One of these Threads

>age
21
>highest level of education
Degree in Cyber Security and Networking
>job
Programming at Low-end company trying to emigrate.
>pay
£28K
>total assets
0
>total debt
£39K
>other comments
Over 22K in Crypto from early adoption and working closely with mining and coin development.

where do you live where 10k cash is enough for a down payment on a condo?

>age
20
>highest level of education
2nd year math
>job
not working
>pay
no pay
>total assets
~28BTC
>total debt
0
>other comments
currently 3rd year math

By soon I mean within 12 months

But to answer your question, [Major Texas city]

I know the cost of living is cheaper in Texas than where I am, but how much do you plan on putting down (cash and percentage)? I'm in a similar situation but probably more like 15-18 months for me

>25
>B.S.
>M.S. student
>tfw poor
>8000 USD
>0
>tfw unemployable STEM meme degree

what's your degree? biomedical?

$20-25 K, 10% of full price. I'm going to work full time for another company soon and will piggyback off of the signing bonus for the down payment

>age
24

>highest level of education
B.S Microbio, Immunology, Molecular Genetics

>job
med student

>pay
lmao literally nothing right now

>total assets
1 vehicle, a few shekels of crypto

>total debt
let's not talk about it brehs :,(

>other comments
Personally i'm very disappointed in in PTOY. Could've been a huge revolution for electronic health records. Just imagine, your entire medical history, easily accessible on any platform whether it be Cerner of Epic, with a simple click of the mouse. It would help speed up the ER and treatment efficiency so much. Too bad it's run by some idiots.

>age
22
>highest level of education
bachelor degree in CS
>job
no job, studying for master degree
>pay
0
>total assets
~0
>total debt
0
>other comments
No debt because education is free in my country.

Thats awesome user, congrats.

>age
25

>highest level of education
bachelors

>job
none

>pay
none

>total assets
85k~

>total debt
0

>other comments
I just buy stock I feel good about and HODL forever

Just move to Texas for your own situation, no state income tax and plenty of work available

>age
28
>education
college
>job
software engineer
>pay
130k
>assets
a small amount of eth / btc. 100k between liquid/retirement investments.
>debt
none
>other comments
california = life of wage slavery. fuck this place. there is a quickly closing window of opportunity and you are either rich or poor. the housing market is a ponzi scheme

>23
>soon an MA
>none
>see above but I'm getting a small amount of money as a pension for my mom's early death
>about $14k in fiat and crypto
>0, education is free in my second world country
>additional information: none

I'm in Florida now so no income tax but way higher cost of living. But to be completely honest I was already thinking about it. Way more industry in Texas, the reason I Have to wait 15-18 months is that I want a promotion so if/when I move i can get a higher paying job.

>age
25
>highest level of education
Masters degree in process (Finance)

>job
unemployed

>pay
nothing

>total assets
A Macbook pro and a 1000 USD gaymen computer

>total debt
$30,000 student loans, thankfully no credit card debt

>other comments
American, but doing my masters in another country, if i cant get a job due to visa restrictions i might be homeless soon.

28
NEET
2k neetbux/month
15k
0
I live at home, my mom brush my hair every evening while we watch tv

29

BS ECON

Finance middle office wagecuck

75k

2k in crypto

100k student loans

NYC so I cant afford to do anything and live in a shithole because loan payments > rent. How fucked am I?

>Junior at a good STEM school
>Getting MechE degree plus maybe a matsci concentration if I feel like it
> im a student with no money and a junk car
> really hate almost every aspect of my life to be quite honest

>19
>in uni
>student
>n/a
>10k usd + idk clothes/possessions/etc.
>0
>i worked a lot in/after high school to get the money i have

>age
27
>highest level of education
Bachelor's
>job
Electrical Engineer
>pay
68k
>total assets
$10k
>total debt
$15k
>other comments

oh also forgot to mention, bought like 200 ETH at 8$ over a year ago, and sold during the first hype train for like 16$ and never bought again.

100k studentloan is this normal ??

