Is there an entity in your setting that's responsible for misfortune, or is it a thing that happens just 'cause?

Is there an entity in your setting that's responsible for misfortune, or is it a thing that happens just 'cause?

I once played a dwarf conspiracy theorist who blamed every misfortune, however small, on elves. Especially the elf in the party.

It was later revealed that he was right all along.

The Lady (mostly based off of the Discworld goddess) is the goddess of Chaos and is one of the two most powerful entities in my setting, alongside her opposite, Lord Fate the God of Order (again, Discworld-based). In practical terms for mortals, The Lady usually takes the form of the goddess of luck, which can be good or bad luck as she wants.

The Lady and Lord Fate created everything because even though they absolutely despise each other, they recognize that a universe dominated by either them would be utterly inhospitable - Lord Fate's eventuality is absolute stasis where nothing every changes, whereas the Lady's inevitable universe is an ever-changing morass where nothing lasts for more than a second.

There used to be.
It died.

People still blame it however.

I blame the fucking faeries.

The rogue.

Obviously.

There are various Gods, Goddesses, Demons, Devils, great, unknowable Monsters and even natural events who have misfortune attributed to them.

The truth remains unknown. Not even the Gods share their secrets.

In my setting we call them Jews

Don't be that guy