So... I bought a Subaru WRX 2016 model with a loan, but I just realized I can't afford the gas + insurance + monthly interest.
When I went back to dealer they said they would buy it back for near HALF the fucking price. The smirk of the guy made me almost want to ram the car into the fucking building and set the whole place on fire. I'm fucked and planning to escape to Canada or something, because I cannot survive this. I'm really devastated and want to warn my br/o/s to never get a car loan
William Ward
>I bought a Subaru WRX 2016 model with a loan This is why I will always say "I dont hate Subarus, just Subaru drivers"
Gavin Bailey
>being poor sucks to suck
Brody Cooper
What if I told you that there exists another way...
>Join 'The Hive' and become a buzzing bee making dat honey.
Xavier Allen
Me too senpai it fucking sucks but I fell for it because I got tired of fixing unreliable shitboxes but now that I'm paying for this shit I realized that I could have been saving my money and buy a shitbox I actually want.
Blake Stewart
Now you know why it's a meme. Look at subaruWRXfan. He doesn't even own one. The car is shit with no value
Luis Nelson
I'll buy it from you for half + 1 US dollar.
Adrian Peterson
Where have I seen this logo beefore...
Aiden Davis
>Financing meme takes another soul
Jose Adams
just bee yourself
Nicholas King
>a loan is financing Retard
Anthony Cooper
it literally is
Xavier Price
congrats on being a fuckibg retard who is unable to do basic math before going into massive debt on a depreciating asset typical wrx owner right heee
Jayden Green
>heee
michael jackson? is that you?
Logan Russell
Right, i drive
Samuel Reed
He recently changed his YouTube channel name to Matt Maran Motoring. I guess he was getting called out for that too many times for him to bear.
Cooper Smith
I kekked
Elijah Wright
A subaru is just a cheaply made rigid fast shitbox
You should have bought an older model and maybe just Impreza, no WRX bullshit.
Daniel Nguyen
Fuck you nigger now I can't stop reading that in the south Park version of MJs voice XD
Gavin Perez
How fucking retarded are you?
Jose Murphy
>insurance Drive slowly through a crowd of protesters. They will fuck up the exterior enough to total the car. And you get to tell the cops the truth.
Jeremiah Roberts
I don't understand, did you lose your job or something? You didn't just buy a car without doing any research on insurance or writing out your monthly expenses compared to your income did you? Are you a college grad or an enlisted military guy?
Xavier Bennett
A clean used wrx tends to sell for a few thousand below the price of a new one. Just find a buyer and take the hit as a lesson in doing the math before you sign the paperwork
Brody Rogers
They are really easy to sell too.
Jordan Rivera
This. Get your ass online as a private seller now. Although I wouldn't be surprised if someone took advantage of your stupid ass
Ethan Moore
>financing a depreciating asset
Brayden Sanchez
>financing
Christian Brooks
Did you not calculate the cost of ownership before you bought the car?
Chase Miller
>Average Subaru owner Nothing new to see here folks
Juan White
>monthly interest That should have been factored in with the whole loan and should not all of the sudden be a suprise. If your payment is 450 bucks a month it should stay at that for the life of the loan not be 450+ monthly interest. What type of shady loan shark did you take money from?
Nolan Myers
Nice bait. I almost believed it.
Jason Stewart
I did, but the fuel usage is much higher than on paper. I also forgot to calculate my rent in my monthly expenses. I have to take the bus next week because I don't have any money left
Samuel Hill
Life's hard. Its even harder when your stupid.
Christian Kelly
fake and gay
Brandon Campbell
Then you clearly didn't calculate correctly. Was high school that difficult for you?
Logan Johnson
Which dealer are you selling it back to, so I can get a wicked deal on it.
Zachary Lopez
Lighting it on fire would be easier than Canada.
Jacob Bennett
>in b4 OP actually does it and Veeky Forums gets on the news again
Jacob Nelson
This is some low quality b8, bread on hood or GTFO.
Brody Cook
Im in the same boat except i bought a BRZ. Also I can easily pay for it. Just wish I got something cheaper so I could spend more money traveling instead of having a fancy car.
Theres always bankruptcy!
Christopher Sanchez
>I forgot to include my largest expense. Then live in your car nigga
Xavier Ramirez
Probably some joke finance program of "no interest for the first 6mo" or the retard owes a balloon payment or something.
Jews are crafty, but they don't even have to be when dealing with people dumb enough to do shit like that.
