Go to healthcare.gov to get insurance

>go to healthcare.gov to get insurance
>shittiest plan is $320/mo
>covers nothing up to a $7000 deductible
>no subsidy

what in the ever loving fuck

Other urls found in this thread:

nationalreview.com/article/418530/what-ivy-league-affirmative-action-really-looks-inside-david-french
twitter.com/NSFWRedditGif

Welcome to """free""" government health insurance

Mine is free oh but I have a job lol

thanks Obama

it's only going to go up

if you're young and healthy just eat the pay to not play fee

put all the money you'd be paying monthly into an exclusive heathcare fund and insure yourself

Obamacare has basically made it impossible for freelancers and entrepreneurs to have affordable health care. Its so much easier now to just be a pathetic wagecuck like

>live in Canada
>earn 65k, pay around 21k out of it in taxes.
>been to the doctor around 5-6 times this year
Meh, the system works... I expect to be going to doctors more once I get older.

...

>mfw USA spends ~16.5% of GDP on healthcare while countries with """free""" healthcare spend around 10%

You just can't make this shit up

I'm thinking about keeping all my non-retirment money in buttcoin and just declaring bankruptcy in the event of a major medical debt.

>put all the money you'd be paying monthly into an exclusive heathcare fund and insure yourself
Why do I see so many people on this board say this? I swear, you people are just as bad with money as any other board.
That's not insurance and it only helps you if nothing happens before you've saved up enough to cover any costs.

> no subsidies
Red states actively turned down huge subsidies to make the ACA fail on purpose.

No, ACA was designed to fail.

"We tried a free market approach, it didn't work"

"Now we should do single payor"

Everyone who makes over $45,000 is fucked regardless of which state.

That's because there are a lot of beaners to pay for. Literally millions. They use the ER instead of the cheaper Urgent Care or their doctors. The reason? It's so they don't have to pay. Guess who does have to pay for them? The rest of us. Oh well, you'll soon get to experience it so enjoy your quality lifestyle while you can.

>free market

>Insurance companies can't compete over arbitrary lines drawn by HMO

This is what normies and socialist rejects think.

This.

>don't do stupid shit like BASE jumping and wear your seatbelt
>ask for a cash price on anything before you get it done
>if you have to go to an ER forget your wallet and use a fake name and address. They can't deny care if it is an emergency

Worst case: you almost die in a car accident and they have your info. Send them a few bucks a month and negotiate a settlement a few years later for pennies on the dollar. The alternative is to forgo the need for credit and tell the bill collectors to eat a dick. New address and phone number throws some of them off your trail.

>Be 24 healthy male
>Lose insurance from brobamacare
>Get new plan for $400/month
>Now $100 copay to see primary, $9,000 deductible annually
>2016
>Premium jumps to $530 for no fucking reason, same copay and deductibles

Why don't people get a private insurance ? is it not common in the US ?
I'm canadian but a few years ago I was living in Switzerland and I had to get a very expensive emergency surgery done after an accident (came out at roughly 100 000CHF which is around 140k$CAD) and I didn't pay s ingle cent for the whole procedure, thanks to my few hundred bucks a year private insurance

Hahahah are you srs?

Eh, I work in ER and it's mostly homeless. Who are either white or black. Beaners care too much about their families and will cram extended family into their home if need be.

They use the ERs because anyone else would ask questions and there are 10x more ERs than UCCs.
The real disgrace is that ERs will charge 100x more for the exact same examinations with the exact same amount of waiting and the using the exact same treatments, procedures, and tools.

I'm not saying illegals aren't a problem, but you're stupid if you think they're the only one. Retarded regulations that prevent competition, government footing inflated bills, middlemen parasites driving up costs while contributing nothing, etc.

The entire healthcare system in the US is run by bloodthirsty mongrels so greedy they could make a Jew blush.

>Be me.
>Make $30k/year self-employed.
>Bronze Obamacare plan is only $80/month.
>FeelsGoodMan

Hate to break it to you, but you basically don't have any real health care coverage.

You're just paying a grand a year for doctors visits.

You're fucked on that plan if you get cancer or get hurt.

You can Just go to India, China Mexico, Medical tourism can be easily researched.

There are freeking cruise ships making bank taking people to 3rd world country's

I speak 2 languages, English and Russian, 700$ round trip ticket 500$ rent (like in the middle of a Russian city top of the line gold lined shit) 1000$ food and fun money lobster steak etc and 125$ per tooth, literally gold lined and capped with a pearly white zircon full blown implant drilled into the jaw.

What do we have 32 teeth?
700+1000+500 = 2100$
32X125=4000$
2100+4000=6100$ 1 month Medical vacation in a Slavic country, with a personal cook and clean 12 hours a day while You drink some local beer while snacking on a lobster all compared to Obamacare.

