I'm 23 and I plan on retiring in 4 years and living the comfy early retirement NEET life.
>currently make 47k per year after tax. >no debt, don't even have a credit score. >live at home and save 95% of my income per year. >own 6 BTC, 17 ETH. >30k in stocks. >5k in savings.
My plan is to sell all crypto and stocks in 4 years, hopefully my networth will he around 300k-350k by then. I'll buy a smaller home in rural TN for 150k, and live off 10k per year. I just want to escape wage slave life and live alone in a small comfy home.
Joseph Campbell
strat doesn't seem all that great but how do you not get fucking bored all the time?
Hunter Davis
I would travel with saved up money and do a bunch of hobbies
Brandon Clark
>>live at home and save 95% of my income per year.
So you're basically accumulating wealth on the backs of your parents.
Ethan Russell
This. You'll quickly realise you need an actual purpose in life to enjoy being life, rather than just not being a wage slave.
If you're in such a healthy financial position you're better off putting all your energy into doing what you love, esp if you're only 23
Jaxson Kelly
You're 23 and you think you can retire with 300k?
You are completely retarded if this is for real.
Cooper Bell
nice larp
Henry Johnson
There is literally nothing wrong with this
If managed correctly and frugally, he could easily.
Lincoln James
>There is literally nothing wrong with this
If you're a man-child, sure. Or you're in crazy debt. Or your parents are ill and need taken care of. Otherwise you're just a parasite.
David Jones
Yes I can easily. 300k-350k. Anyone can if you can live off 10k-12k per year and never leave the house. I could retire off of 250k probably, but 300k-350k would be more comfortable. I could always get a small non stressful part time job in the future also if I needed money for some reason.
Christopher Perry
Boomers brought us into this shit. They can pay for it. Fuck off normie, this board is for NEETs only. Go back to your body building forum you faggot.
Jackson Martin
God damn extrovert assholes will never understand us. Don't worry OP your plan sounds good minus the cashing out part.
Matthew Gomez
How is this a larp? You idiots will believe some guy saying he found 500 BTC on his hard drive but won't believe me? Early retirement can be done by anyone if they have a very high savings rate and has no gf/wife/kids.
Chase Stewart
>Boomers brought us into this shit.
So it's OK to be your parents' parasite because "muh boomers fucked us all"?
So if you were alive during your parents' time, you would have prevented the "boomers" from selling out?
You haven't thought this through very far, clearly.
Julian Parker
Fuck you, you idiot. They brought me into this world, they can take care of me while I'm working on improving myself rather than pay for a shitty apartment with a pothead roommate while barely paying the bills with a no-benefits job at petsmart.
Jaxson Diaz
>not utilizing and exploiting every single advantage available to you You would never make it in the business world my man
Chase Butler
This. Some Parents force you into this world, then kick you out as soon as you turn 18, then you're forced to throw away money on rent. I'm glad my parents let me live at home expense free.
Alexander Brooks
This is why you didn't and will never make it.
Besides,
>caring what other people do
Sebastian Diaz
You sound like a classical trailer park family His parents may be smart and tell him to stay at home and save money I suppose you would call all medical students being supported by their parents parasites too You must be a debt cuck
Jordan Wood
>they can take care of me
Of course they can, and they will, because they're your loving parents. That doesn't mean you're not a parasite.
I'm not even trolling -- you're just not terribly self aware.
I lived with my parents rent-free until I could afford to live on my own. After that, you're just being a mooch.
Henry Peterson
Heh, maybe I'll be able to buy a house in the U.S with BTC so I won't have to cash out. That would save me on fees and taxes.
Isaiah Walker
>This is why you didn't and will never make it.
Oh, sweetie...
>sitting in my 3500 sq ft house that I own >2016 BMW M4 parked in my garage >bought ETH when it was $40 >make six figures at a normie job
Nice try, though.
Bentley Thomas
Yes absolutely. fuck all boomers. They had it on easy mode, then try to fuck us over every step, so I'll do everything I can to milk them dry. Crypto is for NEETs only. Besides we are all Jew parasites here, trading crypto is not creating jobs.
Zachary Ramirez
>I suppose you would call all medical students being supported by their parents parasites too
Can a medical student support themselves without taking on more debt? Clearly not. OP isn't in medical school, he's perfectly capable of supporting himself.
Holy shit you guys are retarded. The meme is real.
Jacob Rodriguez
>being so insecure that you not only have to brag about your tryhard car, house, and job on an anonymous online anime forum, you also have to put down other people trying to save up money by living at home for a while
Consider suicide.
Colton Wood
Maybe the difference is my parents never had a lot of money, so I've never taken any of it for granted. I also don't hate my parents.
