Literally in japan

>literally in japan
>have a sick road trip planned
>can't hire motorbikes because you need a credit card
>all the rental cars are 1.0 3cyl automatics

REEEEEEEE
I THOUGHT JAPANESE PEOPLE WERE MANUAL PATRICIANS
FUCK YOU INITIAL D

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How poor are you that you don't have a credit card

What's the point of a credit card when I have 15k in savings?

Do you think that's a lot of money?

To build and have credit, what are you 15 years old?

Because it's convenient. Do you not buy stuff on the internet?

To build credit you moron.

Credit cards only affect your credit when you don't pay them off.

Aside from getting a mortgage, which won't be happening for the foreseeable future, there is no discernable advantage to having a credit card. Housing market is shit at the moment.

>risk of fees
>risk of accidentally getting charged interest
>temptation to live beyond your means

So why would I want a credit score? To finance a car or something? Why would ya

You really need to tell your parents your interested in basic finance and let them teach you. This is level 1 shit that you don't even know.