Britfags
Any advice for getting cheap car insurance? I'm over 25, been a named driver for over 3 years on my moms car with no claims and just bought my first car with a fairly low band. I'm still getting raped on prices, even on comparison sites. Also, the cheapest quotes are from companies with horrendous reviews and terms etc.
I accept my first year or 2 is going to be pricey and just hope I can build up some No Claims. But is there any way to reduce the fucking cost?
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Bite the bullet and go on your own name. As your 25, it'll be a bit cheaper. Good luck
Yeah thats what I'm trying to do, get insured in my own name for the first time. Average quote is still £600-700+ before breakdown cover.
Car only cost 2 grand
How much you paying and for what car?
Get a better job, that's nothing.
>Any advice for getting cheap car insurance?
Move. I promise your post code is fucking you over but there isn't much you can do about that. I paid £750 at 18 with no NCD and now that I'm 23 with 4 years NCD I pay a little under £250. Country life innit.
That's pretty cheap. Can't wait until my insurance goes down to around that after a years driving.
I drive a Corsa C 1.2 I bought for £800. My insurance is around £1800 this year.
I was too dumb of a NEET a few years ago to realise I could have learnt to drive earlier and not drive until I could afford a car and my insurance be cheaper.
Problem is, I currently live in a well off area with no crime. In a couple of months I'm moving to a shithole area on the other side of town.
Put your mum on as a named driver.
Car locked in garage overnight.
That's good for no no-claims.
DO NOT GET BREAKDOWN COVER THROUGH THE INSURER.
I cannot stress this enough. They can refuse your ass when it's unprofitable, and leave you there. Go with Green Flag, the AA, or RAC instead of whatever two-bit subcontractor they want to give you.
Also, don't hit anything or get speeding tickets for the next 5 years.
I did both last year, and got gouged this year for the renewal.
>age 25
>complaining about £600 insurance
Fucksake OP
At age 19 it cost me £2,200 to get a 1.4L Renault Megane insured.
In 10years I have probably paid close to £13,000 for car insurance and most of that came in the first 5 years, but it came down dramatically when I turned 25 as it was all under my own name with 0 accidents