Average American household has $8,377 in credit card debt

And Europe is any better?

shut up cuck

Same I got a credit card and they gave me 1000 good boy points. Thanks sheklestein

You get rewarded for being in debt, what else do you expect.
The craziest shit I've seen while being there were those payday loans with interest rates in the thousands of %.

Butthurt amerifags. Yes, Europe is better. I work regular hours for 3k after taxes, have never been in debt (government pays for about 90% of tuition), can break an arm without having to sell my car and can choose to vote for any political candidate I like. I also speak your language, because we have good education. OP really says it all. If you're even a single dollar in debt, you're a fucking idiot here in Europe, but not in the US where you get fucked as hard as you let them by big business.

where are you from boy?

The easiest way to keep a slave, is to make him believe he is free.

Yeah, we should only have 1 option like Germany

any civilized European country will meet these criteria, but from the Netherlands, personally

You know how to speak our language because you depend on it for entertainment. You're education system is shit compared to Canada.

Richfag here on the east coast. friends and family really don't have those problems. Ill take the not absurd tax rate, thanks.

You're, eh? Doesn't seem like yours is much better buddy. Would never deny American entertainment is top notch.

>No debt after graduating college
>No debt at all at age 26
>Free healthcare
>Literally anyone can be a candidate even those without a political party and still have a chance to win
>work 40 hours a week.

Not too bad I guess...

>mfw everything about americans is fake except their obesity and stupidity

Look at this

en.wikipedia.org/wiki/German_federal_election,_2017

And tell me with a straight face it's more limited than the american system

if your net worth is 1$ you are doing better than 60% of 30 year old americans

at 60 years old 2/3 of american families have no savings for retirement

We beat South Korea and cut close with the other asian nations while having dramatically lower school time/homework.

buy potcoin

Europe has tons of problems they wont tell you about. I wouldn't worry about it

8 out of 10 amerifat live paycheck to paycheck.

Lolllll

*American brainwashing is top notch

20% europeans are under poverty line too

most murricans cannot pay their student loan debts with worthless degrees, fucked for life. economy all over is far worse than people realize

mybudget360.com/crisis-of-generations-younger-americans-moving-back-home-student-debt-finanical-aid-college-for-profits/

Your Healthcare isn't free, your 50% tax rate takes care of that

Wtf even is a VAT? Thats sakes tax and that shit is 23% in Poland

Americans pay more per capita for healthcare than pretty much every other country though...

boy i sure wish i was a euroshit

GOOD GOY

how about we take a stroll through Chicago together?

I don't mind paying VAT as long as I get free healthcare. Seems fair! ours is also 23%.

And by the way burgers, I can speak 4 language. How many can you speak?

At least the blacks don't throw acid

Average U.K. millennial:

>£20,000+ student debt
>£20,000+ PCP car debt
>£250,000 mortgage
>government owns 20% equity in their house value
>£10,000 credit card debt

Salary: £25,000

Other sources of income: None

>muh muslims argument
>meanwhile Europe is still 90% white
>meanwhile in America more niggers are already being born that white babies

Once as a kid some other kid loaned me like 2 bucks. He kept annoying me for days to pay him back, since then I never ever took money from someone else, be it a person or a bank and now I live debt free.
Fuck that kid. I suspect he was a jew or something.

Most people find out about these kind of jews when it's too late, be glad you experienced it as a kid

regular afternoon in Hamburg, Germany
>90% white
LOL

youtube.com/watch?v=ll2Z3-F-Y_c

lol millennials don't have mortgages

That's because niggers accumulate in the large cities, but in the rural areas it is still nigger free

Meanwhile whites are already a minority everywhere in America

This is why jews love the US, the west in general because of its individualism and ease of control too

They do, we have government schemes here to shove money in house builders pockets and Jew some off for themselves.

5% deposit only on an overvalued shit box that took 2 months to glue together. Catch is government owns 20% equity in your box, the value plummets right after sale and when interest rates go up your grandchildren will still be paying the debt off.

And this dude would show up at my house and ask me about the money and when he can expect to get it back every single day. Can you imagine that?
It was so fucking annoying, we somewhat remained friends for some time tho but I never took money from him ever again.
Once the money was not involved in the friendship it was actually alright.
Money and friends are things that should be seperated, i‘m very glad I learned this lesson so early.

>Meanwhile whites are already a minority everywhere in America

...

