>2017
>everyone spends their money on shiny gadgets that fall apart within a year or two and then they buy a new one
>nobody is spending money on things that go up on value or directly help them gain money or eliminate bills, like houses, land and shares
>millenneals complaining they're so poor
How do we fix this and raise awareness of this? Should we have money management classes in schools?
How did it get so bad in the first place?
you don't. the powers that be need mindless debt slaves who consume to keep the ship afloat. get immediate friends/senpai to read rich dad poor dad. also
>public schools
>teaching useful classes
Sounds like every other time in history. Welcome to normville, population 6 billion.
We need consumers.
my shiny gadget helps me gain money so suck a massive black dick curmudgeon faggot OP
>No one buys houses
>that's why they're all millions of dollars in California
I bought a Xiaomi Mi4 a few years ago, but only because my Galaxy Ace was already unusable. I don't plan to change it until it explodes or something because it's all what I need.
I am a poorfag who can't buy houses nor lands right now, but as soon as I become rich I will do it (also gold ingots).
>broke as fuck millenials who didn't get any money from their parents aren't buying 100k houses
Normies exist because they don't have the same level of discomfort and disgust towards the world as someone on Veeky Forums. All of us here have varying levels of disgust towards society which gives us the ability to be aware of competitive advantages when it comes to money.
However, from the start you had to have a delayed gratification mindset and a desire to not be doing whatever it is what you are doing to get to the point where you can say "fuck you" to the group. Right now there's probably still tons of things you do to appease others that you don't even think about and don't worry about.
For normies, they don't know why they are buying that new phone. They get excited and talk to their friends with new phones, then on a subconscious level they feel they have to buy the phone to "be a part of their society".
This is why people go into mortgages, get jobs they hate and don't change, etc. It gets worse from there, so be glad you at least realize how dumb it is and can escape one bad purchase.
Don't worry, you'll lose your money in ways you can't predict and to things you don't want to buy anyways. That's the fate of the majority with money, and if you're reading this you are that person.
Sure, but consumer items are being specifically designed to both fall apart within 1-6 years, have a new iteration to tempt you every year, and inflate to really expensive prices.
All fine, smart business on their part. But this generation has gotten really dumb in falling for it. My parents, uncles, etc. sought to buy assets first, consumer items came second. It's clearly shifted in in emphasis today towards buying all the shiny stuff and vaguely saving for a mortgage.
>Xiaomi Mi4
Does this have botnet or other listening shit built into it. Xiaomi Redmi 4A seems pretty decent for 100 bucks
this was fine until
>This is why people go into mortgages
How else am I supposed to get a 3.5% loan to invest in cryptos?
I don't really know. The first thing I did is install the Xiaomi.eu ROM. There are a few stock apps but you can just avoid them.
>implying it's a millennial thing
>implying it's not people in general that are retarded
Great tale granpa.
Also you're in biz so
Dude, a 100k mortgage is only like $500 a month.
You can get a 4X for that price now, forget the 4A.
>buy
>mortgage
youre a funny guy
>be millennial (32 years old)
>Own house, 5 bedroom 3 bath
>California
>have retirement 401k, crypto, 75k /yr
>didn't finish community college
>sexy gf and rent room out to tenants cause muh passive income
>read this thread in the morning sipping coffee while looking out of my Bay windows
>also have sex 4 times a week
Kys.exe
>dude just buy more money lmao
>shitville, ca
>Go to amazon
>search for cellphones
>find one with 4.5 stars or more for under 200
My Goto G is 3 years and still in near perfect shape. Unfortunately mine has the audio jack problem so I have to upgrade everything to blue tooth. Which has been a blessing so, I came out ahead. At least until I get cancer.
It's Northern California
You jealous Wojak?
>should we have money management classes
Other peoples' losses are my gains.
Why the fuck would I want to educate them?
In fact, let's encourage them to buy even MORE so I can get even richer.
THAT's what you should be doing.
>tfw I spend my money on food and alcohol and gas and the gf
Never going to make it
>not having a phd
>not having sex at least 8 times a week with 9/10
feel bad for you user, really
>California
So your like the top swirl on the pile of shit. Congrats.
Barely more than my rent
What city?
>>nobody is spending money on things that go up on value or directly help them gain money or eliminate bills, like houses, land and shares
everything is a fucking gamble you moron
the housing market is essentially investing in stocks, you're assuming the value of your home will keep going up rather than going down
>land the same way
>and ESPECIALLY shares
Don't need a phd
Girlfriend is 10/10
I've had sex with three woman in one day before I settled down. Youll never achieve what I have cause you lack confidence amigo.
Life is beautiful and I love coming here and reading bs/bait threads like this from older people or shitposters who have no idea how to live.
BasemenDwellingNeckbeards.jpg
I'll say it's in Humboldt County. Away from the shitstain hipsters of the Bay Area. Life is good faggots.
>nobody is spending money on things that go up on value or directly help them gain money or eliminate bills, like houses, land and shares
>houses, lands and shares
>go up in value
>implying they never lose value
>not buying below value when crisis/crash comes
>Not renting house you buy so it pays for itself and gives you profit
It's like you don't have basic understanding of investments and cashflows. On the other hand it's Veeky Forums, so I guess you actually don't.