>Be American
>Buy health insurance
>Get sick
>Not covered

fucking kek

everybody needs to stop paying their insurance and let the system fail! stop becoming a slave for the lazy people.

Another thing is that it should be illegal for health insurance places to dermine how much you pay by how much you make. If a millionaire goes and buys a cheese burger at mcdonalds it will cost the same as what a poor person pays, why should the millionaire pay more? he shouldn't the system is rigged yo

stop paying you faggot, you are the reason why this bullshit is still going, if everyone stops paying obamacare will flop big time. take fucking stand to the man! be healthy for a year and stop paying!!

true story, shit is crazy. Most of them aren't even legally in the united states. Some of them come over just to do that kind of shit then go back to mexico.

You guys do know you don't have to buy health insurance from that website right?

I'm 27 self-employed and pay $390/month for Anthem Gold $1,000 deductible.

If you aren't self-employed, you know you could just get a job right? When I was employed, my health insurance was only like $40 a week.

Why even bother?

I know for a fact that in Russia, if a doctor screws up, said doctor has a pretty good chance of going to Jail.

In America \_o_/ who cares.

Average cost of a heart transplant in India will not exceed 16,000$, that's medicine rent food a personal 24 hour aid for a week Xray's everything.

Heart transplant in America 1.3 million +

The cherry on top of the cake: I bet most people would prefer a Chinese Russian or Indian perfect A+ grade student as the doctor over a "Because im black with a C- I graduated Harvard"

Its already dead, no need to kill the damn thing, with prices/fed laws like this trust me this animal is not suffering.

Very stupid generalization you have in your brain there. Care to share more of your theories?

nationalreview.com/article/418530/what-ivy-league-affirmative-action-really-looks-inside-david-french

Here You go.

Affirmative action places students with inferior drive and proven intellect ahead of "others" because of Race sex creed or color of skin.

What is Veeky Forums's preferred health provider? Mine employer is trying to give the crappiest one with terrible ratings so I'll have to go find a different one.

Two most regulated sectors........ BANKING and HEALTHCARE


Which two have the most problems?

Gee I wonder who is the problem... the government perhaps?

wait.. hurr durrrr... it's the free market.. more regulations and more government will fix it!!!

Welcome to obamacare.

Take a gamble or pay the $700 or whatever fine at tax time.

If work didnt help and i didnt have a life crippling injury that i had to pay out of pocket for id never fucking do it. I dont know why we cant just have free healthcare like those yankee faggot mountaingoat herders up north. They get along fine.

speak for your self. Here in Austin TX we are a sanctuary city.

Watch out when driving, because Illegal driving spics without drivers licences will plow into you and you have to pay for it.

This. Find a job for only the benefits and work faggot 20 hours or whatever the libs call full yime now and do your thing on the side.

Or risk it.

My $40,000 metal plate and screws in my cankle would argue that u need some sort of insurance tho.

Gotta keep the 1% in lavish parties and new yachts bro

U need tangible bro. Do silver instead and hide it.

Mfw i consider asking for a 2 dollar an hour decrease to make more money.


Sigh

That's a blog post about discrimination in ivy league schools. Has nothing to do specifically with medicine as most doctors aren't even from ivy league and only 4% of doctors are black.

Journalism goes on other boards my friend.

'ow a'bout you move to a civilised country eh?

Public healthcare is not fucking free. When will millennials learn that public service isn't free.

Not a bad idea. Im normally against scams but our wntire healthcare system is a ponzi scheme thanks to that faggot cuck obamer.


There a litteral millionaires in my town paying 5 bucks a month to the hospitol and have soecial meds and shit and tests several times a year.

5 bucks a month.

Still paying on shit from the 60's.

For fucks sake.

Hes not wrong. Rascism aside we have a metric fuckton of illegal immagrants and assfucks who refuse to work that think they are entitled to half my fucking paycheck. And through withholding hese faggots a litterally living off half my check.

Pay near 30% taxes to witholdings and then property tax tag my car sales tax etc. 50% income and they wonder why the second civil war is coming.

Holy fuck user you are a genius. Time to book a vacation. Daddy needs a new foot!

Yeah. I got a holy ass beating at a predominantly black thug college because we had to do a paper on affermitave action. I stood in front of the whole class and told them i got fucked out of a job a week ago because they had to hire a black guy for affermitive ction even tho theyd mutch rather have me and will try and make room later. Said dont fucking bother im never come here again. Its seriously just racism towards whites.

>my white privilege.

Mutherfucker i grew up in a trailer park and had to quit football so i could get a job and make it to school.

Suck my fucking dick.

If u can afford blue cross and blue shield is legit.

