Can i get a bank to get me this car if my credit score is 700s and im 23

Can i get a bank to get me this car if my credit score is 700s and im 23

>2004
No.

Even if you get loan rate will be very high. Credit score can be high with younger people because you have low dept. I am not saying that is your situation but that is most common.
Score is one thing but you will need to have income to prove that you can afford 44k car.
If you want to take ur 700 score to next lvl and you need car, just lease a nice car.

pay cash dumb faggot

Why would you pay cash when manufacturers are offering 0% on most cars.

why would you pay that much for a car that can't corner and is only worth maybe 10 grand and has such terrible reliability that it makes land rover blush

I'm gonna go out on a limb here, and say financing a 13 year old Dodge is probably a shit idea, whether you can get approved or not.

>such terrible reliability
stop with the unreliable memes
you fuckers say this about literally everything you can't afford
stay in your miata containment thread please

Doubt it, not legitimately at least. The easy workaround is a personal line of credit.

except dodge has some of the most unreliable cars on the planet these days

>he reads 30 reviews
>thousands of their cars produced
>has probably never driven one
welp it just MUST be unreliable, top gear said so!

user, dodge/chrystler/jeep has been well know to be shit for decades now.

jeep is I'll agree there but take your memes elsewhere
this board throws 'unreliable' around like everyone else does with 'cuck'

You're probably close. I got my first car loan for $40k when I was 19, credit score of ~720.

nigger i don't think any manufacturer is offering 0% on a supercharged 2004 viper

Get on your knees like Milo to buy a car like this

>getting a loan for a car
dumbass. invest your money into something then buy the car with the profit. it might take longer but the end result will be better.
there are only 2 things you should get a bank loan for. a house, and a business. and I can guarantee you're not gonna use that car as a house or as a reliable money maker.

>2004

No bank will finance a car that old.

>invest your money into something then buy the car with the profit

or keep dreaming after the investment loss

knowing OP that's what's gonna happen.

>own a shitheap for years and years just so I don't have to finance
Yeah nah

The butthurt is real

>own a shitheap for years and years just to end up with a new viper
nah yeah

Did you really think that's what I meant ? How dumb are you ? Of course there is no 0% on used car

>for years and years and years and years and years and years and years and years and years and years....

You're not even thinking about this OP. Forget the payments on that, even if you can get it financed. If you're 23 the insurance rates will, I guarantee you, be more than the car payment. I'm tempted to run the numbers on Geico for shits and giggles but I might break the site.

You'll probably have to take out a personal loan since the car is 13 years old

Nah he could get Gateway or some shitty 3rd tier lender to do it but they'd jack his interest rate through the roof because they know they'd only get a year's worth of payments out of him max before he wraps it around a telephone pole.

how much do you make per month?

I'm 25 been working for one year stable 50k income.

Credit limits amongst my credit cards are over $20k combined most 5k limit minimum

Student loan and phone bills.

Credit score 740 but unsure if my history is any good or if my score is due to my young age

OP's unrealistic financial plan had me thinking... I have and am about to get a decent chunk of money, I owe about $8k still with about 2 years left on a loan at 2%, I've already paid off all my credit cards and beside the car, I only have debt with my house mortgage

should I bother paying the car off now, even though it won't be saving me that much in finance charges?

also, should I be taking advice from 13 year olds on Veeky Forums?

Your local credit union will probably give you a loan. Biggest down payment you can possibly give helps a lot.

>most
Not any of their performance models.
Unless you consider things like the gti/fist/ecoboost mustang "performance" trims.

might be able to get a loan through a lender specialising in exotics.

...

>tfw got a 2% interest rate on my 2005 s2000

Feels good anons

why do people take loans for cars they can't afford?

If you can't straight up pay for the car, don't buy it.

especially if its an old sportscar.
Might have a "cheap" inicial purchase price but maintenance isn't cheap, even for an american car.

They are, tho.That's literally what they're called.

It really all depends on what's your monthly income now. Any lender that is somewhat serious about lending you money will look at what you make now. How much are you putting down?
Getting a loan won't be easy, but not necessarily hard. Look at penfed. Great rates. But more you need to have loaned the harder it will be.

Meh just a kind of peppy econobox.

The Golf R never goes on 0%.
Nor does the sti.
Or the Mustang GT.

The actual performance cars never do.