The number of people coming out of the woodworks as meme tier NEETs is actually pretty sad, goddam.
John Gonzalez
Cry more you normie fuck. Your idea of morality is what's retarded. Kill yourself.
Mason Butler
>insecure
>>u will never make it >examples of how you are mistaken >>tryhard
Adorable. I can see the forehead grease from here.
Juan Thomas
You are blue pilled as fuck. Dick waving your normie lifestyle as if we care?
Owen Evans
>>youll never make it >I've already 'made it' by most all financial measures, came from almost nothing >>Dick waving
>>blue billed >practically 1488
Robert Robinson
How were those examples of how you made it?
You're a stupid fucking normie wageslave who thinks he's above others, and goes into Veeky Forums threads being a faggot for no reason, where we're just trying to get to a better place in life. You bought a new BMW because you're an insecure cuck who cares about how he appears to others.
Enjoy your soulless 9-5 on Monday.
Xavier Sanders
Normie wageie that's a slave to materialist things...sad. how much debt did you get into to buy that house? If you have a mortgage you don't really own it. Please don't tell me you financed the BMW also, or it's a lease.
>six figure normie job.
So like 80-90 something thousand after taxes? A BMW m4 starts at around 65k if you actually bought one and didn't lease it, so you're an idiot for buying a car that's over half your actual lncome. Also get the hell out normalfag. Go to r/personalfinace. That's more your speed.
Jackson Stewart
Shouldn’t you be getting to the office soon to suck Mr. Noseberg’s dick? Don’t forget your kneepads Mr. 1488.
Henry Morgan
Lol I'm so proud of Veeky Forums right now. Red pilled as pol but with the additional power of autism and forsite to actually better our future.
Isaiah Price
>he doesnt know those are just vpns from the same group posting there address. I backtraced them
Grayson Murphy
>how much debt did you get into to buy that house?
The great thing about real estate is it's hard to lose money if it's your only house. I owe significantly less than it's worth. I'm not trying to get rich off of my house, but after I sell it I will, at worst, have lived here for free for years.
>Please don't tell me you financed the BMW also
Sure did, at 1.9%, and I owe less than it's worth -- also great thing about M-series BMWs, they hold their value well for a car.
tl;dr -- life is too short, I have more money than I ever thought I would at my age, and make more (both from my normie job and crypto) than I ever have before. That's progress.
Joseph Martin
Wow, so you didn't make it at all
Kill yourself you normie fuck.
Jace Allen
Congrats on your success. If you are truely happy with your life why are you ripping on neets and bragging about your material wealth in the middle of the night?
Charles Gomez
> not buying ETH when it was 1$ > having a huge house, which you don't really need > driving the NORMIE class BMW > go to work to finance all this delusional bullshit
Press S to spit on grave
Jaxon Powell
>Anyone can if ...they never leave the house Faggot
Jonathan Price
>Wow, so you didn't make it at all
If only I lived with my parents..
>Congrats on your success.
Thanks :-). Minor success in the grand scheme of things, but I grew up with very little money.
>If you are truely happy with your life why are you ripping on neets and bragging about your material wealth in the middle of the night?
Not ripping on NEETs -- calling people out on their parasitism because nobody else will.
I'm not bragging, I was responding to "you'll never make it, kid" posts. I have some idea of wtf I'm talking about is the point I'm trying to make.
Christian Jones
>I grew up with very little money.
You keep saying this, like we care or you have something you really need to prove. How fucking insecure are you? You're not successful by the way, just another stupid normie cog in the machine.
Brandon Gonzalez
> not buying ETH when it was 1$ A bit regret of mine...I bought when it was $40, though.
>>M4 >>normie class BMW
pick one
> go to work to finance all this delusional bullshit
I could literally sell everything and quit my job on a few months notice and be in great financial shape.
Can we get back to how living with your parents when you can afford not to is man-child tier autism?
Juan Carter
I don't feel I'm insecure...
>You're not successful by the way
Fair. But I'm not unsuccessful, and I can generally do as I please day to day. Not unhappy, which is what matters.
>Can we get back to how living with your parents when you can afford not to is man-child tier autism?
pls
Easton Barnes
>Can we get back to how living with your parents when you can afford not to is man-child tier autism?
It's a choice, like wasting money on cars and houses is when you could have invested it. Why do you care?
Nicholas Gonzalez
Lol, so you're just another normie fag that's in tons of debt. If you actually saved a lot of your money, bought a nice car and house in cash, and retired early then I'd be impressed. You haven't made it if you're 100s of thousands of dollars in debt.