As a former truck driver i have to agree with this user.

>~11 million illegal aliens spend 6.5% of USA's GDP on healthcare

Heh wierd

Whatever. This isnt the 60's. Affermitive action does fuckall for anyone. It puts faggots in companies where more wualified people belong and hirts the country as a whole. Joblees neet goes to work and fucksoff because he is entitled to a check. Gets fired (ex co worker btw) because he is a half black useless fucking waste of oxygen. Ducks work to drink all the time. Gets fired. Sues for racism. Wins settlement money. Unemployment for 8 months. Sells drugs and gets another job in 9 months. This is what he does for a living.

Do tell user. How the white man is keeping u down...

This. It doesn't even have to be cancer or a broken bone, user.

I struggled to find simple, routine talk therapy for depression. If I could get a professional, it was always a different one, and it was at least 45 days apart from the last session. All they can do is write waiting lists and punt you off to group therapy. I can't blame them, though. This is what happens when demand rapidly outstrips supply.

Thats what i meant faggot. Somebody has to pay for it but i shouldnt owe $40,000 for 2 hours of surgery and a 1 night hospital stay. Even if that metal plate was solid fucking gold and signed by george soros' wrinkled ass. U know fuck well that their shit is better than ours. Why the fuck we always gotta invent the wheel. Just do wtf canadia does and go on about our day.

>melenial
>im a grown as man user. I have a beard.

it shoulld be 0 million spending 0%

Depression is the muther of all faggots.

How u doing with it now user?

Eeeeeyup

Pretty good.

Oddly enough, my encounter with the healthcare system jump-started a sense of personal responsibility. I dumped all my antidepressants and found my own healthy coping mechanisms. No longer suffering.

Thank for asking, user.

Isn't it funny how an x ray for a dog is affordable for everyone, but an x ray for human, which is the same is insanely more expensive. we can blame:

>government regulations FDA, OSHA....ect
> cultural thinking that insurance should pay for everything rather than just for extreme circumstances to negate risk.
> mal practice lawsuits
> medicare, madicade, and the poor that don't pay their bills and illegals.

>altruism in general, maybe the weak should die off

>Be in the land of the best healthcare in the world
>would probably get amputated in Canada to save money
>"it's a little too expensive"

Yeah I get that but no way illegal aliens are the reason why americans spend that much extra on healthcare

>"We tried a free market approach, it didn't work"

Please explain how it didn't work. You mean the affordable, rapidly advancing technology, longer life spans, we enjoyed from 1776-2010?

or maybe the free market was killed by socialism and Marxism? maybe that's why it's failing today.

>>mfw USA spends ~16.5% of GDP on healthcare while countries with """free""" healthcare spend around 10%
Our healthcare is a *lot* better than yours.

I'd much rather pay a bit more and get better care, qualified doctors, and a longer lifespan. It's hard to spend those pennies you pinched when your dead.

and niggers, niggers that don't work, i know alot of paramedics and emts. they say there is soo many niggers and beaners that get an ambulance and go to the hospital for little things like they can't poop.

The people that can "afford" health care pay for the people that can't. the burden is landing on the few that are paying right now. If everyone stops paying their insurance the whole system will collapse.

The u.s. rewards the fuck ups in life and punishes the people that are trying to better their life.

>Why don't people get a private insurance?
Because it's exhoribtantly expensive. The "few hundred bucks" you pay annually would be one month's payment for most Americans, and they would have to pay a deductible of $10k or more before insurance covers anything - and they likely won't cover everything, meaning that $100.000 CHF surguery (that probably cost 200k US or more) is very marginally covered, to where at least $50,000 is still going to be owed, if not the whole sum because the insurer says your surgery wasn't as vital as you claim.

welcome to socialism /communism

stop being so selfish comrade, you need to sacrifice for your fellow proletariat

those people aren't for the good of the people, they are for the good of themselfs. fuck them.

Get charged fees for not paying the government for insurance... And Americans are still too dumb to realize they are being extorted by their government, something they rebelled against the crown over... Irony anyone?

Literally this.

What do you mean by this

Can I disregard insurance and just get a health savings account?

>$390/month

Bloody fucking shit cunting dick lords, what the blazing hell? There is NOTHING I ever needed that would cost that much... Holy fuck that's goddamned rent. Screw that.

>only like $40 a week.
>only
>ONLY

What the fuck? Please say this is all in pesos.

Just don't buy insurance. The IRS has no power to collect the Obamacare tax. If you ever get sick just go to the ER and give a fake name.

i make 11k a year, am 26 and live with my parents and cant get a job that pays more then 11 dollars a hour and now they are fucking making me pay 300 bucks a month i dont have..jesus christ, how are people like me ever going to make something out of themselves if they keep making us spin our tires through mud and then push us down into the dirt every time we get back up

>Just don't buy insurance. The IRS has no power to collect the Obamacare tax. If you ever get sick just go to the ER and give a fake name.
And you wonder why your life sucks. Stop acting like a faggot, and maybe things will take a better turn for you.