Jonathan Ramirez
>but the fuel usage is much higher than on paper
Really? 'cause my '17 wrx averages 26mpg all city driving and was well north of 30mpg last bit of highway driving I did.
I mean that's kinda shit compared to a modern FWD shitbox but for a kinda fat AWD sedan it's doing alright.
> I also forgot to calculate my rent in my monthly expenses
Oh so you're retarded?
Carter King
You wouldn't get a deal on it because the dealership would just drop it on the lot $1000 below MSRP like faggots. Subaru dealerships are assholes.
Jayden Martin
just default on the loan you idiot. you're clearly poor enough that having a bad credit score for a few years wont bother you.
Luis Parker
Getting a judgement followed by a garnishment might bother him.
Cameron Ramirez
>default >file bankruptcy if they proceed with legal action done
Dominic Clark
Just park it in the ghetto with the keys in it and be done
Hunter Brooks
>fell for Subaru meme
Christopher Lee
>default >file bankruptcy Bankruptcy judge may find that he can afford to continue to make reduced payments.
Eli Adams
yeah? and the judge might also find you're an faggot so there's always that.
Angel Anderson
>fell for the forced meme
Aaron Butler
Vape juice is expensive. Lay off that and you might be able to afford it.
Cameron Hall
>Year of Our Lord Two Thousand Seventeen >Not making thine own vape juice
I beseech thee not to conduct thyself in such manner.
Jeremiah Mitchell
Enjoy your random Chinese chemicals.
Jose Watson
You bought the wrong one. I bought a new STI, financed $33,000, a few years later, it's paid off and worth $30,000.
Levi Butler
You have a job, yes?
>Get a second job. >Work 2 jobs for 6 months to a year, >Make double payments, >Refinance for lower monthly payment.
Inb4 OP whining like a little bitch about how he'd rather declare bankruptcy than work harder to keep what he has.
Working 2 jobs isn't impossible, it just sucks. But some times it's the only thing you can do.
Landon Rivera
Everybody learns. Some people have to learn the hard way.
Noah Diaz
lol u for real bro
Brody Morris
Tell us what you owe and what the monthly payments are.
Jonathan Ward
Breaking Bad
Anthony Cook
He would still owe a couple thousand and have no car. This is why you don't go upside down on assets.
Xavier Nguyen
Trade it for someone's 3k civic + cash and yeah, owe a few grand because your dumb ass didn't do the math first.
Carson Adams
Haha you fucking retard. Never pull a loan out on a vehicle unless you can afford it. Best you can do is eat some negative equity on it and downgrade to something else.
Hudson Johnson
>not using all american produced ingredients with MSDS sheets
Your move.
Jacob Stewart
Obvious bait is obvious
Insurance fraud or no balls.
Jackson Carter
This didn't happen.
Lincoln Brooks
This is actually fucking genius
Hudson Harris
dude, just understand your limit.
you didn't and i'm sorry, but you're going to lose money on this thing. some places let you trade in cars and pay off your current loan. go get an econobox for a few years man....it sucks.
i'm sorry this happened to you, but it's not the end of the world.
Ayden Jones
I'm intrigued, what is this all about?
Ayden Morgan
WRX hold their value insanely well, just sell the thing and do the paperwork at your bank who has the title.
Jace Brown
>I just realized I can't afford the gas + insurance + monthly interest
How did you realize that after the fact? If you're not losing sleep doing research and ruminating over every detail, you are not doing it right. Sell it now and you probably won't see too much of a loss.
Luke Lopez
how do you go through the process of driving to a dealership, looking at cars, finding one you want, calling your bank and asking for a loan (or however that works, i've never financed anything because I'm not a nigger or over 30 and "smart with my money"), and then getting the loan, telling the dealer, sign all that paperwork AND THEN realize what you can afford. Like dude this is either some kind of b8 or you're just an exception because of how dumb you are. Fucking nigger.
>pic related >what you should have got instead because I can't imagine you're intelligent enough to handle an actual vehicle
Dylan Gutierrez
>but I just realized I can't afford the gas + insurance + monthly interest + vape supplies
fixed
John Reyes
>he didn't have his dad buy him a wrx for maintaining a high GPA in college literally lmaoing @ u
Daniel Ramirez
>he sold the Mustang that was paid for by his fans!
Samuel Davis
the best part is that his cuckstang got wrecked twice after that. kind of like karma tbqh
Levi Wright
Sell it privately you dunce. WRX are easy to sell. Every used one i see on dealer lots is listed way above blue blook. You literally have one the easiest cars to sell used for a good price.