Apply for car loan

>apply for car loan
>27% interest
>mfw

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youtube.com/watch?v=3w5NtCCtZ54
secure.bankofamerica.com/login/eclo/entry/findCustomizedOffer.go?subchannel=ECCSHL&request_locale=en-us
discovercard.com/application/fmo?execution=e1s1
chase.com/prequalified
docs.tdcardservices.com/pdfs/easyrewards-cashrewards-secured-card-agreement.pdf
twitter.com/AnonBabble

How did you fuck up your credit that badly?

>Don't buy used
>Build credit if you want to buy used
>Refinance after a few months if you have no choice

Shit ain't hard man. The fuck you buying anyhow?

By not actually having a credit history

This, most people I know who have financed cars were 18-19 year olds with no credit at all and had 6-9% interest

I've never taken on a car loan b4. Never needed to desu. I guess if I trade in my Ram for something else and need a loan, but I got enough cash lying around to buy whatever outright.

>720 credit
>Bought first car from the stealership used
>19% interest with Chase was the lowest they could give me
>I was 23 at the time

Calling bullshit.

I'm 19 and 27% is the legal maximum here in GA.
I'm trading my prelude for an 08' RX-8. It's 10 grand

23 is not the same is 18, user

This worries me.