Veeky Forums, I fell for the medical school meme. I am in too deep now with six figure debt. On the positive side, I went full autist and crushed the board exam, so I can basically go into any specialty.
How do I leverage my MD degree for maximize financial gains? I am trying to go against the beaten path while still using the degree. Is there a medical specialty that is most amenable to business? Any advice or ideas would be appreciated.
I am 25 years old now. My goal is to be financially independent by age 40. I'll graduate with ~$250K debt in 2020, then do a 3-5 year residency depending on what specialty I pick, making ~$60K /year during that time. After that, I will be a full-fledged attending medfag making $250K- $400K+ /year depending on the field.
Btw, I am married, and my wife is going to graduate from PT school in a few months and start making ~$65K /year, which will help pay off my debt.
I have no money to go all in on anything. I am playing the long game here. No get rich quick schemes for me.
Nathan Perry
become a orthopedic spine surgeon. i deal with these rich fucks everyday
Daniel Bailey
>How do I make it? Just keep going full autist and study hard. With the amount of chaos, disease, laziness, and obesity in the world, you will never be out of work if you make it to medfag status. Everyone needs a doctor. As for specialization, do anesthesiology, or neurosurgery if you're actually a fullly high iq rick and morty level genius
Joshua Bell
The audacity of you fucking retards. You come here sharing tips and analysis of crypto, when it's just a roll of the fucking dice. You're like a sad old booze hound that thinks he's got a great method for winning the coin slots. You all think you're Jordan Belfort. If you weren't £1000 deep in crypto by 2014 you're a fucking victim. If you haven't already lost most of your money, you're going to at one point. Even the photos you post of your "14k portfolio", you're not kidding anyone. Spend 10k, up 4k one day, down 4k the next. This should not be a business and finance thread it should be a help thread for problem gamblers. You're fucking pathetic. You're lazy. You have nothing going in in life. That's why you choose crypto currency. You're all too lazy to invest in real business ventures. Take me for example, a real entrepreneur. I've been buying and selling cars since I was 17. It's paid my bills for 6 years. Just this morning I bought a "spares or repairs" listing for £150. Got it running after a quick reference of the hanes manual and an hour on YouTube. Same car, similar age and millage are selling for £4500 on autotrader. Night just sell it for £4000, for a quick sale. Even if I buy a car that is truly fucked, it still has scrap value, real physical value. What do you have? Nothing. Ive also put the deposit on a car that cost 3300 but will sell for 5000 easily. And all that took was 15 mins looking for a good deal. Last year I used only £8000 to buy my uncle a van and tolls for his landscaping business, for which I'm getting £1200 per month cash for zero effort. No sleepless nights. No spending hours each day following trends (100% pointless task) and now I'm looking to buy a small piece of low grade land for forestry operations. You idiots really have no idea about business or finance. I hope bitcoin crashes to 1k most of you fucking hang yourself. Worthless posers.
Ryder Gonzalez
i made 240k last year and have a 4 year degree. i literally sit on my ass all day and punch numbers into this fucker.
medschool is a meme. i appreciate yall hooking it up with quality medical care tho.
Grayson Rogers
We sell a hat for you
Hudson Collins
Third world medical school graduate here
>7 years of study >average salary is $600 USD / month >become a full time shitcoin trader >make ten times that
Feels...strange
Xavier Barnes
im sure your life is truly fulfilling
Angel Myers
Can you move to the US for a job that pays real money?
Lincoln Peterson
Most amenable to business would be biomed get an on campus part time job to keep debt down till you're out. They don't expect much and are accommodating during midterms and finals.
Owen Roberts
>I am married
I am sorry user, you are already fucked
Robert Price
Crypto investor here. The next big thing is going to be ponzi schemes within ponzi schemes. Normies haven't caught on to it yet, but in Ethereum, you can basically create sub-currencies. People are throwing money at those like crazy. And it's much better than investing in a new crypto, because with that you have to wait until it is traded on a major trading platform, which often takes weeks. With the Ethereum sub-currencies and related ponzi schemes, you can invest right away. The creators of the ponzis often leave only a half hour window in which you are allowed to throw your money at them, creating a nice time-pressure element that encourages idiots to part with their money. These sub-currencies are the reason why Ethereum is as high as it is now. There's nothing to top this hype.
