It's not a security, so you don't gain any interest just by holding the token. You use the tokens to buy a SALT membership, to pay off a portion of your loan, and one day as collateral. Also, they have a credit card planned for next year sometime, where you build up your credit rating based on your standing within the SALT network.
So it's valuable if you want to use the platform, and also definitely valuable as a flip because the price is only going to exponentially grow when the platform goes live and awareness around it develops. I personally will hold half my bag for use on the platform and flip the other half.
