Anyone deal with debt collectors before?
>4 years ago
>sell something digital on eBay (might have been some items from a Steam game? I don't remember)
>auction ends at $200
>get paid immediately
>send item to email provided
>next day
>apparently that eBay account had been hacked by some Russian
>$200 removed from PayPal
>didn't have any funds in there so account is actually - $200
>call PayPal and am told I owe them the money even though I got scammed
>don't pay it
>don't use PayPal or eBay account associated with that email ever again
>get debt collection notices in the mail for a few months
>ignore them
>fast forward to current year
>live in new city
>decide its safe to open up a new PayPal account with a new email and address
>received debt collection notice today
Idk how they found my new address when I didn't use anything from my old account except my name. It's not forwarded mail either so I guess they figured me out. They said they'll accept $143 and call it good but really I don't have the money for that and I still don't want to pay when I got scammed out of money and an item. I've heard if you call them and haggle they'll maybe accept 20% and leave you alone but I've never tried it.
I know I'm an idiot for not being more careful with my digital sales and avoiding debt collectors but I was scared.
Pic related: potential picture of the Russian hacker