Matthew Stewart
>job being fulfilling.
love to know who invented that scam mantra to get people into history degrees. lmao
Landon Wood
Your job is going to be replaced within 5 years. You said it yourself, it's punching numbers. Moving money around without creating any value. A monkey-tier machine learning algorithm could do it. And trust me, if they're paying you a quarter mill there is a strong incentive to replace you.
Cameron Powell
I'm also in medical school but here in belgium it costs me 900 euro's a year. So no debts for me Why don't all Americans get their degree here?
Adrian Adams
Because top US schools are approximately orders of magnitude times better
Nolan Long
>tfw he doesnt realize quants have been in the markets for years with almost no impact to human trading volumes
Noah Reyes
2nd world doc 1400/month If it wasnt for crypto Id probably neck myself Do not fucking fall for Med School meme !!!!! Being doc is the worst form of wagecuckery. Fucking 32-hour shifts , 300 hrs / month, constantly one foot in jail....I managed to get into more comfy speciality, but still am in the process of exit scamming
Joshua Kelly
>I'll be making $400K+ /year >my wife exists and will be making ~$65K /year, >how do I make it Veeky Forums lmao
Caleb Jones
don't EVER operate on me or my cat ever again!!
Liam Reyes
because when im looking for a primary care provider or a surgeon. i see their med school. im not picking someone who went to school in fucking barbados.
Robert Ramirez
Nurse here with more money than a doctor
thank you crypto top kek
Hunter Ward
Whatever...it's your funeral man.
Carson Richardson
They are the reason ETH is fucked, because of scammers instantly cashing out dumping bigly. ETH should be 1-2 k ffs
Nathan Morales
HOW THE CONSTANTLY ONE FOOT IN JAIL PART
Samuel Russell
Because the private sector in US is. Quite profitable. Very short route to attending/ consultant. Plus while America has some disgraceful aspects of healthcare, there are great research programs in cards and surgery in general.
Pros and cons. If a fresh attending were to apply to a consultant position in Ireland for example, they would need a fellowship and a masters/ PhD under their belt.
Tyler Garcia
>How do I leverage my MD degree for maximize financial gains
Lawyers lurking Poorfag patients trying to get rich off your mistake Under fire for unpreventable thing - which is people actually dying. Writing your every single move in the documentation. Then, you are judged based on hindsight.
Lucas Gonzalez
Not him but I've heard their degrees are meaningless here. They have to do a residency or something and almost no one takes them over people like OP
Jordan Gutierrez
>constantly one foot in jail.
Holy fuck, this.
Seriously guys, don't fall for it.
Robert Rivera
Does it matter though? Docters here in Belgium also make 250k-400k a year. Getting their degree without any debt.
Grayson Cooper
Yeah, I realize that's more than like 99% of America of whatever. But, like I said, I am trying to make "fuck you" money by the time I'm 40. Simply going oing down the beaten path won't get me there. It will allow me to live very comfortably, but not lamboland tier. The richest medfags have side hustles outside of medicine. The only thing I can think of is real estate investment, namely rental property investment. I am thinking I will try to pay off my debt ASAP with the help of my wife's income, and then continuously put a down payment on a new mortgage for a rental property as soon as I have the cash. I'd pay a property management company to deal with the tenants. Is this viable? I want it to be passive income, not a source of headaches.
Julian Adams
Why would anyone hire someone with a degree from a thirth world country? Given their corruption and lack of oversight on education you have no idea if he's actually qualified.
Liam Wood
Plastic surgery of course
Or some niche and unpleasant field like asses or ears
Gabriel Mitchell
>expect people making 40k to pay for your education so you can make 400k how entitled
Zachary Hernandez
I don't know why I've never thought of this before. Sounds horrible.