>>age
19

>>highest level of education
Currently majoring in psychology

>>job
English teacher

>>pay
R$20.00/hour (around 6.5 dollars an hour)

>>total assets
R$1000.00 in the national treasury (around 333 dollars)

>>total debt
R$170 (around 50 dollars)

>>other comments
I'm from Brazil. I earn little but I also spend little. I have no formal education in English and the pay is higher than any trainee job for my age, and it's pretty much the only job which doesn't get in conflict with my studies. Besides my annoying boss I have no complaints.

31
Law degree
Attorney
80k/yr
assets: near 0
total debt:
student: 250k
consumer: 5k

Just hoping for the day the government wipes out all student debt, then I'm set.

How the fuck does a graphic designer make 100k

No, i'm a retard and took out private student loans because my family didnt pay for me

>job
>Waiter (Yep.)
>pay
>$2150 per month
>total assets
>$982,500

U wot m8? you have almost a million in assets and you're a fucking waiter?

>>age
25, almost 26
>>highest level of education
BA in design
>>job
Tech at a hospital
>>pay
13.00/hr
>>total assets
4k in crypto, and a car
>>total debt
25k
>>other comments
Going back for nursing to hopefully make 50k a year

Why don't you just invest that $1mil and live off the return instead of being a waiter!?

>age
27
>highest level of education
apprenticeship in IT support mcdst and some other shitcert
>job
had to quit work to care for family member
>pay
was £400 a month, now £0 because ATOS
>total assets
£200 in LTC that i mined a couple of years ago
>total debt
£0
>other comments
cant work because of care duties. would an hero but im needed

I was in the oil field for a couple years up until the crash of '15.

i worked for pumpco in pleasanton,tx ona fracking crew.....man.....

16hr days for 14 straight days doing brutal work. if slavery was still legal theyd be in the oil field. after a hitch you got a week off and got 40 hours paid.

make sure its what you really want....relationships will suffer, social life will suffer, you will suffer in general. its good money and you will end up making in the neighborhood of 100k/year, but dude its barely worth it. whatever you have in your head about how hard it is, legit triple it and im not kidding. you need to be on meth to function after a few days. i never was, but people around you will be and youll look slow if you arent tweaking.

be aware youre dealing wtih the lowest common denominator of people out there. felons, drop outs, tons of mexicans, just shit people in general. youll work in a thunderstorm, in 120 degree heat, youll hvae blisters all over your feet, your hands, you wont even be able to walk until you get used to it. EVERYONE will be on your ass the first 2 months trying to get oyu to quit because they dont want fairies out there( and that i understand), but its non stop. theres 10000 other people who want a 100k job that requires no education so youre easily replaceable.

if all that sounds ok to you, along with a bunch of other stuff (and it was to me at the time, anything was worth the money), then go for it, but be prepared. youll have dreams about swinging a hammer. Ive always been in shape, wrestled my whole life, about 5 10 and 190lbs with abs, and ive straight broke on the pad swinging hammers, and so will you.

its cut throat as fuck and you better be a mans man, and i mean that. pussies will not hack it.

after the crash, i taught myself how to program and now im making 75k this year working from home, sitting on my ass in the ac, laughing about all the assholes out there humping up some fucking missile swinging hammers.

>Why don't you just invest that $1mil and live off the return instead of being a waiter!?
Or invest it, live off the returns, and be a waiter. You could easily get 30k off $1 million very safely, and make another 30k as a waiter a year very easily as well. 60k a year is pretty easy to live off of (if you're single).

You mean "One of these free datamining threads"?

>>age
33
>>highest level of education
172 hours of college between 3 majors, no degree. 9 hours away from an Accounting degree. Not going back though.
>>job
Property management and real estate sales
>>pay
$40K salary
$20K in monthly sales bonuses
$++ a year in sales commission (at $50K so far this year which is my best start ever)
>>total assets
$50K or so in cash, etc.
>>total debt
$80K in student loans
$150K on mortgage
$9K on wifes car
>>other comments
My life would be so much better if I hadn't gone and wasted 8 years of my life going to unis. Don't think that college is the only way to be successful. Trades are the way to go right now imo.

