Poorfag PSA on Cars

Depends on the vehicle and the interest rate. It's not bad with a low rate and a vehicle that holds it's value. Something like a Tacoma where you can sell it at the end of the 72 months for a retarded memeish amount. If it's a cheap shitbox or a luxury car with high maintenance costs and depreciation then you might as well lease the thing.

>Even my 27 y/o shitbox truck is 70 a month and I have a perfect record, 25+ years
Where do you live? That sounds expensive compared to the rates I see in PA.

Git gud. My shitbox was half a week's pay to buy. Gross pay mind you.

Hyundai was doing 72mth loans at 0% a few years ago here in Canada if I recall.

>mfw 60m 0% because my credit is so great

>250 dollar shitbox
>it runs but the windows won't roll down

All the windows roll down but the in-trunk CD changer just died randomly in the cold weather.

>pic related

So, not sure of this is good, it seemed good, but I'm on a 60 month Loan for my Kia Soul.

3.95% APR, $200.76 a month. It was like, $12,995 new.

I think I did good. It's running strong and I only have 2 more years on payments, I plan on trading it in if the value is higher than what I owe.

Tell me how I did on my DD Shit box, Veeky Forums.

Great financially, terrible otherwise. Kia Souls are awful things. For 12k you could have had a lobotomy instead.

payment schedules over 48mo are pretty bad, the interest follows an increasing curve