Who else here just wants to have enough money to be able to live frugally of dividends and interests?

Who else here just wants to have enough money to be able to live frugally of dividends and interests?

I hate my fucking job and just want to quit man. My boss is giving me a ton of work with no training. I have no idea how to do this. Worst of all is that most of the other jobs in the company rely on this work. However I constantly fuck up which results in my boss yelling at me. He tells me I'm costing the company so much money because of my fuckups and we might have to scratch the entire project because of me. I can't fucking do this anymore.

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get gud

If that were true you'd be long gone

I do. It's literally all I want.

But in my case I actually am going to be fired soon and I'm terrified.

But anyway I see it like this user. If I put away $100,000-$150,000 now in my 20s into something low risk like index funds, I should basically be able to retire on that money when I'm 65. So it's like buying my retirement now so the last part of my life will be squared away and I won't have to worry about saving for it.

Then I can quit my white collar job and simply live paycheck to paycheck making money for things I want now and not worrying about saving it. So any bit that I do save will simply reduce the time I between now and when I retire. If I keep on saving and saving that time could by in my 30s. But the point is I can do whatever the fuck I want, get a nice easy job and not worry about saving. Like fast food in a foreign country or something really easy and stress-free that I can do with my hands, something nice and blue collar. Or I can focus on passions and jump from job to job not worrying about saving anything.

That's what I want. So I will buy my max age 65 retirement first and then just use any leftover money to make it even younger and younger.

It's a bull market right now. I'd lean heavy on crypto till the bubble bursts then re-allocate.

what is your job?

that sounds like complete shit, user, i'm sorry. i have peaced out of jobs before for much less egregious shit

i just want to wake up and do what i want and not go to a stressful job. that's pretty much it. roof over my head maybe a car, insurance, food. be able to travel.

it will still take millions though to have that lifestyle for life. but yeah ideally i can just buy 10k-20k in bitcoin now and put it in a trezor for 3 years and be free of this bullshit grind.

whats your job

dude i hate having to go to work everyday so much that i swear i'm thinking about selling my goddamn house for $200k, invest all in bitcoin and pray that it hits $15-20k in 3 years so that i can quit and live off interest

but instead i'm trying to make some investment money off of fucking shitcoins with $5k. cause i'm a fucking coward.

Logistics manager. Basically have to make sure that all parts are there so our production doesn't have any delays. It's fucking hard keeping up with everything because of shitty suppliers and all. Also have to keep the clients happy which is not easy

Same boat OP

Got money in monthly dividend stocks but will need $150k to make enough to pay my bills.

Have you looked into Control Finance? Seems like a huge scam but I can live off $4500 a month and I have $10k to invest right now sooooooooo....

Forgot pic

lol you deserve to be scammed

>saving up so you can use that money when you are getting senile and your body already has serious problems with basic functioning
Lel, just lel.

>already made the calculations
>can retire after 5-10 years of work if I live like I currently do (a pauper mega-jew) (depends on salary I get and how cheap I want to go)
>can't land first job

I think about suicide every day.

can you be more specific? that job title is literally sanitation engineer tier in terms of vagueness.

do you work in an industrial environment? office?

because your boss shitting on you like that in a white collar, corporate environment is pretty unheard of and would make 95% of people dip out.

>tfw in year 4 of a 15 year hard labor sentence
>should be able to live off dividends at the end of accumulation phase/slavery
>will probably off myself before day comes

must suck being a brainlet

Have you considered learning what you need to do for your fucking job?

100% in the same boat user.

I'm a licensed insurance "agent" but what it means is that I'm actually just a piece of sales livestock that sits at a desk and is under constant pressure to write business out of thin air even though in a mandatory insurance market the only thing that sells is price.

It's absolutely miserable but I don't have any other credentials and I can't afford a cut in pay because every dollar my salary goes down is no different than a dollar taken out of investments.

If I was making 5% returns (which is conservative), I'd be taking about $1200/month on $300k principal. $1200/month is about what I need to live, though it could be reduced a little. The problem with that is I only have about $20k principal.

I'm considering lying on my resume to get into some other job that will make me minimum $35k/year so I can get away from insurance but keep putting money into savings / investments.

Ive known OPs feel since my first job right out of college. That was ten years ago. I now have $200k saved up and am done saving for retirement. Im gonna keep pushing until $600k then become a neet. Not having to work is the ultimate luxury.

300k is my goal too. As soon as I have that amount in investments I will retire. Problem is that I don't even have a house yet so I will need to pay my mortgage with that 5% which makes things a little bit harder but not impossible

At what age do you plan on having 600k and thus retiring?

>lying on my resume

Lying is pretty hard. I'm pretending I didn't get fired from my last job and it's hard as hell. I think I got turned down from a job because I said I could start anytime, and they asked didn't I need to give two weeks' notice. I said it's a restaurant industry job and notice isn't a thing but I don't think he believed me. Which is retarded because it's actually true.

I definitely fluff my resume. For example, 3 months experience in something = 1 year xp. Or that school organized volunteer thing is an "internship". Helps massively. So lie cautiously.

Also I know your feel. I could make it work on 150k. Just need to get it first, and I'd be set for life. But nooooo.