This morning news they where talking about how a bunch of people have a schedule to pay off their student loans in 30 years. Then they went on to talk about how to cut that down by living frugally, getting a roomate, eat at home dont eat out, and all that.

One last other comment - don't waste your youth and fuck everything that walks because you'll miss getting new ass when you get married.

I'm single, live at home and get zero ass.

Oh well at least I'm saving a lot of money

That is ok too user. I'm married and haven't gotten laid in a month which is worse.

All you young fags should look in to being an automation machinery technician/repair. When things go full force automated, machines will still break and I have heard the service calls for large automated centers is enough to retire on after a few big jobs (might need engineering degree but the Techs make bank too)

>22
>Bachelors in Political Science
>Bank teller
>$16.50/hr
>including my 401k? Like $8,000?
>$3,500 in credit cards
>still living at home, my car is under my mom's name. Savings and trying to move out with my gf next year

>age
28
>highest level of education
STEM degree
>job
Receptionist
>pay
low hourly rate
>total assets
about 2BTC worth of shitcoins
>total debt
30k student debt. Government pays the interest for me tho
>other comments

>tfw you'll never be pretty enough to attract a wealthy man

you think its bad being an ugly guy? try being an ugly woman

> 25
> College
> Programmer
> $800 or so (3rd world)
> Some physical silver, some btc (0.4)
> 0 (pampered child)
> Really want a lambo.

Worse. Theoretical physics.

>age
25
>highest level of education
BS in computer science
>job
Sr software engineer
>pay
120k + stock worth half a mil at current valuation. Slam dunk of a company will cash out
>total assets
30k crypto 16k stocks. 20k car
>total debt
12k car loan 5k credit card

30k is very easy to live off when you're single, I used to live off half of that in London.

I'd take less money and not a be a wagecuck.

>age
22

>highest level of education
Sec+, MCSA, CCNA

>job
Network Security Admin

>pay
88k in low cost of living area

>total assets
120k

>total debt
0

>other comments
Went Air Force for cyber instead of college
Free training, certs, and clearance no debt

>20
>in undergrad for physics
>delivery driving
>$90 a week
>$1300
>$500 in crypto, almost no fiat assets
We're all gonna make it brah

>age
19

>highest level of education
First year Bachelor of Information Systems/Bachelor of Business.

>job
Part time at auto parts store

>pay
Sweet fuck all. Maybe $50 a week because I get no hours due to uni taking up time.

>total assets
Maybe $3000, including cash, computer and crypto /sad/

>total debt
$10000 uni debt so far

>other comments
Always been interested in Finance, but also an IT/business kind of guy. Thinking of swapping to a B. Commerce, thoughts anons?

Any other accountants?

28

Bachelors

I own a metal recycling company, family mostly, only half way through our third year, turn over was £950,000 last year and we've been growing since.

I took home £22000 with £5000 dividends last year, hoping for 30% more this year, its looking promising.

My company, my house.

Student debt around £20,000, very small repayments, barely £12 a month and a mortgage. I lived the normie life through my early 20s and have only since last year paid off all my loans, credit cards and now living frugally, I love it, having savings is a far better feeling than any normie bullshit.

The work I do is currently not worth the money I take home, very long hours with intense labour and stress. Keeps me in decent shape though. Hoping to open another business next year and sit on my crypto for years

>age
29
>highest level of education
master mathematics
>job
risk
>pay
100k
>total assets
50k in crypto+25k floating around
>total debt
0
>other comments
my gf just left me and i am anxious not being able to find another chick thats fits my standards (< 23 y/o, slim, nice personality, white)

>age
25
>highest level of education
bachelor of software engineering
>job
senior software dev
>pay
$45000 gross, $40000 net. That's not that bad considering I live in Eastern Europe
>total assets
$20000 in crypto and deposits, a $45000 apartment and
>total debt
0,00
>other comments
The first time in my life I saw more than $500 in one place was my first salary when I was 21. So considering where I started, I'm feeling optimistic...

