Insurance payout for a totaled car?

So I was in an accident today. My car is essentially totaled. An adjuster still hasn't looked at it yet, but it's pretty obvious that it is in fact totaled. The other dude ran a stop sign and I t-boned him, so I'm not at fault. He has Geico and we have AAA. My car is a 2015 Corolla LE, we bought it new for 18k. Ran a KBB check and it's worth $13k used right now. Is this going to be the payout? Cause it's not enough to buy a new car again.

>inb4 buy a 3k Civic
No way in hell would a 3k Civic let me walk away from that accident with no injuries

you are getting 13k max m8y

>mfw i bought a used car for 6900$ and its fully insured and will payout 10k


basically get a used car and shut the fuck up

buy a 2015 corolla LE, thats what the payout will be for, not a new car

this. you didn't wreck a new car. get gap insurance next time

>No injury
You clearly don't know how to milk cash out of insurance

I ain't about to deal with a lawsuit if a doctor finds that I'm faking it.

In a 3k Civic there won't be much faking

Yeah maybe I would like to walk and not live in a wheelchair all my life.

You'll be able to walk, you will probably have to deal with whiplash, concussion, cracked ribs, kidney damage, nausea, digital numbness, anxiety, loss of visual acuity, dizziness, occasional nosebleeds, joint inflammation, tooth decay, sore throat, bronchitis, organ rupture and halitosis.

............