Have only had car for 6 months

>have only had car for 6 months
>4 years of payments left
>fun, quick, and perfect for my needs
>still can't stop thinking about what I want next or what I could have got instead

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usatoday.com/story/money/cars/2016/09/06/car-loans-now-top-1-trillion-delinquency-rates-rise/89911210/
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>consumerism
how does it feel to be a sheep?

You can always trade it in or sell it to pay off the bulk of the debt. Hopefully you didn't buy it brand new

buy cheap, barely running shitboxes instead.
For every payment you make you could get another one.
Oil change scheduled? Nah, buy another car instead.
Battery dead? Next car.
Rear-ended someone? Run, drop car in lake, buy another.

think about mods for your current car instead

> More than three years of payments
Wow.

>buying new cars
lmao, I bet you also have a Nintendo Switch.

>pay for 2013 in cash
>0 payments left
>already want to buy a shitbox project car that doesn't run

>payments
American problems.

>implying yuropeons pay cash for the 1.2L saxos

u fucks are poorer than americans

Whatever you say, just keep those payments up or your bubble economy will crash.

usatoday.com/story/money/cars/2016/09/06/car-loans-now-top-1-trillion-delinquency-rates-rise/89911210/

Europeans hold onto their cars 3x more than Americans

>implying i didnt buy my car with cash


credit does have its uses though faggot, namely buying a house

>citation needed

he'll just pull one out of his ass

...

You should have bought a Suzuki Swift Sport and spend the rest on a nice exhaust and gas money for road trips wherever you please.

Don't worry user you're not the only one...

>had a car for 2 months
>paid off 50% of the 5 year loan in 1 month
>paying off another 40% half in 5 days
>can sell it locally for more than what I paid for it
>could sell it and buy a Corvette instead

It's a good idea to not get fucking raped on a new car and buying a slightly used car at 50k miles instead.

Mad bummer. Bought my car for 5500 cash four years ago. Can't even think of what would make me want something else. But I have shit taste.

Abo pls go

>paid for 2002 shitbox in cash
>got a non-op shitbox in my driveway
>already thinking of next shitbox to buy

I've only had my car for about two years. It's still in pretty much perfect condition - runs great, decent gas mileage, will probably run well for years to come.
I've still been looking at new cars.

When I bought it, all I was doing was driving back and forth to class (less than 15 miles) so it was perfect then.
But now I have a job that's 50 miles of interstate in the morning, on roads with speed limits of 75 and the flow of traffic is 80.
She's eager to try, but I know that running at 80 for long stretches each morning is a beating on my poor baby.

I need something with a little more power.

I bought a Lexus IS 350 last April for roughly $16k.

Only $500 left on the loan and I'm already wanting to upgrade to a C6 Vette or something haha. Haven't drove manual in a year and getting antsy...

My old Civic would start shaking after 80 MPH lol

I did take it up to 115 couple times. Scary.

should I lease a 2017 Civic sport hatchback?

>leasing a Honda

It's a Fit. It handles 80 with no problem - even 85.
I can run at 90 for short bursts but the engine, road noise, and wind is too much so I need to drop it back to 80.

It's just at 110hp, I worry I'm demanding too much.

nice one tripfag, copying my posts

>buying a disposable car

blow me user

kys
furfag degenerates will hang on the day of the rope

K

This is how you remain poor. If you can't pay for it in cash, then don't buy it.

>paying in cash instead of using a low interest loan and using your money in a way that returns you higher rates
good goy

As far as returs go, a car is a car is a car. Cash means no interest means highest return on investment. Dumb goy.

wrong
you don't want to lose your liquidity
get a low rate loan and invest the cash to pay for the loan and to get a small profit over it
be the king of debt

>new car
>0% interest
>3000 off
>sold private so I don't get screwed on trade in
>12000 down

Did I do good?

>buying a new car instead of spending $30 on an oil change

Also building credit and establishing good relations with our Jew overlords will pay dividends for you when you need a house eventually

>not buying a shitbox so you can daily drive it into the ground

Debt is like electricity, if you respect it and understand how it works it can actually be beneficial. If you don't, you're going to get shocked.

This made me kek.

>could have bought a new car/truck
>even drove a few just to see what's out there
>bought a $300 corolla and put $200 in repairs into it instead.

Try investing your money or starting a business instead of wasting it so you can have a shiny fucking car.

>not waiting at least a year to reap the credit benefits
>a few dollars in interest to boost your score
Tard.

ib4 whatever excuse

>literally getting a long term rental car
Buy a fucking $1000 car.

>4 years
M8 try 7 years. My payments are 375/month

Why would I buy such an unreliable money pit that's waiting to leave me stranded and that has most of its electronics out of working order? It's better to just lease.