Camden Johnson
I am sort of squeamish though, so I would rather not do anything surgical.
>niche and unpleasant
I could probably get into dermatology, though. Most people find that to be pretty gross. But they can easily make $400K+/year working just 40 hours per week. It's also one of the most competitive specialties to get into, up there with plastic surgery. Doesn't pay quite as well as ortho or plastics, but the lifestyle is significantly better.
Cooper Kelly
if you let me fuck your wife in front of you and film it i'll send you 10 bitcoins
Evan Lopez
LOL
In my country medical university is basically free. You be BA. You be MA. If you don't like being fancy doctor, just DON'T!
LOL Why you even pay taxes if you can't go to school without debt? What the FUCK IS WRONG with you americans????????
Jayden Watson
you're prolly some scandicuck paying 60% taxes and all of it goes to refugees and u get sublime education top kek
have fun working to the grave
Christopher Baker
xxxxDDD aaahaha top!11!
Blake Robinson
their taxes are for funding expensive shit like military and welfare, no room for education & healthcare. You would think that would lower the number of graduates, but burgers love debt, its their way of life
Connor Reyes
Implying americans get good education. Had some 5th year american medical students over at our university and their anatomy knowledge was horrid.
Christopher Campbell
belgian bro checking in. my father in an independent entrepreneur, used to be a millionaire in the 70s now is in huge depth (i wont inherit shit). he has been coerced hard as fuck throughout his life. and this for the shit education we have? atleast hand out vouchers to the families instead of subsidy directly to education
Chase Smith
60% ... lol you be kidding! I pay about the same as you. And the meme that schools in the US are better is coming down pretty hard. This belgium guy is saying his university is top 40 in the world. British are the best. And the US is importing chinese and european lecturers and pros ... because they don't have any.
Please! Go fix your shit, girls and boys!
Wyatt Walker
congrats
Brandon Peterson
i despise socialist cunts like you. thinking belgium is all a fairy tale. do you like the fact that every parent here in belgium works either for the state or a big multinational company they personally don't give a shit about? belgium is a boring, immoral shit country
Daniel Morgan
6 of the top 10 medical schools in the world are in the US. 14 of the top 30 are in the US. What are you even talking about? You also realize that the US is a country of 300+ million people so there's going to be variation?
Kayden Bell
You'll be fine. I'm in med school too. Start donating plasma and doing research studies on campus to help pay for rent/etc and reduce future loans.
Christian Foster
>tfw eurofag med student >completely free >get a shitload of extra money because divorced parents and my mother can't work >option to get a special 0% interest loan directly from the government, which i don't even have to pay back in case i fuck up in life >use that money for huge crypto gains
life on fucking easy mode, maybe i'll become a orthopedic surgeon for fun.
Samuel Bell
In Medschool Donating plasma You either LARP or are retarded brah
Samuel Carter
>25 yrs old >married >$250k in debt >wants to retire by age 40
Just kill yourself, my dude
Andrew Gomez
Malpractice litigation
Cameron Turner
Older MD here. If you’re setting money aside for savings I’d incrementally start with 10% of your savings going to crypto and just focus on residency and paying off that debt.
Kayden Williams
I’m a pathologist, 39 making 690k in the states, so hopefully you’re gonna get a nice paying placement that allows some money to play with and won’t kill your family.
Blake Smith
LISTEN TO THIS SHIT. Donating plasma to pay for debt...
I don't even own a credit card. I didn't pay for my last surgery. Oh god I'm glad my taxes don't go to the military.
I really want to visit New York, and the West Side. Really really love the openness and theoretical freedom. But why the fuck is life so worthless there??? The list is sooo huge, how could the dream got so fucked up???
Isaac James
>life easy mode >parents divorced
come again?
