Why is this shit so fucking expensive?

Also where you live and the type of car you're buying

Thats not very expensive if you have full coverage. I've seen MUCH worse. Granted I pay $88/mo with State Farm for one Mustang, but I'm over 25 with one accident that happened when I was 16, so that's long fallen off. I also have no driving infractions besides that.

01 silverado and a 94 z32tt. I've had a few tickets.

>tfw

Do you not know how insurance works?
The more risk you present, the more you have to pay because the more likely you are to have an accident that needs to be covered.
Young drivers are a bigger risk because they are inexperienced.

Because you have to have it.

new driver insuring 2 seater convertable as first car. I paid 300 for half a year.
This year its 170 for half a year.
Its because you americans are shit drivers with no driver ed or inspections on making sure the shitboxes you drive are actially safe. Leading to shit like stance.

United States of American America?

you're a youngfag trying to drive a big boy's car, so mr insurance man wants his due.

United States has some of the cheapest auto insurance rates of the West for drivers over 25.

Get a CDL. I pay 65 a month to full coverage a Boxster and Fiero

If you're in the US, you can also take online traffic school (DMV has a list of approved schools, and there are several under $10) and ask your insurance for a discount for having done it

>First year of insurance was £2600 as a 21 year old.
>Second year of insurance was £1800 as a 22 year old, 1 year no claims.
>Third year of insurance was £1600 as a 23 year old, 2 years no claims.

Sickening...

Just a heads up. Geico is a big insurer in the Gulf Coast and last summer the Gulf got fucked in the ass by the hurricanes. I have Geico and my insurance went up about $25 because of that shit. Check out ESurance, they quoted me $40 less than what I pay for Geico. Ill be switching if I cant get that fucking cold blooded faggot lizard to lower my bill.

What Car? I could insure a newRS6 Performance for that kinda money here. Full coverage.
M/25/Germany

>tfw your bimmer would actually cost $9300 a year fully comprehensive without no-claims bonus

2012 Hyundai Veloster, 1.6 Petrol - No turbo.

My first car, I thought I would buy this, as my first year of insurance only dropped to £2200 if I got a early 2000's 1L. I would have paid 2/3* more for insurance than for the car.

Iktf. $300/mo here
>22
>male
>Camaro SS
>1 accident + 1 speeding ticket, both from 4+ years ago

Are you me?

>one accident from 2012
>a flood car
>one speeding ticket
>7 trillion dollars a minute

This is for the sedan and a with a 4.0gpa discount too. Got a reckless 3 years ago

Yea? I pay about 350€ a year for my insurance in Finland.

Is this for liability insurance on 1 car?

i pay almost $400 a month

I sell insurance and can’t believe how bad these prices are getting

It's the jews

For full coverage, medical, and uninsured driver protection (was in an accident with an unlicensed, uninsured driver in the past. Fucker.) it costs me ~$400/yr for my motorcycle.

Christ now I realize why so much people don't want to own a car.

>car payments
>registration
>insurance
>state inspections
>fuel
>maintenance

I pay $26 a month for insurance.

what if i've never had sex

I pay less than that to insure pic related.

How old are you?

23

If you want to have a family in the future then your fine. If anything, your probably on the right track.

i thought you needed to have sex in order to have a family

Well yea, just try and pick a nice girl who can appreciate celibicy and build a solid foundation for her until you find her.

but i want to get my dick sucked

So get your fucking dick sucked motherfucker

>22, male
>1 accident a few years ago
>$280/mo for liability
on a fucking 99 toyota 4runner

nibba if i knew how it would have happened by now

> 22/f
> Got my licence in November, bought a (manual) car ten days after.
> Insurance is $27/month for full coverage, whereas my husband would pay a dollar more per month for my car despite having his licence for 12 years with no accidents in that time.
Not fair at all.

Don't accidents go away after 3 years tho?

Registration/Inspection is easy here in Texas. It's all online and it costs about $100 a year.

Places like CA is where you get fucked.

Get em out bertha you know the rules

>26, male
>1 accident a little over a year ago
>$200/mo

And I thought I was pissed cuz I have a 2009 4runner

There is most likely a local trap in your area that wants to give the succ.

>insurance was 1200/yr my first year
>800 this second year
Still alot but feels good that its going down fast

£350 a year for a supercharged BRZ, fully comp

YOU THINK THAT'S EXPENSIVE?

I PAID 1500 POUNDS FOR MY INSURANCE

I DRIVE A 2003 ALFA ROMEO 1.6 156

I think it's actually 2 years.

jew usury

>27, male
>no accidents since 2009
>$28/mo FOR liability
drivin a pos classic car

d-did i do good, Veeky Forums

>1L
how did they make an engine so tiny? microscope?

get fucked

think of how high of a cost it is for medical expenses.
fuck the property and fixing of cars.. 9/10 they get totaled anyways so they can make money off the parts.
The medical industry costs are through the roof and everyone just passes those costs down to the consumers.

>19/m
>driving for a year
>no coverage
>~$200 quote for full coverage
is this real life
do i even try financing a car

>be 29
>never a ticket or accident
>owned many bikes insured with the same company
>600RR
>$50/month full coverage
>Cruiser $10/month
>call about a 1000RR
>$225/month
HAHAHAHAHAHAHAAHAHAHAH. Fucking kids ruin everything. The "you can start on a 1000 if you go slow" meme needs to die because the number one reason for the high prices are accidents from teens and young 20's, then theft because poor niggers and spics buy them and park them at apartments.