Colton Adams
these larp threads are getting sad. OP, just shut your computer off
Liam Reed
>Why do you care? Because living with your parents when you can afford not to is not a sign of good character. It's also the opposite of the path to success, in my mind.
>Lol, so you're just another normie fag that's in tons of debt. If you actually saved a lot of your money
A car loan is bad debt, I wholeheartedly agree. A mortgage...not so much -- not in .
I have plenty of savings. Otherwise I wouldn't have bought what I did.
Also in case it wasn't clear, financing a car at 1.9% (less than inflation) is hardly a risky move...
Sebastian Rodriguez
You're not successful and obviously unintelligent, so why the fuck would I listen to you you condescending faggot?
Nicholas Gutierrez
>not successful and obviously unintelligent
I don't think that's obvious at all -- but I imagine I wouldn't if I were unintelligent.
Not successful...I suppose that's all a matter of perspective. Maybe I'm nigger tier successful. But at least I don't live with my parents :-D
Jordan Cruz
Don't be stupid, live of the interests
Andrew Jones
>But at least I don't live with my parents :-D
Only worthless wagecuck scum like yourself would see this as a bad position to be in. Now stop caring about other people's lives and go make your car payment you're indebted to, as well as all your bills and mortgage that ensures you break even at the end of the year. And get to work a little early, the boss who dictates your life wants you there on time.
Blake Walker
I love when normies get absolutely BTFO
Alexander Butler
Holly fuck you are all I hate. You are the one I try to avoid by going here. So could you please leave ? It's crazy how you fit perfectly the stereotype of the frustrated and lonely overcompensating douchebag
Ryan Bennett
crazy enough to be larp
Ryder Rodriguez
God you really are an insufferable faggot. I can see how you chose a BMW - shit value, shit car, pure status symbol for the insecure folks with zero self-awarness.
Jayden Foster
How hilarious is this nerd rage, holy shit
Sorry you're right, I'll sell my house/cars, quit my job, move back in with my parents and live off of my crypto earnings.
I ain't even mad
Eli Roberts
It's not funny at all, read your posts. This is the only place people will tell you that you are an arrogant piece of shit. Everyone else you know surely just avoids you. You must realize this.
Gavin Clark
Thanks, and close the door behind you.
Charles Robinson
Love watching you autist NEETs rape normies with no lube. Reading this thread is highly entertaining.
Sebastian Torres
>muh BMW >muh money Is this your Facebook?
Adam Lopez
By your own fucking calculation you'll run our of money at age 47.
Henry Cruz
>the only place people will tell you that you are an arrogant piece of shit
And the only place that someone will tell you that you're a parasite for living with your parents
Brayden Clark
Some weird lonely dude that lives around me drove a nice BMW. They found him dead from a heroin overdose last year.
Caleb Nguyen
I don't live with my parents, not am I a NEET. I unironically see nothing wrong with it if that's what works best to get you established.
What you don't get is most people have a family, friends, you know, people that like them. I'm sure this is foreign to you based on your disgusting personality.
Brandon Baker
I would rather live with my parents than be a walking pile of insecure dogshit like you.
Luke Taylor
Something that might be hard for you to understand, because you're an extremely unlikable faggot, is that some people actually like being around their parents, and their parents like having them around, since there is a family bond and love.
But enjoy your BMW payments.
Carter Lopez
Sounds like you're doing good op, well played.
James Ward
>some people actually like being around their parents, and their parents like having them around
I'm sure your parents would love for you to still be living with them when you're 30. Holy shit.
Ayden Smith
I'm sure your parents have never wanted to be around you - at any age.
Isaiah Foster
They would, since they actually love me. Not that you know anything about that.
That said, I'll choose not to, but there's really nothing wrong with it.
Alexander Perez
Mr nosenberg stole all of his joy.
Evan Howard
You are the epitome of the herd-normie-morality. Interesting to find such an specimen in this place.
Samuel Powell
Let me do quick rundown > Neet posts retarded budget plan > Gets called out on it > Starts throwing insults > Being informed insults are incorrect > Has a meltdown > He unironically believe everyone with money want to quit job and go to woods like OP fag but they "wage slave " not cuz they like society but cuz they just to
Op, you're a sad person if not a larper. Dude has more life than you even Working in McDonald's. Can you please explain why do guys like Bill Gates or Jeff work. They should quit r-right? Pretty fucking sure any CEO I know doesn't work 12 hrs a day for money. I always pity u retards with such a depressing concept of life and low testosterone accomplishments.
Aaron Evans
Is 50k in Bitcoin/Altcoins enough to get a million?