If I can have $1M by the time I'm 40 then I can just live off the dividends.

FI general? fuck yeah

21 here, just opened my Roth IRA and planning to max it out in either VTSMX or VFIFX (2050 retirement fund)

Avoiding most of the traps (won't have much college debt, no leasing a 80k BMW shitbox, living with parents and saving for a little after college)

Hopefully I'll be out of the rat race by 40

I've lied about two jobs I was fired from and never had a problem. I just list my start and end dates on my resume to the month. I'll twist the dates a little if needed to get things to match up end to end so it look like there is no gap.

The reason you probably didn't get that job is that they thought you were a flighty asshole who would quit without notice from that job too. Always say you need two weeks minimum, even if you don't. Prospective employers are looking for stability and you have to make them believe you're it.

I usually go 30 days. If they act like they need me to start sooner I make a big deal about having to make sure I can get a replacement properly cross trained before I leave because, nobody else at the company knows how to handle my duties, etc whatever. Then I say I can probably get that date moved forward but I need to discuss it with management before calling them back and agreeing to whatever start date they requested.

It's just status management. Make yourself seem like a valuable resource and they'll want you more.

I've never been denied a job that I got an interview for with one exception, and that person that got it just had legitimately way better experience than me.

soon you'll be microchipped as well
bbc.com/news/world-us-canada-40710051
when theres a decent supply of wageslaves with chips in them you'll have to play ball or be replaced by a robot or a chipped human for the sake of 'efficiency'. People will be hired over others if their resume says they're chipped. With an inventive like that and no jobs in sight, people will do this willingly to gain a competitive advantage. dark future ahead.

Do you really believe that you'll be making 50%+ returns annually?

Oh wait. I misread that picture. It's 500%. I think you have to be legitimately retarded to fall for this.

>I've never been denied a job that I got an interview for

That's incredible. I've had about 15-20 interviews and lost all of them. I've improved my handshake, eye contact, confidence, appearance, resume, cover letters. I research the companies and everything. I drop spaghetti from time to time and legitimately just don't have a lot of experience.

So if it's been about 2 months since I got fired, should I say I no longer work there, or say I still work there? It was a low-pay low-skill evening job.

And I see your point. I saw the guy get upset when I said I didn't need two weeks, just that I needed to finish my week's schedule, he got upset, but by then it was too late. I'm bad at anticipating things like this. Maybe I have the 'tism. I'll also on occasion trip over myself when I speak, or phrase things awkwardly, because I get nervous. I've gotten a lot better but it's still enough to screw me I guess. I bombed a phone interview today I think...

Is there a way an assburger can learn to be charismatic? I read books on social engineering and it helps a little but not enough. I'm really jealous of you.

being born middle class rich, squandering most of it and the opportunities away, and now just coasting, I don't care about money. I want love.

We are all given some things and life, and lost to others. Our life is our journey to find that other.

Give me a fucking break dude. FUDsters like you are all over the news and I'm sick of it. The dystopian future meme needs to stop.

>Go to interview where I need to get chipped to get the job
>Say it's against my religion and beliefs
>Denied job
>Go online and sue for millions
>Never have to work again in my life

You will see me on the news most likely

Furthermore, if I listened to you, I never would have majored in accounting because "Muh automation" meme.

Now I'm a systems accountant making a good salary with great benefits. You people need to stop.

To all the newfags, listen to your gut. Your gut is 90% of the time correct. My company spends millions confirming LOB managers' gut feeling. You'll be fine.

This may be the most sincere thing ever posted here.

This, it's absolute horseshit, we're already in the fuckin dystopia e.g. morality, humility, optimism are all dead. It doesn't get worse than this unless the economy/dollar collapses quickly

Ok Peter gibbons

>into something low risk like index funds

>Is there a way an assburger can learn to be charismatic?

have you tried reading about the companies you get interviews for so you can relate your interests/little experience to what the company does?

I only had 1 interview out of college and got the job. Also lying seems like a total shitbag move, I'd investigate every applicant before offering a position, and the company i worked for did. I wouldnt have typed this far if I had really thought about how much of an asshole you are but whatever.

oh nevermind you said you do research companies. try not lying so much then all your careful preparation might seem less mechanical in person

Doesn't your company have some sort of software to keep track of everything?

Lie, lie, lie.

Lie your way into a better job. Work is a scam, capitalism is an even bigger scam. Don't be a sucker. Honest people fucking LOSE in this system.

I was making poverty wages, and after a total nervous breakdown I decided I was done living without health insurance. I totally fabricated a resume, beginning with a degree I don't have, and bullshitted my way into a $65k/yr tech job.

The first few months were hell-- I had to eat adderall like skittles to be able to figure out how to do all the shit I'd said I knew how to do... but I made it. Been working here a year now, no plans to quit. Looking forward to my annual raise.

Lie, or die poor.

Automation isn't a meme but people have retarded ideas about it. Its typical for automation to make whatever cheaper, this making it accessible to a bunch more people, making demand skyrocket, making the original job or some allied profession even more in demand than before.