Obamacare made it illegal to not have (as in pay for) health insurance. Not kidding, whole thing was a scam.

Breaking News: Democrats still crooks

No there really is. America has 18 million illegal immigrants (11 million low count, 30 million high count). USA legal citizen count is 320 million.

We are over 5% illegal latino, primarily focused in the southwest. Combine that number with the legal ones who do the same practice and it gets scary. Also Affirmative Action subsidizes health insurance for blacks, US lawmakers think it's okay to have one race pay taxes to pay for another race's service.

Medicare.

The penalty is capped at like $2k-$2.5k and the IRS can only collect it by not giving you back your full tax refund. They can't actually come after you for it. So if you don't get insurance in your case, you're still better off by at least $4k per year before any medical bills. Are you gonna rack up $4k in medical bills per year? I'm in my late thirties and I haven't cost that much in my whole adult life.

>I haven't cost that much in my whole adult life.

This is a large chunk of the problem. You have healthy people getting fucked over because illegal spics, plus shit like mega-fatasses, chicken-mawing sheboons, white trash with ten baby daddys, chain smokers, reckless morons, and all these goddamned old cunts who want to be kept alive until 110 even if it costs 10k a day in medical bills. Healthy people get fucked over. We need to massively increase fees for being fat, smoking, not exercising, drug use, etc. Right now you are paying for shaniqua, pedro, pedro's ten kids, bobby joe and martha, and every tweaker and doper. Penalizes people who care and offers no incentive to reduce your strain on the system.

How so?

My understanding is that cheaper plans just have higher deductibles (7, 9 grand). So you do pay more out of pocket but in the event of a $50,000+ emergency, the vast majority of the cost is covered by insurance. Is that wrong?

Because preventative medicine works

Homeless people dont pay taxes. Why should rich people pay more?

You cant get into harvard with a c minus average

Wow you guys lack reading comprehension.

I said it was designed to fail. The quotes indicate someone else will be saying it (Hillary Clinton).

The free market was working, if we cut the regulation it would have worked better.

Obamacare is a mess that was designed to fail.

You get what your government pays for

Did you vote for Obama?

you get in-network discounts, so there's that.

>he still believes the 11 million number that is over 10 years old

Its probably like 30 million, and that's low balling + all the legal immigrants who are still shit

Canadian healthcare is shit, ours is fucked up, but I'd rather not die on a waiting list in Cuckland

>We need to massively increase fees for being fat, smoking, not exercising, drug use, etc.

B-but muh pre existing conditions!?!

>free

I don't think you understand what this word actually means. It's called the Affordable Health Care Act, not the Free Health Care Act.

>government health insurance

More words you clearly don't understand. The AHCA does not provide government health insurance. It forces people to buy private health insurance, and pay out the ass for it.

And no it's not the lazy who are being punished here. If we were lazy then we'd just quit our jobs and sign up for welfare and Medicaid, problem solved. It's working people, who wish to be productive members of society, whom you are getting erections, from the idea of seeing punished.

Remember, the (((insurance industry))) is the real victim here, goy.

Your anger is misplaced. Most people with jobs already got their insurance through their employer, and were little affected by the ACA.

Stop creating strawman arguments or being scared of bogeymen.

Not all jobs provide good insurance dude

>Not all jobs provide good insurance dude
Sounds like an issue to be taken up with your employer. Stop blaming the government for every problem in your shitty life.

>government imposes a law that negatively effects people
>stop blaming the government
Wew lad

>getting health insurance negatively impacts people
>making health insurance cover more claims negatively impacts people
>making health insurance more fair and transparent negatively impacts people
Wew lad indeed.

You must be chomping down those red pills, fatty.

Nice fallacies CTR

Health insurance does negatively effect people if it's forced and doesn't actually cover anything

More claims means nothing if it doesn't address the costs of both the insurance and the cost of the treatment

>making health insurance more fair and transparent negatively impacts people

This is just you baiting for (you)s

health insurance does negatively affect people when theyre forced to pay absurd amounts of money for something they dont want. Nice try tho

>Health insurance does negatively effect people if ... doesn't actually cover anything
That's funny, because the ACA actually EXPANDED coverage, by law. Sorry that doesn't fit your cut-and-paste Ben Garrison narrative.

People don't want to pay for roads, but they have to.
People don't want to pay for the military, but they have to.
People don't want to pay for police, but they have to.
Etc. ad nausium.

Grow the fuck up, child.