Who here /noautoloan/? Also, no debt general. Shit is amazing

>having student loans

I'm not judging you, shit legitimately sucks and I'm so glad I don't have that shit.

Get a capital one platinum mastercard and use it only to pay bills that don't increase or decrease between months (Netflix, internet, ect). Set up autopay from your bank account. Charge no more than $300 a month. Let sit for 6 months, then enjoy your 700+ credit score.