Try doing that anyplace with a background check. I work for a defense contractor and doubt that would even make it into a hiring managers hand much less the door.

Quit.

I quit lots of jobs.

I currently have a very good job where I make $65k a year.

If I wanted to suffer and cry about it I'd still be working in one of those shit offices.

Don't be scared.

I don't work for a fucking defense contractor, retard, and I'm wasn't posting advice for middle-class wagecucks like you. I was talking about OP and other desperate people stuck in low-end jobs, eating shit.

The tech industry is built on hype and bullshit, almost no-one does background checks and all the people with actual skills are too autistic to make eye contact.

If OP has the balls, and can fake the confidence, he can do what I did.

Probably could I guess, but I did the boring STEM thing and haven't worried since about my second paycheck. $60k+ might not be rich but outside of NYC or LA it sure as shit ain't starving and is more than enough to build the financial independence. Currently on track for a mil sometime in my forties if all I do is coast.

Just pick something you can guess won't check I suppose and apply there? So no defense contractors, or anywhere that is big or reputable I guess, or do research or network. Frankly I'm big into low stress, in OPs situation I would probably flat out quit, go mow lawns or write some apps or something, I already got a couple less memey business ideas and would probably roll a job loss into that since I got a fat cushion and could go jobless like a year easy. But I have such low standards I could live happily in a van down by the river.

I make 90k a year and my stomach is in knots every fucking day I have to go to work. Entrepreneurship podcasts while I drive in keep me sane. Always thought this kind of money would be "enough"... total meme, We never get our wage cuck ours back.

Wow that's fuckin deep. You're completely right. I think I'm in your category. My parents started me a Roth IRA when I turned 16 and forced me to put my earnings into it. They also started an investment account for me when I was born. Funded it with 20k and it is now over 100k. Blessed financially by many standards but am severely lacking in the love department.

Dude really? Don't. These scams prey on desperate people. You really wanna be rich? Clone the scam

Warning you'll go to prison latef

>tfw your dividends are only 25 bux a month
Cover calls please save me

ahahaha what the fuck is this

I'm kinda new to this so enlighten me where are you getting this 5% dividend from ?

REIT's, utilities, bonds 5% is not impossible to get. Dividends go up too so that raises your yield on the purchase price.

>inflation in 30 years

Say goodbye to your money.

No fuck you, I plan to amass enough wealth to buy a Miku companion bot first edition.

OMFG, IF YOU PUT IN 50,000 DOLLARS NOW AND KEEP REINVESTING, YOU WILL BE A FUCKING TRILLIONAIRE BEFORE THE YEAR 2030. BUY BUY BUY INTO CONTROL FINANCE GUYS.

TOTALLY NOT SOME SORT OF PYRAMID SCHEME/WHITE COLLAR CRIME. THEY WILL MAKES YOU TRILLIONS OF DOLLARS, MKAY?

Indeed we should probably arrest every company whoever sold stocks. And we should probably arrest the government for selling bonds.

Just do some math calculations and use critical thinking. This is a pajeet scam goyim.

Indeed just like the stock market is a kike scam. We need to round them all up so me like half the world's population.

i was addressing the op as wrll

people too high abive the curve are miserable because they cant properly do their work, and are forced to plod along at the pace of everyone else

asian iq isnt 110, the koreans are 108, and theyre the highest

the chinese are known to cheat because their southerners are essentially like greeks, mixed and liars

the poverty doesnt help at all

I'd rather have shitloads of money then love myself personally.

both are false paths

a man exists to.dominate. money is not domination if the streets are filled with rapists foreigners

love results from obkigation. fiving up money does not resukt in love.

money cant unrape your daughter

But with upcoming 3D organ printing she can buy a new vagina.

joy

the bright side is that with this new technokogy we can perpetually revive and rekill globalists

the future might have hope after all

>a man exists to dominate

No. A man wants to dominate only to have control which increases his chances of survival. If survival was guaranteed for everyone there would be no need to dominate, no need to control others, no need to look for power over others

It's the non guarantee of survival that fucks everything up and leads to all suffering

>love results from obkigation

And no, love doesn't result from obligation, you have not to feel love to say that kind of thing. If you see it as an obligation then it isn't love.

if everyone survives, the worls becomes crowded and then socialism and the lowest commin denominator dominates

exactly the situation we have now

if the good and smart refuse to.dominate that does not remove domination from the stupid and evil

seriously gb2 school

this

some actual good advice on Veeky Forums today

Your assumption is the world becomes too crowded. That's only if people are stupid. Now are people fundamentally stupid or is it their education that makes them stupid, slaves inside a box they forget to think out of?

Socialism is the rule of the weak, but why would the weak need to rule if their survival is guaranteed? They won't have to get together and fight against the strong anymore, they won't need to dominate either

And whence evil, if not from the suffering caused by others? Is a killer born a killer or does he become one?

kill yourself

They would call them and ask at least, I'd think. Remotely possible if you had someone to collaborate with I think, but I feel like that is like 5x more dangerous than normal. Probably best to stick to an industry that doesn't check, or better yet go for STEM or accounting or nursing and fuck the games.

For me, it went through a pre-employment investigation subcontractor and not HR directly.