Robert Cox
>posts picture of his shittty crotch rocket in a desperate attempt to show off >deletes it
Can't make this shit up
Gabriel Wood
>> Starts throwing insults where did op do this? the conversation here is largely between random neet-anons and a wagecuck.
Grayson Price
You're the same faggot from earlier, only now you're posting from your phone or you reset your router.
You are pathetic.
Hudson Price
It probably is, but if you weren't retarded you'd invest that into Link and get 10 millions
Adrian Morales
Then at the same time he changes his I'd using the same bullshit tone and writing style pretending he's not the only proud cuck on the board.
Austin Brooks
Check out my ip or smthn I'll be from eu Had to tldr it a bit but it's still same thing. Dude is saying this is cuck way of life yet he gets """destroyed""" by 0 argument posts
Gabriel Ramirez
I wish you luck bro.
Luke Ortiz
Dude > Enjoy life and society > Work 4 days @ job I like > Proud of my life and know exactly what to do in next 10 years career/life wise > I don't have BMW tho cuz that's dick compensator in my opinion
Compared to > I live with parents > I have no skills or interests that would make what I do on daily basis profitable (considering you aren't entirely air waster and you have something to do with your life )
John Lee
I'm 30s, my wife and I live with my parents. Not ideal, but we're very happy. I have money saved and hope to buy my own house soon, though. You'd be surprised.
Luke Nelson
>Escape wage slave life.
grow gourmet mushrooms and sell to local chefs
ezpz money
Isaiah Gray
>live alone
hahah fucking loser
James Davis
The state of Veeky Forums holy shit. Well at least you have wife user...
Jaxon Collins
Listen faggot, again you are larping about all your successes not realizing no one gives a shit.
I'm not a NEET. I am certain I am doing better financial than you who needs to brag and compensate based on the fact you have debt and I own 2 cars and a home debt free.
But being a normal person, with a happy family and social life, I see the appeal of OPs plan. It seems exciting and I unironically wish him well.
Now fuck off and quit fucking bragging on an anonymous image board. No one likes you here, or in the real world.
Andrew Jenkins
But your own place is a terrible deal when economy is going to shit, without ample opportunities you are just trading dependence from your parents to your jew boss. If you invest and profit from all that saved rent money how can you be a parasite?
Jeremiah Evans
Again with bragging. The only thing I stated is I don't have BMW and I like what I'm doing. Not sure about noone likes me that's for people to decide but what I am sure is that Im not moving from a city center exactly because I can't live without friends and family like OP
Angel Anderson
>Implying you aren't the samefag that deleted the motorcycle >Implying family and social life is better in a city
You really are dumb as fuck
Michael Young
> Dependant on boss jew
I'm surprised people actually believe this is the case for everyone holy shit.
Leo Bennett
> Being so sweaty you need to repeat yourself there's only one person who's enjoying his life with a job
Also yes , dk about US but for me it is better in a city 100%. I have few friends in a country side but holy shit that's so not me, I unironically like busy streets more.
Parker Jones
I have more than that. I do more exciting things/live better than most "normal people" I know who are living in their own shit house/shit apartment working at their shit jobs eating their shit ramen noodles every night with their shit kids because they're poor, but they think they're "independent."
Meanwhile I drive good cars, eat good food, go on good vacations, have tons of money saved up, have no debt, and I'll have a "nice" house of my own soon, while they are forever stuck in their never ending cycle of shit.
I never cared what others did or what others thought. In the end, I know I'll have the last laugh.
Lincoln Anderson
This
Adrian Gray
>BMW Amena koiym
Easton Cox
i have the same plan as you op though i am to be $40k in debt when i take my masters next year and live alone i plan on doing maybe 4 years of wage slavery and then become a early retirement neet before i turn 30 i am currently $2k in crypto as its all i've been able to afford with my disposable income this past year i expect i'll be earning about $60k annually out of which i intend to put as much as i can into various investments, that is if i get employed by the company i am doing my thesis at dont listen to the normie fags who say you'll be bored or whatever, they will never be able to comprehend the neet mentality ganbarou, op-kun, i unironically hope you make it
Juan Brooks
Retard... nothing is free. Look at amortization table and then tell us what a great deal it was. If you take a mortgage to term you pay for it 2x to 3x depending on the rate.
Jack Carter
>I have some idea of wtf I'm talking about is the point I'm trying to make.
No, you don’t
Evan Brown
Who's bragging lol
Also > Live with parents, don't own property > Drive nice cars
Man either your bad larper or your indeed stupid enough to support OP plans
> I'll have my last laugh Implying that's what life is about not the process but endgame
I'm fucking out, coming back to biz after half a year was a mistake.