What do you guys do about insurance? You all have cars, so I assume you have insurance as well

What do you guys do about insurance? You all have cars, so I assume you have insurance as well.

>so I assume you have insurance as well.
you assumed wrong

How much would insurance be for a 18/M driving a Chevy blazer 2001

Oh hay, posting works for me now.

More to the point, I've reluctantly had Nationwide for as long as I've had the car. In my narrow-minded world view, all I knew about insurance was:

1.) you need it
2.) it costs more until you pay off the car in full
3.) your costs don't go down until you've driven for 5+ years

After a prior spat with Nationwide several years ago, calling to complain that it's been over 5 years (why am I paying more for my paid-off car while a friend of mine is paying less for his just-bought, new car?), they switched me to a different agent and I was only paying something like $340 every six months.

But I've been noticing the past couple of bills that it's been steadily increasing. My last bill was $470 and now my upcoming bill is $495!
I thought insurance was supposed to go down when you've driven for so long in a car that's already paid off!

Fucking bullshit, I say.

I get fucked up the ass financially

what are you trying to ask?
how to get insurance?

Hook it up to my bank account for monthly payments so I don't have to worry about lapsing.

Oh also I moved from one state to another, which resulted in a pretty substantial cost drop. lol at fags in expensive states.

No, first I was trying to see if I could even post. I made a well thought-out post yesterday, but Veeky Forums was fucking up left and right.

My main point was whether or not there was any potential problem if I switch my auto insurance from Nationwide to Progressive.
Currently, Nationwide is increasing my rate for no reason. My car is no longer new, it's paid off, and I've driven for more than 5 years, those are the criteria that I was brought up to believe in which makes my insurance rate go down.
Is there some clause where my shit gets more and more fucked every bill?

I played around on Progressive's website, gave them all my details, and they quoted me at only 230-something every 6 months. I even added shit like Comprehensive coverage, collision with a $250 deductible, $40 per day rentals, etc. and it was still half of what I'm paying with Nationwide, the company I've had for 10 years.

I just want to know I can switch without there being some sort of hidden bullshit, like a hit on my credit score, or loss of accrued insurance points that could go towards the purchase of a new car, or whatever the fuck like airplane miles or something. Anything potential CON that would make me not want to switch.

I only have liability insurance (mandatory) which goes for $80 a year.

Ask an insurance agent.