Love searching up /pol/ bait images too see if its authentic and turning out its not
Not a good retort since the US was founded by Christcucks on foreign land meanwhile Europe is native to Europeans

keep telling yourself that. hope you speak Arabic buddy, you gonna need it.

youtube.com/watch?v=WplPQzGIdtc

Europe is a fucking joke. Mohammed can't finish you off fast enough.

It's sad, really. And these retards think patriotism is a virtue.

What's it like living in a glass house, eurotard?

...

>is a nation of immigrants and mongrels
>memes about immigration

Only use a credit card if you actually NEED the money and you can afford to pay it off at the end of the month

Donald Trump wasn't chosen by businesses you fucking brainlet, they opposed him.

> borrow money
> don't pay in a timely manner
The kid may have been a jew, but you're a nigger.

America is a nation of immigrants and there's nothing wrong with that as long as the immigrants are here legally. Europoors on the other hand are importing the third world with the explicit goal of replacing themselves. I'm not surprised though. Your own women don't even want you anymore. You're pathetic.

kill yourself

Oh big woop, no shit you provide us entertainment. By all meams, please continue to enjoy your oh-so better quality of life in your bank-owned residence with your credit card debt owned tv.

Now dance for me monkeyburger hahahahahahahaha

sweden is in deep shit but that is fake news

This is why Europe is going down the tubes. You are out of touch with reality and anything that bursts your bubble you refuse to believe. You sit around and pat yourselves on the back about how great you think you are all the while you are just as fat, just as in debt, and just as degenerate as anywhere else in the world. Your self-congratulatory bullshit is what will end you.

Amazing counterarguments to those points faggot

>speisa
lmao why do you guys love fake news sites?
editindia.blogspot.com/2015/04/credibility-crisis-news-website.html

kill yourself you fucking moron piece of shit, i never patted myself on the back

Free healthcare, free education, free NEET life, free everything. 1/5th of the population is on antidepressants + illegal drugs and a huge alcohol abuse problem. Suicide is the third most common cause of death among young men.

Pay for everything with your credit card and tip in cash if you are the type to tip. It's that simple. Only buy things you can afford and pay it off at the end of the month.

How are people so retarded as to not follow these basic rules? Your goy (credit) score will skyrocket.

>I live in a tiny flat with me mum and make 24k per year, half of which goes directly to replacing me

smart

...

>I disagree therefore ti's fake news
Typical ignorant eurotard. Here's the relevant legislation: data.riksdagen.se/fil/6114B523-53A8-444C-9974-15F31E0ED4DB
Wow. You want me to kill myself for pointing out your hypocrisy of being all the things you point the finger at Americans for. Not surprising you'd wish me bodily harm for speech. Not like you have any real concept of freedom of speech anyway. en.wikipedia.org/wiki/Laws_against_Holocaust_denial
Basically, Europe is a has been. Your birth rates are below replacement because your women don't want you anymore so you have to import real men from Africa as your replacements. I look forward to indigenous Eurotards dying out. Can't come fast enough. I literally believe the invasion of Normandy was a mistake. Good American men died to save a bunch of ungrateful degenerates that are destined to die out anyway.

...

Pot meet kettle.

>muh Normandy
aka murican invasion when the Nazi army was already crumbling under Soviet counter offence.

...

I NEVER POINTED AT THOSE THINGS YOU SUBHUMAN NIGGER ARE YOU NEW TO THIS WEBSITE YOU DUMB BOOMER PIECE OF SHIT

>using a country of 5 million people to represent an entire continent

Your own fucking picture says Denmark is exceedingly higher than the rest of Europe. If we're going to use ridiculous sample sizes, I wouldn't talk shit considering you have 40 fucking millions violent and degenerate niggers in your precious USA.

>Europoors on the other hand are importing the third world with the explicit goal of replacing themselves.

As opposed to the USA where the Third World has already settled. You have more illegal spics than many European countries combined have people. Seriously what is the matter with you low-IQ Americans, it's like you live in a completely different universe, one where your retarded nation isn't flooded with shitskins. You have cities that refuse to co-operate with federal deportation measures. You have judges that refuse to have illegal violent criminals arrested in their courthouses. Not one of your two hundred biggest cities is over 80% White.

