Insurance

Threads about cars are nice, but what do you guys do to keep them legal? Let's see what Veeky Forums pays per month to keep their phatty whip on the streets. For me:

>23 yo
>Civic coupe '16
>Full coverage for 78 burgers a month
>Ohio unfortunately

what do you back your car with? you don't pay more than 200 a month do you? right?

pic unrelated

94 Accord I just bought
Switched companies because Geico wanted to raise my rates
Old car was 120 Accord would have been 160 with Geico. Now I'm paying 95 with new company

>23
>'98 Boxster
>full coverage 83 canuck bux a month
>living in the greater Toronto area
Insurance should be 4 times as expensive for me here, just gotta swallow my pride and list my dad as the owner and primary driver, at least for another year or 2

>you don't pay more than 200 a month do you?
$350, actually.
But that's an agreed upon value insurance policy, not a stated value one.

I'm gonna be honest I don't know what that or Google is

It means you and the insurance company agree on the value of the car beforehand. If it gets stolen/totaled, that's what you get, not some shitty blue book estimate.

91 Ranger $46
87 300zx $50
25
KY

94 Cobra - about $40 (state min.)
08 Grand Prix with a grenaded trans - about $80 (state law makes me keep insurance on it fuck them so much.)

fuck you

>20y/o
>'03 Is300 sportcross
>full coverage 140 a month
>arizona
they didnt charge me one month now i pay 220 a month until the month is payed, fuck them

25, FL
Pay around $70/month for my 88 300zx

CTS-V has full coverage

>2015 honda cb500f
>19 y/o male
>$83 a month full coverage
and that's stupid high for a motorcycle too

35y/o
'14 Focus DR Hatch
Full coverage (one tier above state min. liability requirement) for $100 per month.
Missouri

My ins is a bit high because of an at-fault accident just under a year ago.

04 Ranger $70/month
66 Mustang $10/month
25
Arkansas

I live in Florida. I can do whatever the fuck I want as long as the headlights and taillights work.
no emissions, no inspections, nothing. I'm free to do whatever the fuck I want except use red
underglow neon, which is fine because this isn't 2004.

>not wanting red underglow
how else are you going to get that miami vaporwave look

but you can't do mayonnaise without eggs

>they didnt charge me one month now i pay 220 a month until the month is payed
wew
can i ask: what company?

>miami vaporwave look
flamingo pink and cuban blue, bruh

what the fuck is egg free mayo

>mayonnaise without eggs
this is what hippies believe
they're hopeless

>24
>15 toyota tundra
>193 canuckbucks a month

gotta love icbc

mayonnaise is the most disgusting shit ever

If he's not the primary driver and you have an accident, they're just going to void your policy lol.

They might refund your premiums, but more than likely you'll just be cancelled.

We don't fuck around if you've lied on the application.

AV policies are good if you have something rare or hard to repair/replace, like SCBros Skyline. What do you insure under it?

Do you only drive the MR2 on the track? $200,000 liability is fuck-all mate, some nigger with a slick Jew lawyer could wreck your shit in an instant if you cause an accident.

They said it's JUST Mayo, they didn't say it's missing anything. Just means they didn't load it with anything else, like broken glass or toenails.

it's written eggs free on the bottom
that's because you didn't taste a good one
pic related is good
but it's always better to make it yourself

Why would you want mayo without eggs? Are you some kind of beta vegan manlet?

It's important to make sure something with a family died for each meal you consume. Ensuring others are sacrificed for your longevity is the only true way to achieve alpha demi-god status.

what state

>buying the new civic
Kys

where in bc are you?
>17
>90 miata
>Some absurd amount of money

what ? i just said you can't make mayo without eggs
because it written egg free on the "just mayo"

>19
>03 350z
>$240 burgerbucks
>FL

Okanagan.
Thats with 300 deductable and 2 million liability.
And I'm almost at the max discount.

21, uninsured. I called four places last week, the only one who has given me a quote so for is geico. they quoted me 100$/mo for the state minimums so fuck that.

>28
>2002 Hyundai Coupe
>£380~ a year
>englandland

IT'S TAPE

>18 yo
>1999 Pontiac Grand Prix
>Unlicensed, uninsured
>Nebraska

I don't even have a driver's license.

>move out of mommies house when I was 17
>be on her insurance for liability
>assert myself as a policy holder in her name
>she's divorced so they assumed I as the husband
>anytime I buy a new piece of shit bucket, I just ring 'em up and add it to the policy
>she never notices
>my DL still shows her address

I don't pay shit.

guess I should add, I'm 25 now and this is still how I get by.

why

06 mustang gt, $66 per month

>26, 28
>14 gen coupe, 86 300zx
>~1000/6 mo
>nevada
>I have a spotless record, wife has 2 at faults in the past 2 years including 1 total
god damn women

23,$25 on a 01 F350 XLT Diesel

because he's a dumb fuck and doesn't understand the world yet.