Isaac Wood
You're gonna die in a car accident before you ever make any good money
William Parker
>Because top US schools are approximately orders of magnitude times better
Camden Martin
spinal surgery is in a bubble right now, don’t do it
most spinal surgeries performed in the US now are pointless and counterproductive.
i did have some issues growing up, lack of a father figure was likely the cause of that. for better or worse, it caused me to become extremely self-reliant. i'm currently doing better in life than a lot of my peers, so i'd say it worked out pretty well.
Justin Richardson
I don't even live in the US.
Daniel Diaz
Don't be the fool here. Your "statistics" are larps. Do your research, universities should create happy, competent doctors, not work for statistical parameters (Which is proven these schools do).
Again, central europe: - Debt free education - Debt free, top tier health care - Cheap, top tier public transportation - Cheap, 100% fossil free electricity - Financial pillow if you get poor - By far not as many prisoners - ...
What the fuck are you doing on this board, not improving your shithole?
Gavin Jones
Central Europe kek and that is supposed to impress us? Always funny to me how continental euros always claim supremacy but not even Africans look up to them
Xavier Nguyen
>My goal is to be financially independent by age 40
woah there its not like you live in Manhattan 4 bedroom apt. isn't?
Caleb Young
Americans make the rankings and they're biased. Still just because the schools are rated high doesn't mean they're producing students that are better than the others.
Sebastian Robinson
>Americans make the rankings and they're biased Those rankings are from Quacquarelli Symonds, a British company known for ranking universities/education in general. If anything, they would be biased towards European institutions
Jace Diaz
Their health care is far from "top tier". They are nowhere close to "100% fossil free electricity" either
I don't even know where to start with "financial pillow if you get poor". You don't just "get poor". You make a series of poor decisions until you become poor. Stop buying shit you don't need and hold a job. How about that? All of us who actually succeed don't need to fill a sucking vacuum in our lives you stuff with meaningless shit.
Benjamin Reed
It's not about supremacy you fuckin moron! It's about decency!!! Minimum standard of life, dipshit!
You drag us all down with your brute fucking force, paid by fucking imbissiles, praying for freedom and patriotism!
Who brought down african countries these past centuries? Or the middle east? Remember, we all, WE ALL fought together against Nestle killing people in developing countries. And only US citizens think it's about nationalism. That's why you pay happily to the rich, to buy more firepower. Dumb enough to send your children to get killed by afghan tribes ... for fucking control over heroin poppies!
Oh god, please send some decency. US is on the edge of orwellian nightmare, you think we like this shit?? Everybody is trying to talk to you people f* sh* !!
Whatever you do, do it surgical. Ortho, cardiac are the big money makers. Anes is not bad either. If medical is your passion, pulmono, cardio, ent, derm, these are big money makers.
Jaxson Lopez
- I get 100% fossil free electricity, cheaper then low regular prices in the US. We've compared them (together with a amerifriend).
- Yes, the university rankings are biased. And *duh* US and Brits are "the best" .. of course. They are mainly based on quantity of papers published... stupid larp!
- Yes our health care is top tier. The US is importing experts from around the world. So we know which universities they are interested in here. In the hospital, I didn't even care which surgeon I got, because the system just works. And I don't have to pay! :)
Levi Nelson
BRITS=ANGLOS=AMERICANS
Matthew Rodriguez
>centuries sorry, meant "decades"... I don't support colonialism. If you choose to ignore the things going on and stand on your nationalist shit, "we are the great", I guess you are the prototype of modern american. Is that what burger is about now?
Adrian Wright
If you want to make a fuck ton of money in the medical field then you should focus on jobs with an incredible demand in the private sector: Orthopedist, Anesthesiologist, Optometrist, Radiologist, OB-GYN... are all choices that will give you a VERY comfortable salary.
Thomas James
> Paying for college I feel so sorry for americans.
Grayson Campbell
Really? Aren't the biochemists and pharmacists supposed to take those jobs? Aren't those jobs hard to get? Why would you go into medicine and then not be a doctor?
Ryan Lewis
I’m happy with paying for my own college instead of every shit skin retard via my taxes like you do, cuckboi.
