>250k mansion
>hour away from the city
I actually burst out laughing
The only people with nice houses are the people that take the train in from PA. Everyone else that commutes is borderline suicidal. Albeit they do have nice suburb house but they are no mansions my friends they are also worth about 350-500k
how could you possibly be spending that much of your disposable income? What the fuck are you buying for 95k a year that you have no savings? Are you fucking retarded?
Sounds like you have a lot of debt or you're trying to go the conventional route for getting a loan. You may look into a government loan program like FHA but there are income caps and the house will have to be meet certain standards to qualify.
>What the fuck happened to the housing market?
NI HAO LAOWAI
I would try to borrow from someone you know personally if you were going to try that.
You can work out a way to have the seller pay your closing cost in sales concessions but that will likely mean increasing the mortgage by the same amount.
Cheapest house in my city is $800k :(
Don't live in Jew york
I bought a nice 2700 sqft home, built in 2004, for 242k
It's lovely
Because liberals all want to live in cities and they're willing to take on life destroying debt to make it happen.
The Jew doesn't stop lads
Your kids will have it worse
go look at houses 30-45 minutes outside the city. accept the commute, problem solved