How do you guys not get ass raped by insurance? I'm 19 and buying an s15 spec r. Buying it for around $16k (thats the listing, probably will be able to haggle). Insurance companies have a maximum cover amount for it of $13k. Minimum $2k deductible. I've been quoted between 3.5k and 4.5k/year to get comprehensive insurance.
My only option is to get it under my dad's name and pay $1.7k/year for comprehensive but that's still a fucking scam desu. You can get yourself into much more danger with a v8 but insurance for these is much higher.
>how do you guys not get ass raped by insurance >I want to insure an S15 Silvia Spec R
Pick one and only one.
Evan Phillips
by not being a 19 year old snotnose cunt
i was 23 only paid $1500 a year for a modded gtst and i pay around the same for a SS commodore now im 26
shop around, try aami
Charles Reyes
Yeah aami has been the best quote so far. I've gotten straight up refused by GIO and a few others.
Samuel Reed
gio can get fucked as nrma and budget their all shit
Just Car used to be AAMI until they went belly up
Grayson Allen
19. You will be arse raped regardless. Most probably will crash as well. Enjoy your S15
Hudson Clark
Any of you guys been to an auction house? I saw an ex gov Calais that looked all right on Pickles, so I might give it a suss next week.
Landon Campbell
Being the aust thread, might as well post this
Ryder Morgan
I paid $1070 for my WRX
Aami was quoting me like $1500 I think.
this is my first car at 27 years old
what's the catch with Bingle?
Oliver James
Join us in here to worship our god. The postie brain squisher. Falcunt.
Parker Smith
Bingle insures you on current market value. So they could say that your commodore is being listed on carsales for 12k, but since there's a small scratch on yours it lowers the value to 7k.
Also they have zero fucking customer service.
Michael Brown
>Sports car in Australia >Insurance not being rape
James Nguyen
sorry I meant I paid $1070 for full comp insurancd through Bingle for my WRX which they valued $11500
AAMI was doing like $1500/yr
Connor Smith
>maximum cover they run with market value. inquire about the specific car and they may adjust the coverage but don't get your hopes up. 16k is a fucking lot for an s15 btw even a spec r. i suppose most of them have been crashed and written off by now though so maybe they're a bit rare...
>$2k deductible fairly standard for a 19 year old. complain all you want but that's how the system is. try not to fuck up and need to pay any deductible, get a dash cam.
>3.5k and 4.5k/year the age comes into this a bit but it does seem a little high, probably just because of this particular car being fucked up by so many dropkicks.
>dad's name best bet. if your dad has an economy daily, get your name on his car and his on yours, you can nominate other drivers (you) and the only difference will be paying a different deductible which you should avoid getting yourself into anyway because you will be looking at even worse insurance rates if you have to pay one.
registration, insurance, fuel, enforcement... it's all very extreme in australia, there's no way around it unless you completely avoid the system - you just need to decide whether that risk will be worth it for you
Brody Baker
>want to have a go on the twisties >mt cootha is shit >mt nebo is an hour drive fuck me dead
Gabriel Baker
could have lost your license like falcunt
Thomas Cooper
come south brother mt lindesay, tamborine, beechmont, springbrook (RIP for a year or two for now though), numinbah (semi-RIP for a little while), currumbin area, tweed valley, kyogle, there are great roads down near and over the border
i could set you up with a nice day-trip if you want
Jayden Baker
waterfall way cunt
Alexander Butler
What's wrong with cootha?
Also mountains are shit for cops now because of all the retards up there ever since nag canyon racer or whatever.