>tfw live in NH
My boomer dad has gone 50+years with no insurance, has never caused a crash. Being under 25 with a shitty job and never drive out of state, i'm on the fence of insuring my 500$ daily beater for 4 times its worth. I contacted the old man to get an insurance quote for shits and giggles, the company (progressive) quoted him 125 a year on my RWD shitbox in comparison to 2000+ im getting from most companies, fucking lol.

>26
>09 Civic Si, 88 Mustang GT, 03 Yamaha FZ1
>Rear-ended this armenian skank last year who got chiro treatment and sued
>went from $98 to $130/month now
>LA

Lol
1990 Miata
20 M
$52 /month, Geico with ABSOLUTE bare minimum coverage.
So little in fact that I had to sign 2 waivers stating I was absolutely sure I wanted to do this.

I'm 22 with an 08 350z and I pay $299 a month, also in FL. So don't feel too bad, price sounds about right.

For example
Bodily Injury, 15k per person, 30k total
Property, 15k

LOL just make sure you die if anything bad happens. best of luck

Wow, calm down. What, you work for an insurance carrier or some shit?

My fun car, just an old two seater.
I doubt a standard insurance company would ever give me close to full value, so I'm ok paying an increased rate to make sure I get it.

UK
BRZ turbo
full cover £420 a year. $47 a month. £200 excess.
69 type 14 KG $6.70 month.

>22
>Mx5 (rollbar, exhaust, coilovers, bucket seats and harnesses, intake)
>2 years NCB + 1 non fault claim
>£900 (any cosmetic mod can be added free of charge or any performance so long as I don't pass 180bhp)

2009 Civic Type-S
89€/month full coverage
France

But here's the fun part :
Up to 100 million in civil liability.
Up to 1 million for personnal injury.
No deductible for broken glass (but 300€ for damage due to terror attack, part and parcel, etc).
Free rental car for a maximum of 12 days if the car is immobilized due to repair.
Towing up 212€, no minimal distance.

>33
>05 Celica $58 per month
>2016 Challenger Hellcat $120 per month
Full coverage. I had a 2011 Corvette before bought my Hellcat. Vet was $150 a month, no idea why it was more than my Hellcat.

>Terrorist insurance

The absolute state of Europe

FD3S
Single turbo / ~400hp
£500 insurance
£20 a month road tax
£50 a year 'MOT'

My car doesn't even get on the ramps for the MOT.

Fuck me that's expensive for a MX5, who are you insured with?

>If he's not the primary driver and you have an accident, they're just going to void your policy lol
Why would they do that if I'm on the policy as well?

1998 Peugeot 106.
36€/month.
That's the full value of the car over 3 or 4 years.

>19 y.o.
>'03 Ford Ka
>£430 a year with a BBB (Big Brother Box) - comprehensive
>'07 Honda CBR125 scooter
>£600 a year - third party w/breakdown cover, legal expenses, helmet & leathers, personal injury
My arsehole hurts. At least my dad paid the insurance for the car. Think I'll be getting rid of it soon once the policy expires.

t. armchair insurance broker

>25 yo
>Evo X 2013
>Full coverage is $70
>Chicagoland Area
It's not that bad, dropped down $200 since the last payment.

>32
>2006 Mini Cooper S
>$288/month
>Philadelphia, PA

That's with greenlight (with a member's club discount). It was £750 last year with one years NCB, but it was written off when a pensioner went into the back of me so they cranked the price up. Next best price I got was £1200 from elephant on a 10 month policy, so 900 for 12 from greenlight was my only viable option.

>24 years old
>2008 Audi A4
>$300 per month via Nationwide
>Orange County/Santa Barbra, CA

About to get a new car soon once I graduate, any thoughts, I was leaning towards the new Lexus IS.

34
'03 toyota echo
About $50 Canadian. Full coverage. I'm not sure exact number as it is combined with my home insurance. Record is squeaky clean.

22
2003 Mazda protege
liability only for 82 syrup pesos per month
>Calgary

I'm poor and haven't had time to go to the DMV to get my license to get insurance because I need to work to live and the only DMV that I can do a driving test at closes at 4 in the afternoon. That said I did just change my schedule for next week so that if I take a half hour lunch I can try to make it to the DMV before it closes and probably still fail the driving test because I only started driving 3 weeks ago.

full comp
$1200 aud/year with a $2000 excess

found out the hard way a few weeks ago it's actually $2400 in excess
however it's getting a full respray which I've been quoted $5-6000 for due to prior damage

insurance is a very good thing too because I caused several thousand extra to a large chain link fence

before
I was sad when I realised the only photo I had since adding the hardcover and fixing the wheels was dirty

>24
>Driving for 1 year
>VW Polo
>UK East
>100 bongs a month
>feelsbadman

Wish I would have got my license at 17 instead of doing other dumb shit

>Massachusetts
>24
>License 1 year old
>Owning any car, shitbox or not, means $300+ per month insurance


I wish i could afford that, til then i will keep dreaming of driving.