Elijah Howard
>Shitskin retard Le 56% face. You're thinking you aren't paying for their welfare either? Europe is 5% muslim not 44% non-white like america is
Noah Russell
OK you're retarded
Easton Butler
you get your "free" college (actually isnt) and burgers get the biggest military. When shit goes down you'll beg the U.S for help, i recognize this and im not a burger
Brody Morales
Jesus christ, i'm not a socialist, i fucking hate belgium. Do you really think i'd be in fucking crypto if i were a leftie?
Wyatt Torres
That's it, I've lost hope in the US. Those brainwashed, greedy non-humans will bring down the rest of burgerland with them.
If you can't understand that sharing the costs at all times for education is better than paying a huge sum to the banks for nothing, YOU LOST.
Or this other guy, who doesn't believe someone can get poor. Well, wait till you are sick and the only option is going into debt. YOU LOST.
It's not like we like the US to fail :( We don't want to get killed. Or the CIA running opium fields. But where's the hope now? I sincerely believe it's too late. How brainwashed can a country be? I guess top tier.
Mason Morales
Europe is not that much better in the brainwash deparment. Dont be such a faggot. You sound like your average high school graduate who believes all media and what the teachers told you. I know cause i did high school in Europe and the lefty brainwashing going on was MASSIVE.
Wyatt Sanders
Can’t wait till you eurocucks go broke
I seriously hope you starve to death one day
Adrian Brown
In the meantime enjoy you 6 figure debts.
Henry Robinson
Same boat, dentistry here. I quit in my 3rd year. Learn programming, you pick it up in 2 - 3 months, you can earn like twice what you make now freelancing.
Leo Wilson
Lol high school? Gotta be kidding me... Like this kids learn anything more then be a bit organized. I went to many schools. And I am actually not from europe. Again, it's not about nationalism, it's about our dignity and basic rights.
And yes, it's not fairy tails. Often, you have to work a few years in the country prior to getting those "privileges" like a financial pillow.
But try taking your glasses off some times. There are many things I like about the US. But hell, wouldn't i trade! I did not lie. I wrote the truth, that's how I live here.
Ayden Ross
I got an education in a field with job prospects. My debt is manageable.
Ethan Edwards
top!
Julian Bennett
Work as a doctor while living frugally. Save up 1 million dollars ASAP and then put it in an ETF, live off the ETF dividends.
Michael Gonzalez
Ortho fag here.
My advice, deal with the bullshit of being dirtpoor during residency. However kiss as much ass as possible. By doing that you’ll make connections later on when you practice.
>t. UCSF grad >Cedars Ortho Residency/Fellow
Henry Anderson
Maybe in your country but where I went the propaganda wasnt even subtle. Very political. Burgers have done shady shit for sure, but you cant blame the average citizen and generalize like you are doing. The govt is fucked up and banks run everything. Same as Europe. Both the U.S and EU are in deep shit, similar problems. Throwing blames at each other does nothing but create resentment amongst racial cousins. (((They))) have been inciting this hostility for decades and you fall for it like most lefty cucks, and thats what 90% of US haters are based on experience.
Asher Wright
OH COME OOOON Nobody has inciting hostility. Forget this (((They))) bullshit. Yes, big corporations want money. On this fucking board everybody is so greedy.
But who is fucking bombing up and down left and right around the world? Who is killing leaders from foreign countries? Yes, the US government.
I know it's not the laymans fault. I know most huge companies have HQ in switzerland. I know London has many financial HQ. And I've said before. We fight together, we always have. We fought against slaughter, for freedom and our rights.
But here comes the point. How the fuck is everybody so nationalist? Why the fuck is everyone so nazi? I can admit I like some things about the US, I want to see them here. Hell, until the 80s it was illegal to wear a dress in New York as a men. Those brave fighters have inspired activists here in europe.
I just want people to take of their fucking nationalist glasses. Patriotism is blindness, and PUTTING STUDENTS INTO DEBT IS SLAVERY!!! true story.