year FERS penchant
>Mom has twenty something year state penchants
>These adjust to inflation
>Plus they have tricare
>Soon they'll both be drawing social security on top of this
>Their combined penchants + social security earn more than the average American family even makes
>They have 250k saved up past that and our house is estimated at 156k in value
You can get it if you want to.
What do you do in your spare time? Do you improve yourself? Do you learn about investing? Do you find ways to earn more money? Do you cook instead of eating out?
>house is estimated at 156k
Lel, don't try to boast when you live in poverty
Not everyplace has housing prices like Commiefornia or Jew York son. I drink my scotch out of waterford crystal.
I work, come home, maybe go out and do something one or two nights a week. Maybe go on a date if I'm feeling extroverted.
I can't think of a way I improve myself. Considering going back to school for an engineering degree, but that seems daunting and I don't want to go through the student life struggle for four years again.
I do learn about investing, though. Watch stocks, play sometimes, etc. I have a goal set to open a roth IRA, but I want my emergency fund at $9-10k first. So it's going to be a while before that happens.
I'm vegan, so I'm forced to eat in most nights. I'm pretty frugal with my money.
He's 100% right. You make $1100 every two weeks, or roughly $28,600 annually assuming full-employment and zero vacations. That puts you solidly below all averages for U.S. men, and that's assuming you have only a high school education.
If this is truly the maximum that you're able to earn, then you'd better adjust your goals and quickly learn to live within your means.
Otherwise, get a better job.
>retire
hhehaheaaehah
they invented that concept in the 1950s bro