>Went Air Force for cyber instead of college
>Free training, certs, and clearance no debt
And thank you for your service. I almost did as a way to get out of some trouble I found myself in but it was during the whole Iraq deal and I pussed out. Somehow this amazing opportunity for anyone living in the US is often overlooked.

Is pic related?

I am 9 hours away from an accounting degree and do our companies accounting, but I am not going back - too late for me to finish.

>37
>GED
>Chef at Wendy's
>$8.75/hr
>$320, .06 BTC, .83 ETH
>$22,000 culinary student debt

Yea it's not really worth is unless you plan on sitting for the cpa exam. I just wanted to see what kind of raises I can expect in the future

>age
28
>highest level of education
High School Diploma
>job
Field Implementation Engineer
>pay
$88k year
>total assets
1 car 12x580 gpus mining ethereum, 369ANS, 4ETH, .5BTC
>total debt
0
>other comments
Enjoying the mining life

I'm actually a little underpaid (base salary) for my level of experience/Area of US I work. Glassdoor estimates I could be worth 97k/yr. If I moved to the Bay Area I could probably pull 125k+ in addition to getting tons of stock (50k) - year.

I love where I work now so I'm willing to take less.

Not my property but I live 1km from there (wouldn't post an actual pic on Veeky Forums).

My view is not as good, but I'm only paying $400 in rent.

I could easily pay double that and live in pic related, but I don't want that for the time being.
I Prefer investing in crap for the next 1-2 years.

>Chef at Wendy's
kek

Military gets a bad rep from the marines/army
It was best decision of my life, and got free healthcare for life, and college if I ever decide to go or give it to my kid.

>>highest level of education
>master mathematics

Slightly jelly, slightly mirin

>>age
26
>>highest level of education
2 YEAR DIPLOMA IN Computer Networks.
>>job
Restaurant Manager
>>pay
40K Canadian year with tips +benefits+ free food
>>total assets
252k house + 26k cash +1k vehicle
>>total debt
198k left on mortgage
>>other comments
i need to go back to school since kathleen wynne fucked me in the ass with the 14$ minimum wage so i have to give all my employees raises and i probably wont get one for like 10 years.

>21
>some college
>factory line worker
>$11/hr
>1 vehicle
>70k
>I have 200 in crypto, want to put in more

>age
26
>highest level of education
Bachelors
>job
Correctional Officer
>pay
75k with no O.T. could do six figures doing one a week
>total assets
1.7m parents passed away right before starting retirement
>total debt
200k left on mortgage
>other comments
I hate my job so much but it pays mortgage and in 15 years i can retire with 50% w/e

oh fuck dude C.O's are so underpaid. You deserve every dollar you get. but 1.7m just retire dude.

How liquid is the 1.7 million? At that point you're getting to the point where you could be living on interest, so I assume it's not something easily movable.

>age: 25
>highest level of education: some college
>job: lol im a janitor through a temp agency
>pay: €10/hr @ 30-35 hrs/wk
>total assets: ~3,200€ but only about 400€ liquid cash
>total debt: ~10,000€

>other comments: compsci student, working on making that fix this mess that i'm in.

>age
22

>highest level of education
Bachelors Degree in Computer Science

>job
IT System Administrator

>pay
€1550 on my bank account + car w/ free fuel + €180 food stamps + hospital insurrance

>total assets
If I sold everything.... 10-15k liquid.

>total debts.
€0

>other comments
Pretty happy with my situation,but I don't want to be a wagecuck for long.

I dont get how people in this thread call something an asset like a house if it's not theirs yet (mortgage). But I'm young so feel free to correct me

24
in a PhD program now
PhD candidate
60k / year (due to industry related work and not being paid by university)
4 btc or so, a 2010 car as well I guess
5,000 (student loans)
I was a retard and chose a useless undergraduate major so I have to go back and get a PhD because there are no jobs for people who have a BS in microbiology

>age
23
>highest level of education
Bachelor's in Electronics Engineering
>job
No job - working on my master's degree
>pay
No pay, but I get around 600€ per month through scolarship and whatnot
>total assets
A car, a heap of electronics test equipment, couple of grand on bank/in crypto - let's say ~15k€ total
>total debt
No debt
>other comments
Life is alright at the moment.