Oh, so you're just a redneck yokel. Nah dawg, not jealous.
>read rich dad poor dad
Seen that shilled here before but it's written by someone who doesn't really have a lot of business success outside of being in the business of telling people how to achieve business success, and I call such people con artists.
Tim Harris is the same way. Never take advice from someone who's only success is giving advice.
Actually I'm not. I voted for my boy Bernie. But yea you can make your shit conclusions. Hillary was and always will be a piece of shit. That's not my bumper sticker I just took the photo the other day cause it made me laugh. The faggot that owned the truck ahead a trump sticker.
AyyyyLmao
>100k houses
Literally don't exist anywhere around me. If property were that cheap here, I probably would buy a house.
>All of us here have varying levels of disgust towards society
But I don't, I just want to make more money
You're a yokel because you live in buttfuck, ca you mong. I don't give a shit what color puppet you voted for.
Isn't his net worth like 40 mil?
Also IMO it's good as a start for someone who have no clue about finances and investing. He doesn't give you magic formula for getting rich fast, but rather some pointer to how unfuck your finances and where to look or educate yourself further.
>CHOOSES to live in an expensive city
>complains about it being expensive
>2017
>buying property
>2017
>Not buying property with a well, and guns, food, and medicine.
>>public schools
>>teaching useful classes
This shit right here, it makes me cry.
It seems like an elite of aliens are suppressing young ones to get easier edge for themselves in this reality.
So many wasted moments.
>5th year of 5th Mayan period
>having desire to own physical things
>millenneals complaining they're so poor
>How do we fix this and raise awareness of this?
how about we just don't
Yea really bizarre people have been convinced to buy a new phone every year or two. I noticed they're slowly trying to do the same with video game consoles.
>I noticed they're slowly trying to do the same with video game consoles.
They were doing that since NES.
>
No. Console releases have been getting faster exponentially as the years roll on.
theres a much better reasons why normies are normies. Theyre not ugly and socially awkward hence they get to hang with the crowd and do things like enjoy theme parks with friends, go on trips, and take facebook photos showing other people how much fun they are having.
you can measure the amount of release and high you get based on facebook likes.
meanwhile Veeky Forums is full of ugly and socially awkward people with radical beliefs and an echo chamber, like Muslims.
Still, they pal next console before they release current version.
Also I'm too lazy to check, but I'm pretty sure next generetion of console is lagging compered to ps2 -> ps3 and ps3->ps4
>what is a down payment
this pwning millenials with my superior business mastermind is fun.
What job in Humboldt pays 75k? I make 80k in the bay, I would move to the redwoods in a heartbeat if I could keep making good money. Fuck the bay area so much
>enjoy theme parks with friends, go on trips, and take facebook photos showing other people how much fun they are having.
all that shit sounds awful, kys if you look up to that kind of life retarded boomer
If you need this advice you should listen to Dave Ramsey as his approach of 'look you're a poorfag stop spending money on shit until you payoff that dumbass debt' is a good common sense solution.
lmao
>having sex with your gf
Why bother
this
I can't find a new phone that's not shit tier that has a removable battery. Stuck with my 3 year old phone until one comes out.
It's an industry-wide conspiracy of planned obsolescence. Phone review sites are all in on it; I notice they shit on all the LG flagship phones w/removable batteries until they finally gave in and produced that shitty g6.
Yes that is their plan. Glad I dont use my phone that much.
did you invest in the best coin though?
W-what about litecoin?
an iphone battery replacement is like $50 you currynigger
G4 is shitty too. What's the point of having a spare removable battery if this thing eats them in a few hours?
Also, turns off randomly around 15%
I don't want to emulate the sheep.
Accidentally responded to msyelf :x I have litecoin too. XMR XRP and BTC of course. No Eth. I don't like that alien looking feggot.
>current anno domini+4
>still being a consumer of foreign dicks
>sold my ANS to family at $14
eheheh
its a great book bc it changes the way you think about money. thats all it was meant to do. just pirate the book if you think hes a con not worth your money then.
bc those poor millenials will outvote you in 4 years.
If you can't fight them - join them. I was thinking that it would be great to create a new OS for mobile phones that is completely free and open source without the botnet bullshit that android provides. Considering that most of the gadgets are overpowered anyway what if the devs are paid by having user phones delegate 1 core for crypto mining while the phone is charging. This way the devs can buy food, users can have an awesome OS and google can suck a bag of dicks.
>everyone buying new phone
>i dont buy phone
>1 year ago uncle gives me old iphone
>download free texting and calling app
>last week auntie gives me her old samsung galaxy five
OLD??
>battery doesnt last quite as long anymore so she had to get a new one
>to me this is a legit supercomputer
>get blockfolio and so many apps
>do bittrex on this phone
>free texting and calling app, city is carpeted in free wifi
Nobody believes me that i text or call for free even though i text or call them for free.
Invest into a rework station, learn to open glued phones with a hot air, replace the batteries, profit.