>apply for car loan
>27% interest
>mfw
Apply for car loan
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How did you fuck up your credit that badly?
>Don't buy used
>Build credit if you want to buy used
>Refinance after a few months if you have no choice
Shit ain't hard man. The fuck you buying anyhow?
By not actually having a credit history
This, most people I know who have financed cars were 18-19 year olds with no credit at all and had 6-9% interest
I've never taken on a car loan b4. Never needed to desu. I guess if I trade in my Ram for something else and need a loan, but I got enough cash lying around to buy whatever outright.
>720 credit
>Bought first car from the stealership used
>19% interest with Chase was the lowest they could give me
>I was 23 at the time
Calling bullshit.
I'm 19 and 27% is the legal maximum here in GA.
I'm trading my prelude for an 08' RX-8. It's 10 grand
23 is not the same is 18, user
This worries me.