>I dont get how people in this thread call something an asset like a house if it's not theirs yet (mortgage). But I'm young so feel free to correct me

If you've got it on your balance sheet its an asset and a liability (via the mortgage). I would only call it an asset as far as the equity I had in it.

i think technically you can call the equity you have on the house an asset.

but if you still have an outstanding mortgage, you obviously don't have 100% equity on your house.

but i'm also not sure, i'm not an accountant lol

I'd like too but I want to retire with a comfortable amount and never work ever again. Plus I feel the need to work so people dont see me as some loser living off mommy and daddy's money.
its about 200k in cash and 1.5 across various investment and retirement accounts.

>age
23
>edu
B.S. Economics & mgmt
> job
Recently quit job as building restoration crew (slave labor)
>pay
Was measly $11/hr
> assets
$2000 car $2500 cash .6btc worth of shit coins
> debt
$1700 on credit card
>comments
Pretty lost in life rn trying to figure out a way to make $ that doesn't suck. Currently living with my gf and applying to jobs nearby. Kinda interested in doing electrical work but haven't found the right opportunity to start that yet. Next plan to make $$ is to lease a luxury apartment with a friend in a popular part of town and have it always available on airbnb.
Pic related is gf cats

>31
>phd in economics
>assistant professor of economics
>85k
>200k in stocks/bonds
>0, dont own a car, rent an apartment, never use credit cards

>age
18
>highest level of education
highschool
>job
none(sucking off poor parent's tiddies)
>pay
0k everyday
>total assets
0
>total debt
0
>other comments
this neet life will last for this summer, after that either cafe work or apply college

>its about 200k in cash and 1.5 across various investment and retirement accounts
I'd consider paying off that mortgage if I were in that position. Whats your mortgage? If you have $200K cash you aren't making much on it and have to have 3.5% on home loan. If you can find a better investment for the $200K, then go for it but after taxes, etc. its going to be hard to beat paying off your home.

I had $120K from a grandfather who passed when I was 19. $100K of that went to lawyers. I regret that still to this day, 14 years later.

>age
23
>highest level of education
MSc Business intelligence (glorified IT/data science really)
>job
IT Security Admin
>pay
$25/hr
>total assets
1 3 year old pickup truck
>total debt
$75k
>other comments
Interned for $20/hr doing jack shit and they asked me to come back once I graduate, now I get paid $25/hr but I'm also working over 40 hour weeks, not worth it. Paying off debt by investing in crypto

>age
25

>education
bachelor's

>job
marketing

>pay
$13/hr

>total assets
$150k in stocks, $5k in crypto

>debt
$0

>other comments
long term holding ETH, SC, GNT -- don't need the money at present, I can wait years if I need to

>25
>B.S.
>Pilot, USAF
>Public information, I'm an O-2
>25k in crypto, 10k in savings, paid off truck(resale value worth ~20k)
>~10k in student loan payments
>Girls are expensive, having white trash parents sucks. Paying your way through college really sets you back financially.

>age
23
>highest level of education
college [dropped out]
>job
self employed (NOT crypto)
>pay
12 to 15k a month
>total assets
about 80k
>total debt
zero
>other comments
school fucking sucks

he probably added in the total value of his house which he is still 29 years away from paying off

Yeah PTOY is a great concept but after watching an interview with the CEO I'm not touching that shit. She knew fuck all about the technical aspects of her product

>age
27
>highest level of education
Bachelor's
>job
iOS Developer
>pay
$8K/month
>total assets
$80K in stocks
>total debt
nothing
>other comments
I live in eastern europe

Still waiting on what I have to pay in estate taxes, once that's figured out that amount should go down to just an emergency fund with the rest invested in my lazy 3 fund portfolio.
I'm sorry to hear that you got swindled like that it's fucking sickening how people see a young kid looking at an inheritance as a mark. I hope you've recovered.

wtf what do you do to make 12-15k per month? i just quittet my job got 170k in my bank take some vacations to find myself and start a business too