How do you guys not get ass raped by insurance? I'm 19 and buying an s15 spec r. Buying it for around $16k (thats the listing, probably will be able to haggle). Insurance companies have a maximum cover amount for it of $13k. Minimum $2k deductible. I've been quoted between 3.5k and 4.5k/year to get comprehensive insurance.
My only option is to get it under my dad's name and pay $1.7k/year for comprehensive but that's still a fucking scam desu. You can get yourself into much more danger with a v8 but insurance for these is much higher.