>19
>financing a car
Enjoy your massive depreciation and debt.

???

>24, male, Ontario
>one ticket (gotta go fast) from last year
>car is a 2012 POS
>insurance covers nothing
>"only" paying 122,75$/mo.
All things considered, it's not a bad rate. Definitely way higher than it needs to be, but it's either pay them what they demand or I can't drive, so...

>28
>male
>one ticket from 3 years ago, another one pending court from last year
>car is a 2011 good car
>insurance covers everything
>only paying $117/month

But I don't live in Toronto either. That really impacts your rates, because of all the lousy chingchong drivers and shitty pajeet insurance scammers.

Paying $141/month for a '15 Camaro in Commiefornia. Honestly is quite affordable given I put a lot of miles on it.

Fuck driving in Toronto. I'm up in Sudbury, so besides the potholes and Winter, driving is pretty chill. But every now and then I need to go into Toronto for "business", and God damn those drivers are something else.

As soon as I hit Barrie there are accidents left and right, nobody signals, lanes are made up, and every driver is either an immigrant, teenager, or a woman. It's Hell on Earth, and it just gets worse as you get closer to Toronto.

That's what happens when top of the line race bikes cost less than a CPO econobox

I pay 1600 per year. 24 and drive 2012 RX350. Full coverage. No accidents or tickets. Tell me about it

Barrie is fucked now, it's just a Toronto with hicks.

I drove around Sudbury last winter and it was kinda fucked, but maybe because it was a Saturday morning. I used to live there but I was just a kid so never drove, I found the last time everything seemed really congested, especially around the 4 corners. I'd still rather live there than in Toronto.

rip

>also use grecko
>3 vehicles
>$622/year
AHAHAHAHAHAHAHA

You can adopt kids, though for a single male, that's easier said than done.

>nobody signals, lanes are made up, and every driver is either an immigrant
I flew into Toronto to meet my gf for a weekend and caught a cab from yyz to downtown this is 100% true. I was amazed at how bad it was

>2400/year
>Insures one bike and a newish truck
>1 accident, multiple tickets
Im a couple weeks away from 3 years of a perfect record. That'll help r-right guys?

i miss erin

>rule 34 literally caused esurance to stop using the character.

priceonomics.com/how-esurance-lost-its-mascot-to-the-internet/

Engineering prowess.

>Why is this shit so fucking expensive?
A ton of liars as customers.
The desire of management to have huge profits. Remember that most types of profit are stated as necessary expenditures. So a company can operate at small profit margins or even negative (loss) year after year and still stay in business as well as make "profit" for the management, stockholders, and instruments.

You would have thought that the huge decrease in corporate tax rate would hugely decrease the insurance rates or reduce the prices of goods and services. Apparently not. Most companies are just pocketing the difference as added "profit".

>Why is this shit so fucking expensive?
You might have someone in your household that is high risk. Insurance companies make assumptions that other people not listed on your policy may borrow your car because that's statistically what happens in households.

I had $140. I moved to a better neighborhood in a different city and changed insurance companies. It's now $90 for full coverage plus extra to cover loss of stolen items carried in the car. I still think it is too high as I have no accidents.

>88/m
>28, male.
>'05 Legacy 2.5i
>No accidents or tickets.
This shit is a fucking scam.

>priceonomics.com/how-esurance-lost-its-mascot-to-the-internet/

There's Flo of Progressive.

>This shit is a fucking scam.
Not after you see what types of medical charges appear. When people have an accident, they can go to a hospital or doctor for an examination. That is charged to insurance. Doctors know how to pad insurance bills.

I was in a hospital after minor surgery for an accident. Doctors came out of the woodwork to say hello to me and they didn't do any diagnosis other than ask how I'm doing. They can easily see from the charts. For that, each of them charged $150 or more based upon their specialty. It seems there's a ton of these grazing doctors and of course it's encouraged by any hospital or HMO or clinic because those overhead corps take a cut of the fees.

>I was amazed at how bad it was
Things are still relatively good. Just wait until huge deficits pile up after social welfare costs become unsustainable until taxes (and insurance rates) go up yet again to pay for programmes.

You think that's bad? They want 4000 a month for a 2018 GSXR. Granted that's full coverage and I have 2 accidents on my record but Jesus Christ they should just deny me instead of insulting me like that lmao.

United Services Automobile Association

Holy fuck these guys are absolutely amazing. Greatest insurance company I ever got the pleasure to deal with.

Also, depending on where you live, if the car is insured as a "weekend car", the price will go even lower. I pay $120 a month for full coverage on a Hellcat.

Why is Car Insuance so expesive in the US?

I pay about 450 eurobucks a Year for my E36 323i

£1800, 18 year old, for a VW UP. I know that feel too.

That's an up! not an UP.

My model has two Rs at the end and it's about that a year, no personal injury though.

Based 600s

Older riders crash them too
>I STARTED ON A 250 I'M GOOD *HIGHSIDES(

They're just crash machines. That's a lot of power for a vehicle that sucks dicks at cornering and braking but owns it when it comes to accelerating and reaching high speeds.

Sorry Hans.

gang banger inner city nigs and rural white trash meth heads who steal your shit
mexicunts and asian women who crash your shit

the melting pot experiment was a mistake stay white europe

lol $380/m here

>tfw switched from Progressive last month ($525/m)
>1 flood engine
>2 accidents (1 "at fault")
>22
>lic at 20

Goodthing I'm into the housing biz

>tfw not a girl
I'm going to put every car and insurance in my fathers name until im well into my 30's, fuck this shit.