I agree. It was a mistake. Too bad the Nazis didn't win. Or the converse, too bad the bolsheviks didn't finish them off and just take over the entire continent. Either outcome would be better than the cesspool Europe is now.
Nice cartoon. See pic related

>using a country of 5 million people to represent an entire continent
Um, yeah. The US is one country so comparing the US to "Europe" is nonsensical. One country against another. You pick whichever one you want. If you want to play the semantics game, I'll pick a US state to compare. How about Connecticut. Or Vermont. Either way, you lose. Get fucked Eurotard.
>As opposed to the USA where the Third World has already settled.
The USA was founded by immigrants and we coexist as well as we can. Your goal is not coexistence, it is to die out and give it all away. I actually agree with your course of action. I will be happy when Europe and Europeans are confined to the history books. Good riddance.

> You have cities that refuse to co-operate with federal deportation measures

And you have entire countries that literally have no immigration standards and allow shit like this

I'm sure that's why they're getting billions worth of tax cuts - are you literally this retarded? I'm not even surprised

>I'm sure that's why they're getting billions worth of tax cuts

This is no problem as long as small businesses and middle class Americans get tax cuts

kill yourself communist nigger

>I'm sure that's why they're getting billions worth of tax cuts - are you literally this retarded? I'm not even surprised
This is Eurotard post hoc ergo propterr hoc in a nutshell. Nice product of the eurotard education you are so I'm not really surprised. Did it ever occur to you that whether businesses get tax cuts or not is orthogonal to how much they supported Donald Trump during the election? The Republicans are the party of tax cuts. That's a big part of their platform. That's why they do it as they campaign on it.

>You are out of touch with reality

And you're somehow saying americans are?

>Europeans need their hands held by the government for personal finance because they can’t figure it out for themselves

Lmao

>our language
>american

>And you're somehow saying americans are?
Not as out of touch as the Eurotards in this thread apparently. We're not the ones who shat Veeky Forums up with this finger pointing bullshit. We're just responding by patiently pointing out your hypocritical bullshit. You are just as fat, just as laden with debt, and just as degenerate as the worst of America or anywhere else. Yet you run your dick beaters all over your keyboard to cover your inadequacies. It's pathetic.
>our language
>american
Yeah, dumbass. The people who settled America spoke English. Therefore it is *our* language. Get a fucking clue and maybe crack a history book. Oh, nevermind, you're European so you just shoot your mouth off feigning knowledge without actually knowing anything.

>If you want to play the semantics game, I'll pick a US state to compare. How about Connecticut. Or Vermont.

What a coincidence, two states least affected by the tide of spics that's rolling over your country. Your entire country is turning into Honduras, you retard. Whatever issues we have with Islamic migration is a fucking faucet drip compared to the tsunami that's washing away America.

A MILLION A YEAR

How about you post some statistics about your resident 40 million Africans, you subhuman mong. There's only 20 000 Somalis in Denmark. You literally have more niggers than some African countries.

Fuck you. America is a nation of whites, where even the fucking constitution said niggers weren't equal and didn't have rights. The Jews managed to worm their way in and push that melting pot bullshit, but that doesn't make it true.

...

>What a coincidence, two states least affected by the tide of spics that's rolling over your country. Your entire country is turning into Honduras, you retard. Whatever issues we have with Islamic migration is a fucking faucet drip compared to the tsunami that's washing away America.
Laugh and point the finger all you want, as that's all you can do. The demographic trends undermining the indigenous population of Europe are accelerating. Since this is Veeky Forums, think compound interest. Your Somalis are compounding your doom with a lot of help from pic related who don't even want you anymore. Lol.
>How about you post some statistics about your resident 40 million Africans, you subhuman mong. There's only 20 000 Somalis in Denmark. You literally have more niggers than some African countries.
Yep, we kept them as slaves for 400 years and then let them all go and they're still here. That's how it works. Unlike you who are steadily actively importing them as fast as you can.
People make decisions and they pay for those decisions. Commit crime, go to prison. Eat too much, have health problems, have underage sex, get pregnant. I'm not apologizing for any of that but I make the decision to not fall into any of those categories and I don't eat at McDonald's. I'm also not pointing the finger at anybody else to cover up my own shit like Euro's do. I'm not going to bother dragging up a list of shitty Euro crap and I'm not enough of an autist to save images of it but keep pretending you are better than everybody else and see how it ends. Pro tip: you're not.

*Pic related

Why are burgers always so butthurt

Why are europoors always so butthurt

Never had one, talktalk in the UK got hacked a few years back and they gave me free credit assessments by noodle for life, mine 592 and I have never had a loan or credit card in my life. I never will get one either. The only loan I will take out is possible a mortgage for a house but I already have a lot saved towards that so may not need to.

/pol/ likes to argue with imaginary people in their head, naturally they project that onto you forgetting they are responding to real people